Different people have different needs.

Presenting a wide range of loans to power your dreams.

  • Benefits
  • Features
  • Eligibility
  • Interest rates & charges
  • Documents Required
  • Most Important Terms and Conditions (MITC)

Loan for Public Issues-IPO : Features

Coming Soon

Loan for Public Issues-IPO : Eligibility

Coming Soon

Loan for Public Issues-IPO : Interest rates & charges

Product Conditions Repo Rate + Spread Effective Rate of Interest
Baroda Loan for Subscription to Public Issue/IPO
Repo Rate + Spread
BRLLR + SP + 4.00%
Effective Rate of Interest

Service Charges (Excluding GST) w.e.f. 20/06/2019:

Rs. 300 /-

Loan for Public Issues-IPO : Documents Required

Coming Soon

Loan for Public Issues-IPO : Most Important Terms and Conditions (MITC)

Loan Amount: Maximum Rs. 10 lakhs

Margin: 50% of the issue price including premium or bid price

Loan Period: 90 days

  • Pledge of the shares to be allotted.
  • Earmarking of the refund to be credited in the savings account of the borrower.
  • Letter of authority.

Loan under the scheme is available only at selected branches.

Frequently Asked Questions (FAQs)

  • How do I get a loan for an IPO?

    Only a few BOB branches (a list is available on the bank's website) offer the facility under the scheme. One needs a DEMAT account, a savings account, or current account and must be working toward a profit to be eligible for a loan for public issues.

  • Can I get a loan for public issues?

    Yes, provided that the borrower is an adult individual engaged in gainful activity, has a savings account, current account, DEMAT Account, and is employed.

  • What are IPO loans?

    To acquire Demat shares under the IPOs.

  • What is IPO funding?

    Financing individuals for subscription of Public Issues or IPOs of reputed PSUs.

  • What is the benefit of buying an IPO?

    One may have the chance to invest in equity, where the chances of a profit are relatively higher.

  • How do I apply for an IPO?

    You can submit an application for Bank of Baroda IPO subscription through our branch, online banking, or bob World, etc.

  • Who can apply for an IPO?

    Any adult with a savings account, current account, and DEMAT account is eligible.

  • Can we apply for an IPO with Bank of Baroda?

    Yes, one can apply for an IPO via a Bank of Baroda branch, Internet banking, or mobile banking (bob World).

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