Products

  • Accounts
  • Loans

Accounts

Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

 

  • Savings Accounts
  • Current Accounts
  • Term Deposit

Baroda Advantage Saving Account

Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.

Baroda Champ Account

An account for minors, 0-18 years of age. Theme-based RuPay Baroda Champ Debit Card issuance available to applicant individually above 10 years of age.

Baroda Mahila Shakti Saving Account

Attractive offers on beauty, lifestyle, groceries, etc.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Motor Accident Claims Annuity Deposit (MACAD) TD178

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.

Baroda Regular Income cum Recurring Deposit (RIRD)

Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.

Quarterly Income Plan (QIP)

Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.

Baroda Short Term Deposits

An ideal option for all transitory savings to meet the requirements. A scheme for high return on your savings even for a short period of less than 1 year.

Baroda Advantage Fixed Deposits (Non- Callable)

Loans

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Baroda Home Loan

Home loan packed with multiple benefits for all aspiring homeowners.

Baroda Home Loan Advantage

Get finance for your dream home and avail maximum benefit of interest.

Baroda Home Loan Takeover Scheme

Switch your existing home loans and avail various exclusive benefits.

Home Improvement Loan

Upgrade your residence with home renovation loans from Bank of Baroda.

Baroda Pre-Approved Home Loan

Get in-principle approval for home loan, even prior to the purchase.

Baroda Top Up Loan (Resident/NRIs/PIOs)

An additional loan facility extended to home loan borrowers.

Pradhan Mantri Awas Yojana

A central government scheme that aims to provide housing for all.

Baroda Home Suvidha Personal Loan

A scheme for financing various costs associated to home purchase.

Interest Subsidy Scheme for Housing the Urban Poor (ISHUP)

The scheme provides interest subsidy to EWS and LIG segments.

Credit Risk Guarantee Fund Scheme for Low Income Housing

The scheme offers credit risk guarantee on behalf of EWS and LIG group.

Baroda Auto Loan for Pre-owned Car

Own the car of your choice

Baroda Car Loan

Own the car of your choice

Baroda Two Wheeler Loan

Purchase a bike of your choice

Baroda Vidya

Loan given out to parents for school education in any recognized school

Baroda Gyan Loan

Loan specifically designed for Indian students pursuing graduation, post-graduation, or any other professional courses in India.

Baroda Scholar

Loan for MBA, MCA, MS, and other notified courses that help with job creation

Baroda Education Loan to Students of Premier Institutions

Loan to Indian nationals who secured admission into premier educational institutions in India

Skill Loan Scheme

Loan designed for students pursuing technical courses.

Vidya Lakshmi Portal

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services

Government of India Interest Subsidy Schemes for Education Loan

Interest Subsidy Schemes for Education Loan

Baroda Education Loan for EDP being offered by Premier Institutions in India

Loan for EDP being offered by Premier Institutions in India

Baroda Education Loans for EDP being offered by Premier Institutions Abroad

Loan given for executive development programmes abroad.

Higher Education and Skill Development Guarantee Scheme for Pursuing Higher Education in Delhi

Loan for meritorious student to pursue higher education in Delhi

Rates & Charges

Check out our competitive rates and service charge for different types of loans.

  • 6.50% P.A.*

    Baroda Home Loan

  • 7.00% P.A.*

    Baroda Car Loan

  • 6.50% P.A.*

    Baroda Education Loan

  • 9.75% P.A.*

    Baroda Personal Loan

*APR as low as

Exclusive Offers

  • Visa Card
  • Rupay Card
  • Master Card
Bank of Baroda exclusive offers

Gain access to many exciting offers & trending deals on various BOB cards.

  • Lifestyle

    15% off on all products

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  • Lifestyle

    Flat 15% OFF on MOV Rs 1499

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  • Health & Wellness

    Flat 17% off on prescription medicines

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  • Health & Wellness

    20% Discount on Prescription Medicines

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  • Lifestyle

    Rs 500 off

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  • Lifestyle

    Rs 2000 off

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  • Health & Wellness

    Additional 15% off

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  • Lifestyle

    Get 10% Off + 10% instant Cashback on min order value Rs. 449

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  • Dining

    Flat 30% Off upto 500 INR on minimum purchase of 1000 INR on Desertcart

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  • Others

    Get 10% off at House of Masaba Online Store

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  • Others

    Upto 50% off + Additional 10% off at House of Rare

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  • Home Accessories

    15% off on a minium spend of Rs 1000 at Hush Mattress online store

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  • Lifestyle

    Additional 5% off

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  • Health & Wellness

    Additional 15% off

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  • Health & Wellness

    30% off purchases

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  • Health & Wellness

    Upto 40% off + Additional 20% off at Nursery Live

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  • Lifestyle

    Additional 10% off

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  • Health & Wellness

    Additional 7 % off

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  • Lifestyle

    Flat 10% off on minimum shopping of Rs 1500 at Spykar online store

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  • Lifestyle

    Upto 50% off + Additional 10% off

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  • Lifestyle

    15% Off on minimum shopping of Rs 1000

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  • Lifestyle

    Upto 60% off + Additional 150 off at Zivame

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  • Dining

    Get 30% off upto Rs. 125 on orders above Rs. 249

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  • Delivery

    Enjoy 20% off when you spend Rs. 800 or above

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  • Dining

    Enjoy 20% off when you spend Rs. 800 or above

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  • Electronics

    Flat 10% off on select boAt products

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  • Health & Wellness

    Upto 50% + 20% Off on Lab tests booking on DocsApp

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  • Electronics

    Additional 10% off Sitewide at Mivi online store

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From banking services to the latest financial news, get all the useful information here.

  • Baroda Basic Savings Account
    Savings 03 Jul 2019

    Baroda Basic Savings Account

    Know More
  • Investment 03 Jul 2019

    7 PPF Account Benefits You Should know About

    Know More
  • Loans and Borrowings 10 Feb 2021

    Home Loan Eligibility Guide for Beginners

    Know More

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