• Accounts
  • Loans


Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.


  • Saving Accounts
  • Current Accounts
  • Term Deposit

Baroda Advantage Saving Account

Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.

Salary and Pension Solutions for Indian Military Personnel

For your bravery and honour, we reward you with an account that lists multiple benefits. Also, covers accident death air insurance Rs. lakhs and Rs. 100 lakhs respectively.

Salary and Pension Solutions for Indian Central Forces Personnel

We value your valour! Offering our central forces salary overdraft up to 3 lakhs, 100% waiver on processing charges, plus many more insurance-related benefits.

Baroda Police Forces Salary Package

Protecting the ones that protect us! Offering lifetime Free VISA Platinum Debit Card plus insurance coverage up to 30 lakhs.

Baroda Salary Classic Account

Trainees & entry-level employees, give your salary account the wings it deserves. Enjoy discounts on depository services & lifetime free Baroda Easy Credit Card with 5x reward points.

Baroda Super Salary Account

A future-ready salary account suitable for middle management. 50% waiver in processing charges on retail loans & lifetime free Baroda Select Credit with 5x reward points.

Baroda Salary Premium Account

Suitable for higher management with lifetime free Baroda Premier Credit Card with 5x reward points.

Baroda Salary Privilege

A salary account that equals as status. Highly suitable for top management with lifetime free Baroda Premier Credit Card & 5x reward points. Exciting waivers in processing charges on retail loans.

Baroda Champ Account

An account for minors, 0-18 years of age. Theme-based RuPay Baroda Champ Debit Card issuance available to applicant individually above 10 years of age.

Baroda Advantage Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

Baroda Premium Current Account (BPCA)

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Baroda Start-up Current Account

A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.

Baroda Scale-Up Current Account

For a company with the last year turnover of more than Rs. 25 crores and working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential.

Baroda Current Account for Other Banks

Any scheduled commercial bank which is included in the second schedule of RBI Act 1934 can have this current account with us. Enjoy its many benefits as a current account holder in Bank of Baroda.

Baroda Govt Bodies Current Account (CA -132)

Current Account designed for Govt. Bodies with inbuilt Free services such as Ledger Folio charges, Cash Handling charges, Collection of Outstation Cheques charges, SMS Alerts charges and Sweep Facility on Request.

Baroda Current Account for LIC/Other Insurance Companies

A current account for life and general Insurance companies. Apart from the many benefits, this current account holds, key features of this account are Internet Payment Gateway (IPG) facility available and immediate credit of outstation cheques.

Salient Features Nomination

Settlement of Claims - Deceased Depositors

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Motor Accident Claims Annuity Deposit (MACAD)

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.


List of bank's authorised venders for Overdue Collection Activities

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Baroda Home Loan

Home loan packed with multiple benefits for all aspiring homeowners.

Baroda Home Loan Advantage

Get finance for your dream home and avail maximum benefit of interest.

Baroda Home Loan Takeover Scheme

Switch your existing home loans and avail various exclusive benefits.

Home Improvement Loan

Upgrade your residence with home renovation loans from Bank of Baroda.

Baroda Pre-Approved Home Loan

Get in-principle approval for home loan, even prior to the purchase.

Baroda Top Up Loan (Resident/NRIs/PIOs)

An additional loan facility extended to home loan borrowers.

Baroda Home Suvidha Personal Loan

A scheme for financing various costs associated to home purchase.

Credit Risk Guarantee Fund Scheme for Low Income Housing

The scheme offers credit risk guarantee on behalf of EWS and LIG group.

Baroda Auto Loan for Pre-owned Car

Own the car of your choice

Baroda Car Loan

Own the car of your choice

Baroda Two Wheeler Loan

Purchase a bike of your choice

Baroda Vidya

Loan given out to parents for school education in any recognized school

Baroda Gyan

Loan specifically designed for Indian students pursuing graduation, post-graduation, or any other professional courses in India.

Baroda Scholar

Loan for MBA, MCA, MS, and other notified courses that help with job creation

Baroda Education Loan to Students of Premier Institutions

Loan to Indian nationals who secured admission into premier educational institutions in India

Skill Loan Scheme

Loan designed for students pursuing technical courses.

Vidya Lakshmi Portal

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services

Government of India Interest Subsidy Schemes for Education Loan

Interest Subsidy Schemes for Education Loan

Baroda Education Loan for EDP being offered by Premier Institutions in India

Loan for EDP being offered by Premier Institutions in India

Baroda Education Loans for EDP being offered by Premier Institutions Abroad

Loan given for executive development programmes abroad.

Rates & Charges

Check out our competitive rates and service charge for different types of loans.

  • 7.95% P.A.*

    Baroda Home Loan

  • 8.20% P.A.*

    Baroda Car Loan

  • 7.95% P.A.*

    Baroda Education Loan

  • 9.70% P.A.*

    Baroda Personal Loan

* APR as Low as

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