Dedicated Team Of Experts
Working together for your success
The sun is an excellent representation of what Bank of Baroda stands for, its far reaching rays dispel darkness to illuminate everything they touch. Baroda Radiance embodies the aura and brilliance of the Sun representing an exclusive, reliable and client-centric partner addressing composite financial requirements of our elite clientele.
A team of certified and experienced wealth management professionals will help you devise a customized financial planning program, tailor made especially for you. Being an esteemed Baroda Radiance client grants you access to a team of wealth management professionals who work together for delivering cutting edge financial solutions to you.
Baroda Radiance assures you a joyful and memorable wealth creation journey.
Your personal single point of contact for
your all banking needs
Customer Service Managers
Customer Service Managers for all
your service needs
Investment Counsellor for customized
financial planning strategies
Why Invest with Baroda Radiance Wealth Management?
We are pleased to present to you, Baroda Radiance Wealth Management, a scientifically oriented and professionally managed Financial planning platform which endeavours to be a one-stop solution for your wealth management requirements. As has been the legacy of Bank of Baroda, the objective of this initiative is to be the partner and to partner with you in your wealth creation journey.
113 years legacy of client centricity. 131 Million clients across 21 countries have reposed their faith in us for generations.
Each financial plan is unique and recommended based on the macro-economic trends, investor's goals and profile, asset allocation matrix, product appropriateness, etc.
Our recommendations & financial plans are based on strong, in-house research capabilities which help us generate superior portfolio performance for our clients.
Access the Baroda Radiance Lounges & Business Centres to make or review your financial plan or to conduct your business meetings in luxury.
Comprehensive Wealth Management Product Suite
- Cash-Delivery & Intraday
- Equity Futures & Options
- Currency Derivatives
- Large Cap
- Multi Cap
- Mid and Small Cap
- Balanced Funds
- Non Discretionary
- Term Plans, ULIPS
- Retirement Plans, Child Plans
- Commercial Risks Insurance
- Motor Insurance
- Property & Rural Insurance
- Individual/Couple Assurance
- Family floater plans
- Gilt Funds/MIP/Hybrid- Debt
- Liquid/Ultra Short Term/ Short Term
- Primary (Pvt./PSU)
- Secondary (Pvt./PSU/ Sov.)
- Tax Free Bonds
- Corporate Deposits
- Pure Debt
- Equity Participation
- Long Short Fund
- Listed Equity Funds
- Pre-IPO Funds
- Real Estate Funds
- Gold ETF
- Sovereign Gold Bonds
Much More Than Banking
Baroda Radiance comes built in with exclusive privileges ranging from unique experiences to travel advantages, priority
service and preferred pricing. Only for you, only with Baroda Radiance!
Master World Debit Card
Packed with some of the Best Offers
- Valid Internationally
- Complimentary Airport Lounges*
Exclusive Lounges & Business Centers
Mastercard India Lounge Program
Mastercard India Airport
Lounge Program enables
access to lounges at major
indian airports where the
eligible cardholders can
Selective Lounges of following Airports are Covered:
The Lounge - Domestic
TFS - Travel Food Services Lounge – Domestic & International
TFS - Travel Club Lounge - International, New International & Domestic
Earth Lounge - Domestic & International
Plaza Premium Lounge – Domestic T1D, Domestic T3, Domestic T2. Plaza Premium(A) Lounge – International T3. Plaza Premium(B) Lounge – International Terminal 3
Premium Plaza Lounge – Domestic & International
Travel Club Lounge – Domestic & International
Clipper Lounge – International T2. Mumbai Airport Lounge Services – Domestic T2. TFS - Travel Food Services Lounge - Domestic T1C
Earth Lounge – Domestic.
For List of Airport Lounges, please click here:Mastercard India Lounge Program (21 Lounge List)
- List of airport lounges is dynamic and is subject to change. The cardholder is requested to refer to the website link above for the updated list.
