Make Every Transaction A Happy Experience Make Every Transaction A Happy Experience
Make Every Transaction A Happy Experience Make Every Transaction A Happy Experience
Make Every Transaction A Happy Experience Make Every Transaction A Happy Experience

Baroda Radiance


Dedicated Team Of Experts

Dedicated Team Of Experts

Working together for your success

The sun is an excellent representation of what Bank of Baroda stands for, its far reaching rays dispel darkness to illuminate everything they touch. Baroda Radiance embodies the aura and brilliance of the Sun representing an exclusive, reliable and client-centric partner addressing composite financial requirements of our elite clientele.

A team of certified and experienced wealth management professionals will help you devise a customized financial planning program, tailor made especially for you. Being an esteemed Baroda Radiance client grants you access to a team of wealth management professionals who work together for delivering cutting edge financial solutions to you.

Baroda Radiance assures you a joyful and memorable wealth creation journey.

Relationship Manager

Relationship Manager

Your personal single point of contact for
your all banking needs

Relationship Manager

Customer Service Managers

Customer Service Managers for all
your service needs

Investment Counsellor

Wealth Strategist

Wealth Strategist for customized
financial planning strategies

Why Invest with Baroda Radiance Wealth Management?

We are pleased to present to you, Baroda Radiance Wealth Management, a scientifically oriented and professionally managed Financial planning platform which endeavours to be a one-stop solution for your wealth management requirements. As has been the legacy of Bank of Baroda, the objective of this initiative is to be the partner and to partner with you in your wealth creation journey.


116 years legacy of client centricity. 153 Million clients across 17 countries have reposed their faith in us for generations.

Customized Financial
Customized Financial Planning

Each financial plan is unique and recommended based on the macro-economic trends, investor's goals and profile, asset allocation matrix, product appropriateness, etc.

Robust Research
Robust Research

Our recommendations & financial plans are based on strong, in-house research capabilities which help us generate superior portfolio performance for our clients.

Exclusive Lounges & Business Centers
Exclusive Lounges & Business Centers

Access the Baroda Radiance Lounges & Business Centres to make or review your financial plan or to conduct your business meetings in luxury.

Comprehensive Wealth Management Product Suite


Direct Equity

  • Cash-Delivery & Intraday
  • Equity Futures & Options
  • Currency Derivatives

Mutual Funds

  • Large Cap
  • Multi Cap
  • Mid and Small Cap
  • Balanced Funds


  • Discretionary
  • Non Discretionary


Life Insurance

  • Term Plans, ULIPS
  • Retirement Plans, Child Plans
  • Micro-Insurance

General Insurance

  • Commercial Risks Insurance
  • Motor Insurance
  • Property & Rural Insurance

Health Insurance

  • Individual/Couple Assurance
  • Family floater plans


Mutual Funds

  • Income/Dynamic
  • Gilt Funds/MIP/Hybrid- Debt
  • Liquid/Ultra Short Term/ Short Term


  • Primary (Pvt./PSU)
  • Secondary (Pvt./PSU/ Sov.)
  • Tax Free Bonds


  • Corporate Deposits

Alternate Investments

Structured Products

  • Pure Debt
  • Equity Participation


  • Long Short Fund
  • Listed Equity Funds
  • Pre-IPO Funds
  • Real Estate Funds


  • Gold ETF
  • Sovereign Gold Bonds

Much More Than Banking

Baroda Radiance comes built in with exclusive privileges ranging from unique experiences to travel advantages, priority
service and preferred pricing. Only for you, only with Baroda Radiance!

Much More Than Banking Image 1
Much More Than Banking Image 2

Master World Debit Card

Master World Debit Card

bob World VISA Sapphire Debit Card

"Another best in class offering for Radiance customers" (T & C Apply)

Bank of Baroda Concierge Services

Travel Assistance

Travel Assistance

Pre trip information services
inoculation & visa requirements
Lost luggage assistance
Lost Passport Assistance
Embassy referral services

Lifestyle Assistance

Lifestyle Assistance

Restaurant referral
Flower, Gift, Chocolate delivery
Hotel/Airline Referrals

Roadside Assistance

Roadside Assistance

Emergency Towing
Repair on Spot
Alternative Travel Arrangement

Medical Assistance

Medical Assistance

Improved Healthcare
Emergency Ambulance Service
Medical Referrals

For Further Information please contact Bank of Baroda Concierge Desk

1800 266 9199 (Toll Free)

Services are being offered by service providers and charges may vary according to the service rendered.

Shopping – Enjoy your spends

Shopping – Enjoy your spends

Shopping – Enjoy your spends

Special “On Demand” Services

  • Travel assistance
  • Roadside assistance
  • Lifestyle
  • Medical emergency assistance: On-demand ambulance

Call Us: 1800 266 9199 and 022-67872097

Service Convenience

  • Priority processing of all requests & preferred recognition across branches
  • 24/7 Priority desk - Call Us on: 18005700
  • Priority allotment of lockers
  • ATM PIN, a Green PIN - You can select a number of your choice on our ATMs
Service Convenience

Preferred Pricing

Radiance Eligibility
Total Relationship Value (TRV)* a. TRV threshold on individual basis for existing accountholders is INR 30 Lacs (or above)
b. TRV threshold under family banking criteria is INR 50 Lacs (or above)
* T & C Apply
Benefit (applicable to liability accounts) Charge Details*
IMPS Charges waived over bob World Mobile Banking Channel
Cheque book issuance charges Free on all SB/CA/CC/OD mainatined in same Customer ID
NEFT/RTGS Free Unlimited
Issuance of DD/BC Free Unlimited
Cash Handling Charges (Deposit) Free Unlimited
Withdrawal and Deposit across branches in India Free
Locker charges discount (no additional discount can be clubbed) 75% discount on all locker categories (with effective revision date as 01 Jan 2024)
Issuance Charges for Gift & Travel Card Zero
SMS Charges Nil
Debit Card issuance and Annual Charges Zero
Intersol charges (Deposit) Free
Intersol charges (Withdrawal) Free
  • Wealth Management

    Wealth Management

    Partnering you in your
    wealth creation journey

  • Dedicated Team

    Dedicated Team

    Get the support you

  • Customised Solutions

    Customised Solutions

    Tailormade for you, to
    meet your goals

  • Cutting Edge Research

    Cutting Edge Research

    To help you make
    informed decisions with
    in-depth understanding

  • Lifestyle Privileges

    Lifestyle Privileges

    Only for the elite, like you

Disclaimer click here


  • Family banking facility (upto 5 members) is available on request basis at higher threshold of INR 50 Lacs QAB. For customers not meeting eligibility norms, program benefits shall be withdrawn.
  • 'Baroda Radiance' benefits are subject to availability of resources & tie-ups at select cities. Applicable benefits may be revised or changed from time to time at sole discretion of the bank.

Last Visited Page

Back to Top