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  • Highlights
  • Exclusions
  • Claims Procedure
  • Disclaimer

Overseas Mediclaim Business and Holiday - National Insurance : Highlights

Plans available under OMP are as following:
Plan A & B- Business and Holiday Travel (all figures in USD)
VisitWorldwide excluding USA/CanadaWorldwide incl. USA/Canada
Plan A1 A2 B1 B2
Section A Illness, medical evacuation, repatriation, 50,000 2,50,000 1,00,000 5,00,000
Section B Personal Accident & disablement 10,000 25,000 25,000 25,000
Section C Loss of Checked Baggage 1,000 1,000 1,000 1,000
Section D Delay of Checked Baggage 100 100 100 100
Section E Loss of Passport 150 250 250 250
Section F Third Party bodily Injury & Property damage 2,00,000 2,00,000 2,00,000 2,00,000

Section A also covers emergency dental services up to USD 225 per occurrence for the immediate relief of dental pain, in addition to medical expenses related to illness, medical evacuation, and repatriation.

Delay in checked baggage only for outbound International flight and the delay is for over 12 hrs.

  • Deductibles are applicable for each section
  • In addition, Plan K - for travel in Asian countries excluding Japan for business and holiday limited to USD 15,000


Section A: Medical expenses, evacuation, repatriation - USD 15,000

Section B: Personal accident, permanent disability - USD 7,500

The selected OMP policies can be bought on line using credit, debit cards as well as net banking.


As detailed above in the salient features section.

  • First USD 100 of all claims is to be borne by the traveller.
  • For travellers over 70 years of age and above 60 days of journey, the following medical reports (from an MD Cardiologist) need to be submitted along with the proposal form:
    • ECG
    • Fasting blood sugar or urine strip test
  • In case of travellers unable to submit the above medical reports cover stands restricted to USD 10,000.

Overseas Mediclaim Business and Holiday - National Insurance : Exclusions

  • All pre-existing disease/illnesses are not covered (known and unknown).
  • Traveling against medical advice or for medical treatment including routine check-up.
  • Claims arising out of participation in Military, Naval or Air force operations
  • Claims arising out of suicide/ intentional self-injury/ mental disorder/ alcoholism/ drug abuse/HIV related illness including AIDS.
  • Claims arising out of participation in winter sports/ mountaineering/ adventure sports, etc.

Overseas Mediclaim Business and Holiday - National Insurance : Claims Procedure

Claims Procedure
  • The policy covers various travel emergencies faced whilst abroad.
  • Premium can be paid in Indian Rupees (except in case of employment)
  • Claim assistance available from an international service provider
  • Claims are payable in foreign currency to doctors / hospitals abroad, directly by the service provider in most cases. In case, cashless service is not available insured can claim reimbursement

The policy can be purchased by any citizens of India, Nepal or Bhutan going abroad for business or holiday purposes or any foreign nationals working in India for Indian employers of multi-national organizations getting salary in Indian rupees.

Overseas Mediclaim Business and Holiday - National Insurance : Disclaimer

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

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This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.

The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.

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