Baroda Advantage Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

Baroda Premium Current Account (BPCA)

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Baroda Start-up Current Account

A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.

Baroda Scale-Up Current Account

For a company with the last year turnover of more than Rs. 25 crores and working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential.

Baroda Current Account for Other Banks

Any scheduled commercial bank which is included in the second schedule of RBI Act 1934 can have this current account with us. Enjoy its many benefits as a current account holder in Bank of Baroda.

Baroda Current Account for LIC/Other Insurance Companies

A current account for life and general Insurance companies. Apart from the many benefits, this current account holds, key features of this account are Internet Payment Gateway (IPG) facility available and immediate credit of outstation cheques.

Salient Features Nomination

Settlement of Claims - Deceased Depositors

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Motor Accident Claims Annuity Deposit (MACAD)

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.