Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Exclusive Car Loan offering for Defence Personnel by Bank of Baroda. Turning the dreams of our defence personnel of owning a Car into a reality.
The close relatives (as defined under Baroda Car Loan scheme) of the applicant can be added as a co-applicant for arriving at higher eligibility.
Applicant / co-applicant/s (whose income are considered for eligibility) should be employed / engaged in business / profession.
All serving employees & Retired employees of Defence are eligible under the scheme.
Age of the applicant / co-applicant / guarantor + repayment period should not exceed -70- years.
As per check list for Car Loan
Employment Certificate duly signed by competent authority i.e. Commanding Officer or Officer Commanding containing name, rank, unit name, service no., ID Card No., Photo & Signature of Applicant and purpose for which certificate is issued.
0.05% additional ROI will be applicable on each slab where individual customer does not opt GCLI (Group Credit Life Insurance).
Present BRLLR Click Here
Processing Charges: Nil
The close relatives of the applicant can be added as a co-applicant for higher eligibility.
Spouse, father, mother (including step mother), son (including step son), son’s wife, daughter (including step daughter), daughter’s husband, brother/sister (including stepbrother/stepsister), brother’s wife, sister (including step sister) of spouse, sister’s husband, grand Son, granddaughter.
Uniform margin : 10%
LTV to be calculated on the ‘On Road price’ which includes Invoice Price, Road Tax, Cost of Registration and Insurance (One Year or Three Year), excluding cost of accessories.
Proforma invoice issued by authorized dealer of the Vehicle Company should be accepted. Basic price, octroi (wherever applicable), GST / Sales Tax /VAT, RTO charges, Insurance charges etc. should be separately mentioned in the invoice issued by the dealer.
Funding against credit life insurance upto 100% of the premium amount would be allowed over and above 90% but not exceeding 95% of loan to value (LTV) ratio.
Repayment Capacity: FOIR (Fixed Obligation to Income Ratio)
Salaried / Pensioners :
*For Salaried Persons & Pensioner / Retied : Average of last 3 months’ GMI (Gross Monthly Income) to be obtained
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