Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
National Pension System (NPS) is the best pension scheme for retirement planning that is shaped to enable a systematic savings during the subscribers working life. Open an NPS scheme today and be independent.
Opening an NPS account offers several advantages to subscribers. Some of the benefits of the NPS account are mentioned below:
Any individual who is a subscriber of the NPS can claim a tax deduction up to 10% of the gross income under Section 80CCD (1) within the overall ceiling of Rs.1.5 lakh, under section 80CCE.
An additional NPS tax benefit is available to subscribers from the corporate sector under section 80CCD (2) of Income Tax Act. The employer’s NPS contribution (towards the employee) up to 10% of salary (Basic + DA), without any monetary limit, is deductible from the taxable income.
An additional deduction for the NPS investment up to Rs.50,000 (Tier I account) is exclusively available for the NPS scheme under subsection 80CCD (1B). This is over and above the deduction of Rs.1.5 lakhs available under section 80C of the Income Tax Act,1961.
The charges involved for NPS Registration and Payment of Initial contribution are as under:
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Frequently Asked Questions (FAQs)
Kisan Vikas Patra, an initiative of the Indian government, is a small savings instrument that allows people to invest in a long-term savings plan. An individual can open an unlimited number of KVP accounts with a minimum deposit of one thousand rupees and any amount in multiples of one hundred rupees. There is no maximum deposit limit in an account or in accounts held by an account holder.
Yes, Kisan Vikas Patra is a good investment for chances of less to no risk.
Kisan Vikas Patra can be purchased by any Indian resident and minors.
For Q3 ROI is 7.0%. The interest rates of kisan vikas patra savings schemes are decided by the government and vary every 3 months to a year.
Documents required for Kisan Vikas Patra are Aadhaar Card, Driving Licence, Passport, Voter ID as identity & address proofs.
Note: PAN card for investments over Rs.50, 000 and income source proof for investments exceeding Rs.10,00,000 is mandatory.
Kisan Vikas Patra is a risk-free investment to get promised returns on fixed interest rates throughout the year.
Yes, one can withdraw Kisan Vikas Patra (KVP) after 2.5 years.
Yes, that is an option and you can transfer a KVP certificate to another person.
The maturity period of KVP is 123 months. Note: Presently maturity period depends upon ROI.
No, there is no maximum limit for deposit in an account or in accounts held by an account holder.
The current rate of interest with KVP scheme is 7.0% for Q3.
One can encash a KVP through a branch.
The KVP maturity amount be paid will be credited in operative account of customer.
No, NRIs and HUFs cannot invest in the KVP scheme.
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