- No. of lounge access per customer per card is limited to 02 per quarter
- Complimentary Golf Program*
Complimentary Golf ProgramSummary of Benefits
- 4 complimentary green fee per calendar year (not more than 1 round in a single calendar month)
- 50% discounted green fee beyond complimentary sessions
- 12 complimentary golf lessons per calendar year (1 lesson per calendar month)
- Dedicated Mastercard Golf Program's Concierge Number:
Golf Clubs where BOTH Golf Games and Golf Lessons are available:Ahmedabad: Gladeone Golf ClubAhmedabad: Kalhaar Blues and GreensAhmedabad: Kensville Golf & Country ClubBengaluru: Clovers Greens Golf ClubDelhi NCR: Gurugram: Golden Greens Golf ClubDelhi NCR: Gurugram: Karma LakelandsDelhi NCR: Noida: Jaypee Greens Golf ClubDelhi NCR:Noida: Unitech Golf & Country ClubHyderabad: Boulder Hills Golf Club.Pune: Poona Golf ClubMumbai: Nine Aces Golf and Country Club
Golf Clubs where ONLY Golf Games are available:Baroda : Gaekwad Baroda Golf ClubChennai : Madras Gymkhana Club (Guindy)Delhi NCR :Noida: Jaypee Wishtown (only on limited days)Goa :The Lalit Goa Golf GreensJorhat: Kaziranga Golf ResortKochi: CIAL Golf and Country ClubKodaikanal: Kodaikanal Golf ClubLucknow: The Palms Golf ClubMumbai: BPGCMumbai: A premium golf course in MumbaiNew Mumbai: Kharghar Valley Golf Course
Golf Clubs where ONLY Golf Games are available:Chandigarh/ Panchkula: Chandigarh Golf AcademyChennai: Sandeep Syal at Cosmo TNGF Driving RangeDelhi NCR : Gurugram: Hamoni Golf CampDelhi NCR :Gurugram: ITC Classic Golf ResortDelhi NCR :Gurugram: Skyline GolfDelhi NCR :Noida: Noida Golf ClubKolkata :Pro Touch Golf AcademyMumbai : Golden Swan Golf AcademyMumbai : Celebrations Sports Club
For detailed Terms & Conditions, please visit:https://specials.priceless.com/en-in/benefitsDetail/Mastercard_World_Card_India_Golf_Program?Oid=202001210002
- List of Golf clubs is dynamic and is subject to change. The cardholder is requested to refer to the website link above for the updated list.
- Higher Withdrawal limits and Spend limits
Sr.No. Particulars Views of Customer segmentation 1. Debit Card Daily limits a. Cash withdrawal Rs.2,00,000 b. POS / Ecom Rs.5,00,000 c. Cash Deposit Rs.3,00,000 d. No. of cash withdrawals per day Unlimited 2. International usage Allowed Cash withdrawal: Rs.450/- per Cash Withdrawal Balance Inquiry: Rs.30/- per Inquiry Green PIN Provided 3. Annual / Issuance Fees Free for Lifetime 4. Cash Withdrawal, Balance Enquiry, Mini Statement etc. on any other Visa / MasterCard / NFS member Bank's ATMs in India
- On Metro ATMs of other Bank located at 6 Metro Cities, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad, only 3 transactions per month (including Financial & Non-Financial) for Savings Bank Account holders are free. There after subsequent transactions on Metro ATMs would be chargeable (Rs 20/- for each Financial transaction and Rs 10/- for each Non-Financial transaction).
- On other Bank's ATM located at any other location besides 6 Metro Cities; number of free ATM transactions per month (including Financial & Non-Financial) for Savings Bank Account holders continues to be 5 (Rs 20/- +GST for each Financial transaction and Rs 10/- +GST for each Non-Financial transaction).
- Free ATM transactions per month (Financial & Non-Financial) for Savings Bank Account holders on other Bank's ATMs (inclusive of Metro & Non-Metro ATMs) remains 5, out of which you can perform maximum 3 transactions (Financial & Non-Financial) free on other Bank's ATMs at 6 Metros.
- For Current / Overdraft account holders: No transactions are free. Rs 20/- +GST for every transaction
5. Surcharges at Railways & Petrol Pumps 2.50% of transaction amount or Rs.10/- whichever is higher. 6. Loyalty Points 2 point per Rs.100
Bank of Baroda Concierge Services
Pre trip information services
inoculation & visa requirements
Lost luggage assistance
Lost Passport Assistance
Embassy referral services
Flower, Gift, Chocolate delivery
Repair on Spot
Alternative Travel Arrangement
Emergency Ambulance Service
For Further Information please contact Bank of Baroda Concierge Desk1800 266 9199 (Toll Free)
Services are being offered by service providers and charges may vary according to the service rendered.
Disclaimer click here
- Baroda Radiance Proposition is available for the customers interested in Wealth Investment products and fulfilling the eligibility criteria of Quarterly Average Balance of 50 Lacs and above in Saving/ Current and Term Deposit.
- Baroda Radiance Proposition will be provided as per the availability of Senior Relationship Manager at the location.
- Presently, Baroda Radiance Proposition is available at the following locations.