House Holders Insurance Policy - National Insurance

The House Holder policy is a comprehensive bundled policy specially designed for contingencies encountered by House holders comprising of ten sections. It can be issued to home owners, tenants of flats, housing societies, apartments, bungalow, row houses in rural/semi-urban and urban (including Metro) cities. Sum insured should be 100% of VAR.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

As mentioned in the policy sections applicable

As mentioned in the policy sections applicable

The insured shall upon the occurrence of any event giving rise or likely to give rise to a claim under this policy

• In the event of theft lodge forthwith a complaint with the Police and take all practicable steps to apprehend the guilty person or persons and to recover the property lost
• Give immediate notice thereof to the company and shall within fourteen (14) days thereafter furnish to the company at his own expense detailed particulars of the amount of the loss or damage together with such explanation and evidence to substantiate the claim as the company may reasonable require
• If the insured or any partner, director or member of the managerial staff or employee of the insured sustain any bodily injury in respect of which a claim is or may be made hereunder prompt written notice thereof shall be given to the company as soon as possible but in any event within fourteen (14) days of the date of injury
• The insured shall upon the occurrence of any event giving rise or likely to give rise to a claim under the policy, give immediate notice thereof to the company and shall forward to the company forthwith every written notice or information of an verbal notice of claim and shall send to the company an writ, summons or other legal process issued or commenced against the insured and shall give all necessary information and assistance to enable the company to settle or resist any claim or to institute proceedings

• House Holder Policy
• Householders Policy Doc
• Householders Policy Proposal Form