Choose Bank of Baroda’s easy personal loans
Download the app to start your loan application!
Switch your home loan and save more!
Minimum documentation required. High savings on interest.
Unlock amazing discounts on Ajio.com
Get 10% instant discount with Baroda debit & credit cards.
Bhim Baroda Pay is the Easy Way.
Send and Receive Money Instantly, 24X7 with Bank's UPI Mobile App.
Fly high with exciting discounts onboards
Book your domestic flight tickets on Travelxp.com via Bank of Baroda debit cards.
Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.
- Saving Accounts
- Current Accounts
- Term Deposit
Baroda Advantage Saving Account
Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.
Baroda Champ Account
An account for minors, 0-18 years of age. Theme-based RuPay Baroda Champ Debit Card issuance available to applicant individually above 10 years of age.
Baroda Mahila Shakti Saving Account
Our women savings account is acontinuous effort to support women empowerment and mahila shakti! We introduce you to women's savings account called Baroda Mahila Shakti Account.. Open a savings account today and enjoy higher interest rates and many such benefits.
Baroda Small Business Current Account (BSBCA)
This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.
Baroda Tax Savings Term Deposit Account
Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.
Baroda SUVIDHA Flexible Fixed Deposit Scheme
A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.
Capital Gain Account Scheme, 1988
The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.
Flexible Recurring Deposit Scheme
A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!
Monthly Income Plan (MIP)
Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.
Motor Accident Claims Annuity Deposit (MACAD)
This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.
Baroda Recurring Deposit Scheme
Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.
Baroda Regular Income cum Recurring Deposit (RIRD)
Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.
Quarterly Income Plan (QIP)
Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.
Baroda Short Term Deposits
An ideal option for all transitory savings to meet the requirements. A scheme for high return on your savings even for a short period of less than 1 year.
Baroda Advantage Fixed Deposits (Non- Callable)
List of bank's authorised venders for Overdue Collection Activities
Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.
- Home Loans
- Vehicle Loan
- Education Loan
Baroda Home Loan
Home loan packed with multiple benefits for all aspiring homeowners.
Baroda Home Loan Advantage
Get finance for your dream home and avail maximum benefit of interest.
Baroda Home Loan Takeover Scheme
Switch your existing home loans and avail various exclusive benefits.
Home Improvement Loan
Upgrade your residence with home renovation loans from Bank of Baroda.
Baroda Pre-Approved Home Loan
Get in-principle approval for home loan, even prior to the purchase.
Baroda Top Up Loan (Resident/NRIs/PIOs)
An additional loan facility extended to home loan borrowers.
Baroda Home Suvidha Personal Loan
A scheme for financing various costs associated to home purchase.
Credit Risk Guarantee Fund Scheme for Low Income Housing
The scheme offers credit risk guarantee on behalf of EWS and LIG group.
Baroda Auto Loan for Pre-owned Car
Own the car of your choice
Baroda Car Loan
Own the car of your choice
Baroda Two Wheeler Loan
Purchase a bike of your choice
Loan given out to parents for school education in any recognized school
Loan specifically designed for Indian students pursuing graduation, post-graduation, or any other professional courses in India.
Loan for MBA, MCA, MS, and other notified courses that help with job creation
Baroda Education Loan to Students of Premier Institutions
Loan to Indian nationals who secured admission into premier educational institutions in India
Skill Loan Scheme
Loan designed for students pursuing technical courses.
Vidya Lakshmi Portal
Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services
Government of India Interest Subsidy Schemes for Education Loan
Interest Subsidy Schemes for Education Loan
Baroda Education Loan for EDP being offered by Premier Institutions in India
Loan for EDP being offered by Premier Institutions in India
Baroda Education Loans for EDP being offered by Premier Institutions Abroad
Loan given for executive development programmes abroad.
Higher Education and Skill Development Guarantee Scheme for Pursuing Higher Education in Delhi
Loan for meritorious student to pursue higher education in Delhi
Rates & Charges
Baroda Home Loan
Baroda Car Loan
Baroda Education Loan
Baroda Personal Loan
* APR as Low as
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