Education Loan EMI Calculator
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Loan Amount:
₹500000 -
Rate of Interest (%):
9.15 -
Loan Terms (monthly):
120 -
Equated Monthly Installment (EMI) will be
Education Loan
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Filter by
- All
- Defence
- Farmers
- Millennial
- Professional
- Radiance
- Senior Citizen
- Women
- Others
- All
- Abroad education
- Higher studies in india
- Interest subsidy
- Nursery to XII
- Premier institutes
- Skill development
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Baroda Digital Education Loan
- Bank of Baroda Digital education loan is here to assist you finance your dream education & career ambitions.
- Loan Amount: No Collateral for Premier Institutes
- Maximum Tenure: No prepayment charges
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Baroda Vidya
- A loan given out to parents of an Indian national/residing student for schooling at a recognized institute. This loans covers other expenses such as purchase of books and computer/laptop required for education.
- Loan Amount: Rs. 4 lakhs
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Baroda Gyan
- This education loan is specifically designed Indian students pursuing graduation, post-graduation, or any other professional courses in India. To avail this loan, the student should have secured admission in the course.
- Loan Amount: Maximum Rs. 125 lakhs
- Maximum Tenure: 10-15 years
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Baroda Scholar
- An education loan scheme given for MBA, MCA, MS, and other notified courses that help with job creation. To avail this education loan in India, the student must have secured admission to the notified institute and course.
- Loan Amount: Maximum Rs. 150 lakhs
- Maximum Tenure: 10-15 years
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Baroda Education Loan to Students of Premier Institutions
- This student education loan is given to Indian nationals who have secured admission into premier educational institutions in India. The loan amount depends on the categorization of the institute.
- Loan Amount: Up to Rs. 80 lakhs
- Maximum Tenure: 10-15 years
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Skill Loan Scheme
- A loan designed for students pursuing technical courses. Any Indian national who has secured admission in a course run by Industrial Training Institutes or National Skill Qualification Framework., etc shall be covered by skill loan.
- Loan Amount: Rs. 1.50 lakhs
- Maximum Tenure: Up to 7 years
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Vidya Lakshmi Portal
- Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services
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Government of India Interest Subsidy Schemes for Education Loan
- A student can apply for an education loan and get loan subsidy by checking his eligibility under few government subsidy schemes.
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Baroda Education Loan for EDP being offered by Premier Institutions in India
- This study loan is offered to resident Indians who must have secured admission in the institute and should be employed during the course of study.
- Loan Amount: Maximum of Rs. 20 lakhs
- Maximum Tenure: 10-15 years
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Baroda Education Loans for EDP being offered by Premier Institutions Abroad
- A study loan given for executive development programmes abroad. The student must have secured admission in the university and be employed while applying & during the course of study.
- Loan Amount: Up to Rs. 80 lakhs
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Higher Education and Skill Development Guarantee Scheme for Pursuing Higher Education in Delhi
- A loan that helps provide a meritorious student in the Delhi the opportunity to pursue higher education with the financial support from the banking system, within reasonable terms and conditions.
- Loan Amount: Maximum Rs. 10 lakhs
- Maximum Tenure: 15 years
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What is Education Loan?
Education loan or student loan is a form of monetary assistance availed by students to meet the expenses associated with their studies. The student loan includes expenses related to school fees, post-secondary education or cost associated to higher education.
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What are the benefits of taking an education loan from Bank of Baroda?
Bank of Baroda offers various education loans at attractive interest rates with repayment tenure of up to 15 years. No collateral needs to be provided for education loans of up to Rs. 40.00 lakh for the identified premier institutes. Maximum Education Loan limit is Rs.125.00 lakh for study in India and Rs.150.00 lakh for study abroad.
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How does Education Loan work?
Opting for an education loan reduces the strain on existing savings and eliminates the need to liquidate the existing investments. The interest on an education loan is eligible for a tax rebate under Section 80 E of the Income Tax Act 1961
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How to apply for Education Loan Online?
To apply for education loan online one needs to visit the bank’s website https://www.bankofbaroda.in/personal-banking/loans/education-loan
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Who can apply for the education loan?
The student applying for the education loan must be a resident of India. He/she must have confirmed admission in recognized educational institutes in India or abroad.
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How much Education Loan can I get from Bank of Baroda?
For study in India one can get Education Loan up to - Rs.125.00 lakh
For study abroad one can get Education Loan up to - Rs.150.00 lakh
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What is the interest rate of education loan?
Starting from BRLLR+0.25 % for study in India & BRLLR+1.75% for study abroad. For Current ROI kindly visit our Interest Rates & Charges page.
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How to pay Education Loan?
The education loan can be paid using any online channel like net banking, mobile banking etc. The Borrower will have also a choice to pay the Education loan by visiting the nearby branch.
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Who can be co- applicant for Education Loan?
Co-applicant should normally be parent(s)/guardian of the student borrower. In case of a married person, joint borrower can be either spouse or the parent(s)/parents-in-law as a co-applicant for Education Loan.

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