Save yourself from uncertain situations

Apply for our accident plan

  • Benefits
  • Features
  • Disclaimer
  • Coverage
  • Exclusions
  • Claims Procedure
  • Important Documents

Personal Accident - National Insurance : Benefits

  • Expenses incurred for carriage of dead body of insured (death due to accident only) to place of residence subject to a maximum of 2% of capital sum insured or Rs.1,000/- , whichever is lower.
  • Medical expenses arising out of an accident up to 10% of Capital Sum Insured or 40% of the admissible claim whichever is lower at an additional premium of 20% of basic premium.
  • Education Fund: Education fund for the dependent children of the insured following death or permanent total disablement as detailed below:
  • If the insured has one dependent child below the age of 23 years, an amount equal to 10% of the Capital Sum Insured subject to a maximum of Rs.5,000/-
  • If the insured has more than one dependent child below the age of 23 years, an amount equal to 10% of Capital Sum Insured subject to a maximum of Rs.10,000/-.

Personal Accident - National Insurance : Features

Benefit Number Description Table Benefits covered
1 Death only …. 100% 1 1
2 Loss of two limbs, two eyes or one limb and one eye 100%
3 Loss of one limb or one eye … 50%
4 Permanent Total Disablement from injuries other than those named above (PTD … 100% 1A 1 to 4
5 Permanent Partial Disablement II 1 to 5
6 Temporary Total Disablement at 1% of CSI up to 104 weeks (Max. weekly benefits not to exceed Rs.5,000/-) III 1 to 6

Expenses incurred for carriage of dead body of insured (death due to accident only) to place of residence subject to a maximum of 2% of capital sum insured or Rs.1,000/- , whichever is lower.

Medical expenses arising out of an accident up to 10% of Capital Sum Insured or 40% of the admissible claim whichever is lower at an additional premium of 20% of basic premium.

Education Fund: Education fund for the dependent children of the insured following death or permanent total disablement as detailed below:

If the insured has one dependent child below the age of 23 years, an amount equal to 10% of the Capital Sum Insured subject to a maximum of Rs.5,000/-

If the insured has more than one dependent child below the age of 23 years, an amount equal to 10% of Capital Sum Insured subject to a maximum of Rs.10,000/-.

Personal Accident - National Insurance : Disclaimer

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2012 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.


Personal Accident - National Insurance : Coverage

  • The policy will pay for Death and disability of the person.

Personal Accident - National Insurance : Exclusions

  • Suicide, Insanity, Pregnancy, War, War like situation, Armed forces, any work related to Aviation.

Personal Accident - National Insurance : Claims Procedure

Upon the happening of any event which may give rise to a claim under the policy, written notice with full particulars must be given to the company immediately. In case of death, written notice shall be given before interment, cremation and in any case, within one calendar month after the death. In the event of loss of sight or hearing or amputation of limbs or permanent total disablement, written notice must be given within one calendar month after such loss.

Necessary documents should be submitted to the company along with completed claim form within 30 days after date of such loss. The company shall accept claims where documents have been provided after a delayed interval only in special circumstances and for the reasons beyond the control of the insured.

Evidence as the company may require from time to time shall be furnished within 14 days after demand in writing.

In case of death, permanent total disablement, loss of two limbs or one limb and one eye, the claim shall be paid on submission of policy for cancellation and discharge.

In the case of loss of one limb or eye, permanent partial disablement, the claim shall be paid only on submission of the policy for reduction of the capital sum insured by the amount admissible under the claim.

In case of temporary total disablement, the claim shall be paid only upon termination of such disablement.

Request Callback

Please fill in these details, so we can call you back and assist you.

Select General Insurance Type
  • National Parivar Mediclaim Plus Policy (Floater Policy)
  • Two Wheeler - National Insurance

Thank you [Name] for showing interest in Bank of Baroda. Your details has been recorded and our executive will contact you soon.

Add this website to home screen

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.


The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.


Proceed to the website


Thank you for visiting www.bankofbaroda.in

X
We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.