• Fixed Deposits (Callable):
    Domestic Term Deposits including NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
    Tenors Residents / General Public Resident Indian Sr. Citizen Resident Super Senior Citizen
    7 days to 14 days 4.25 4.75* 4.75*
    15 days to 45 days 4.50 5.00* 5.00*
    46 days to 90 days 5.50 6.00* 6.00*
    91 days to 180 days 5.60 6.10* 6.10*
    181 days to 210 days 5.75 6.25* 6.25*
    211 days to 270 days 6.25 6.75* 6.75*
    271 days & above and less than 1 year 6.50 7.00* 7.00*
    1 year 6.85 7.35* 7.35*
    Above 1 year to 400 days (except 400 Days) 7.00 7.50* 7.60 $
    Above 400 days and upto 2 Years 7.00 7.50* 7.60 $
    Above 2 Years and upto 3 Years 7.15 7.65* 7.75 $
    Above 3 Years and upto 5 Years 6.80 7.40 # 7.50 $
    Above 5 Years and upto 10 Years 6.50 7.50** 7.50**
    Above 10 years (MACAD
    only)
    6.25 6.75* 6.75*

    (* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, # incl. additional ROI of 0.50+0.10 (reduced from 0.15%) for RTD above 3 Years and upto 5 Years w.e.f 14.10.2024, **incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens and $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years)

    bob Utsav Deposits Scheme

    Tenors Residents / General Public / NRO ROI (%) Resident Indian Senior Citizen ROI (%)* Residents Super Senior Citizen ROI(%)*
    Bob Utsav Deposit Scheme (400 Days) 7.30 7.80 * 7.90 $

    (* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years)

  • bob earth Green Term Deposits - Domestic & NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
  • Domestic Term Deposits & NRO Deposits ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 01.11.2024)
  • bob earth Green Term Deposits - Domestic & NRO Deposits ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 01-11-2024)
  • Domestic NRE Term Deposits ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 01.11.2024)
  • Domestic Term Deposits including NRO Deposits of Above Rs 10 Crores to upto Rs 1000 Crores, ROI in % [Fresh & Renewal] - (w.e.f. 02-11-2024)
  • NRE Term (Rupee) Deposits Below ₹ 3.00 Crore, ROI in % [Fresh & Renewal] – (w.e.f. 14-10-2024)
  • bob earth Green Term Deposits - NRE Term Deposits of ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 01-11-2024)
  • NRE Term Deposits of Above Rs. 10 crores to upto Rs.1000 Crores, ROI in % [Fresh & Renewal] - (w.e.f. 02-11-2024)
  • Fixed Deposits (Non-Callable):
    * Premature withdrawal of fixed deposits is not permitted under 'non-callable' deposit schemes.
    Baroda Advantage Fixed Deposit (Domestic, NRE & NRO) Accounts, ROI in % (Minimum Single Deposit above ₹1 crores & below ₹3 Crores) [Fresh & Renewal] - (w.e.f. 14-10-2024)
  • Domestic Term Deposits including NRE/NRO of ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 01.11.2024)
  • bob earth Green Term Deposits - Domestic, NRE & NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
  • bob earth Green Term Deposits - Domestic Term Deposits (including NRE/NRO of ₹ 3.00 Crores to ₹ 10.00 Crores [Fresh & Renewal] ROI in % - (w.e.f. 01-11-2024)
  • Baroda Advantage Fixed Deposit (Domestic) Accounts of Above Rs. 10 crores to upto Rs.1000 Crores, ROI in % - (w.e.f. 02-11-2024)
  • Fixed Deposits (Tax Saving):
    Baroda Tax Savings Fixed Deposit, ROI in % [Fresh & Renewal] - (w.e.f. 14-10-2024)
  • FCNR(B) - Deposits:
    Foreign Currency Non-resident Deposit - FCNR(B) - Deposits w.e.f. 16th October, 2024 . The rates shall be effective up to 15th November, 2024. (Rates are subject to change as per Bank’s discretion)
  • SB Deposits:
    Slab wise Revised Rate of interest on SB Deposits, ROI in % - (w.e.f 27.02.2024)
  • Notes:
    • Capital Gain Account Scheme, 1988:

      For all Deposits under Capital Gain Accounts Scheme, 1988, interest rate will be applicable as per normal time & period. It will also not be in order to offer higher/differential rate of interest on deposits received under the Capital Gains Accounts Scheme, 1988.

    • Premature withdrawal of Deposits:

      • No penalty for premature payment will be levied in case of premature payment of deposits up to Rs 5 lacs provided it remained with the bank for a minimum period of 12 months
      • Interest should be paid after deducting penalty of 1% from such applicable rate or the contracted rate whichever is lower in the cases which are subject to charging penalty.
      • Condition for premature closure of Deposits of Rs. 1.00 Crore and above i.e. 31 days prior notice, and Penalty @1.5% on applicable rate of interest for the period for which the deposit has remained with the bank.


  • Interest Payment:

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