• Fixed Deposits (Callable):
    Domestic Term Deposits including NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
    Tenors Residents / General Public Resident Indian Sr. Citizen Resident Super Senior Citizen
    7 days to 14 days 4.25 4.75* 4.75*
    15 days to 45 days 4.50 5.00* 5.00*
    46 days to 90 days 5.50 6.00* 6.00*
    91 days to 180 days 5.60 6.10* 6.10*
    181 days to 210 days 5.75 6.25* 6.25*
    211 days to 270 days 6.25 6.75* 6.75*
    271 days & above and less than 1 year 6.50 7.00* 7.00*
    1 year 6.85 7.35* 7.35*
    Above 1 year to 400 days (except 400 Days) 7.00 7.50* 7.60 $
    Above 400 days and upto 2 Years 7.00 7.50* 7.60 $
    Above 2 Years and upto 3 Years 7.15 7.65* 7.75 $
    Above 3 Years and upto 5 Years 6.80 7.40 # 7.50 $
    Above 5 Years and upto 10 Years 6.50 7.50** 7.50**
    Above 10 years (MACAD
    only)
    6.25 6.75* 6.75*

    (* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, # incl. additional ROI of 0.50+0.10 (reduced from 0.15%) for RTD above 3 Years and upto 5 Years w.e.f 14.10.2024, **incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens and $ includes 0.10% for Super Senior Citizens for Deposits above 1 year and upto 5 years)

    bob Utsav Deposits Scheme

    Tenors Residents / General Public / NRO ROI (%) Resident Indian Senior Citizen ROI (%)* Residents Super Senior Citizen ROI(%)*
    Bob Utsav Deposit Scheme (400 Days) 7.30 7.80 * 7.90 $

    (* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years)

  • bob earth Green Term Deposits - Domestic & NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
  • Domestic Term Deposits & NRO Deposits ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 14.12.2024)
  • bob earth Green Term Deposits - Domestic & NRO Deposits ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 14-12-2024)
  • Domestic NRE Term Deposits ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 14.12.2024)
  • Domestic Term Deposits including NRO Deposits of Above Rs 10 Crores to upto Rs 1000 Crores, ROI in % [Fresh & Renewal] - (w.e.f. 14-12-2024)
  • NRE Term (Rupee) Deposits Below ₹ 3.00 Crore, ROI in % [Fresh & Renewal] – (w.e.f. 14-10-2024)
  • bob earth Green Term Deposits - NRE Term Deposits of ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 14-12-2024)
  • NRE Term Deposits of Above Rs. 10 crores to upto Rs.1000 Crores, ROI in % [Fresh & Renewal] - (w.e.f. 14-12-2024)
  • Fixed Deposits (Non-Callable):
    * Premature withdrawal of fixed deposits is not permitted under 'non-callable' deposit schemes.
    Baroda Advantage Fixed Deposit (Domestic, NRE & NRO) Accounts, ROI in % (Minimum Single Deposit above ₹1 crores & below ₹3 Crores) [Fresh & Renewal] - (w.e.f. 14-10-2024)
  • Domestic Term Deposits including NRE/NRO of ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 14.12.2024)
  • bob earth Green Term Deposits - Domestic, NRE & NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
  • bob earth Green Term Deposits - Domestic Term Deposits (including NRE/NRO of ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 14-12-2024)
  • Baroda Advantage Fixed Deposit (Domestic) Accounts of Above Rs. 10 crores to upto Rs.1000 Crores, ROI in % - (w.e.f. 14-12-2024)
  • Fixed Deposits (Tax Saving):
    Baroda Tax Savings Fixed Deposit, ROI in % [Fresh & Renewal] - (w.e.f. 14-10-2024)
  • FCNR(B) - Deposits:
    Foreign Currency Non-resident Deposit - FCNR(B) - Deposits w.e.f. 16th November, 2024 . The rates shall be effective up to 15th December, 2024. (Rates are subject to change as per Bank’s discretion)
  • SB Deposits:
    Slab wise Revised Rate of interest on SB Deposits, ROI in % - (w.e.f 27.02.2024)
  • Notes:
    • Capital Gain Account Scheme, 1988:

      For all Deposits under Capital Gain Accounts Scheme, 1988, interest rate will be applicable as per normal time & period. It will also not be in order to offer higher/differential rate of interest on deposits received under the Capital Gains Accounts Scheme, 1988.

    • Premature withdrawal of Deposits:

      • No penalty for premature payment will be levied in case of premature payment of deposits up to Rs 5 lacs provided it remained with the bank for a minimum period of 12 months
      • Interest should be paid after deducting penalty of 1% from such applicable rate or the contracted rate whichever is lower in the cases which are subject to charging penalty.
      • Condition for premature closure of Deposits of Rs. 1.00 Crore and above i.e. 31 days prior notice, and Penalty @1.5% on applicable rate of interest for the period for which the deposit has remained with the bank.


  • Interest Payment:

Add this website to home screen

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.


The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.


Proceed to the website


Thank you for visiting www.bankofbaroda.in

X
We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.