Baroda Radiance

Master World Debit Card

Packed with some of the Best Offers

• Valid Internationally
• Complimentary Airport Lounges*

  Exclusive Lounges & Business Centers

  

  

  Mastercard India Lounge Program

  Mastercard India Airport
  Lounge Program enables
  access to lounges at major
  indian airports where the
  eligible cardholders can
  enjoy complimentry
  usage facilities.

  Selective Lounges of following Airports are Covered:

  Ahmedabad:
  Port lounge, International

  Bangalore:
  AGL – Domestic & International, Plaza Premium – Domestic & International

  Bhubaneswar:
  Mayfair Lounge – Domestic

  Chennai:
  TFS - International, New International & Domestic

  Cochin:
  Earth - Domestic & International

  Delhi:
  ITC – International, Plaza Premium – Domestic TID, Plaza Premium –Domestic T3, Plaza Premium(A) – International T3, Plaza Premium(B) – International Terminal 3

  Goa:
  Port – Domestic & International

  Hyderabad:
  Premium Plaza – Domestic & International

  Kolkata:
  Travel Club – Domestic & International

  Mumbai:
  Clipper/Loyalty Lounge – Domestic TlB, TFS - Domestic TIC, Clipper Lounge – International T2, Mumbai Airport Lounge Services – Domestic T2

  Pune:
  MIC MAC – Domestic & International

  Jaipur:
  Club One – International

  For detailed Terms & Conditions, please visit:

  http://www1.mastercard.com/content/mc/compaign-exchange/moments/india/en/local-compaigns/exclusive-airport-lounge-access.html

  • List of airport lounges is dynamic and is subject to change. The cardholder is requested to refer to the website link above for the updated list.
  • No. of lounge access per customer per card is limited to 02 per quarter
• Complimentary Golf Program*

  Complimentary Golf Program

  

  

  Summary of Benefits

  • Access to 17* premiere golf courses across India.
  • 4 complimentary green fee access till 31 December’19, but not more than 1 in a single calendar month.
  • 50% discounted green fee access till 31 December’19.
  • Booking via a 24x7 Golf Concierge Service (Booking to be made 7 days prior to the date of the proposed usage).
  • Dedicated Mastercard Golf Program's Concierge Number:

  1800-102-6263

  • Golf Clubs where BOTH Golf Games and Golf Lessons are available:

    Ahmedabad: Kalhaar Blues & Greens,
    Delhi NCR: Gurgaon Golden Greens Golf Club, Gurgaon ITC Classic Golf Resort, Noida Jaypee Greens Golf Club, Noida Unitech Golf & Country Club,
    Hyderabad: Boulder Hills Golf Club.

  • Golf Clubs where ONLY Golf Games are available:

    Ahmedabad: Kensville Golf & Country Club
    Bangalore: Clover Greens Golf Club
    Chennai: Madras Gymkhana Club (Guindy)
    Delhi NCR: Noida Jaypee Wishtown (only on limited days)
    Mumbai:BPGC

  • Golf Clubs where ONLY Golf Games are available:

    Bangalore: Touche Golf Academy
    Chandigarh: Chandigarh Golf Academy ( Panchukula )
    Chennai: AKDR Golf Village
    Mumbai:Golden Swan Golf Academy

  For detailed Terms & Conditions, please visit:

  https://www1.mastercard.com/content/mc/campaign-exchange/moments/india/en/local-campaigns/tee-off-with-a-master-stroke.html

  • List of Golf clubs is dynamic and is subject to change. The cardholder is requested to refer to the website link above for the updated list.
• Higher Withdrawal limits and Spend limits

  Card Parameters

  Sr.No.	Particulars	Views of Customer segmentation
  1.	Debit Card Daily limits
  	a. Cash withdrawal	Rs.2,00,000
  	b. POS / Ecom	Rs.5,00,000
  	c. Cash Deposit	Rs.3,00,000
  	d. No. of cash withdrawals per day	Unlimited
  2.	International usage	Allowed Cash withdrawal: Rs.400/- per Cash Withdrawal Balance Inquiry: Rs.75/- per Inquiry
  	Green PIN Provided
  3.	Annual / Issuance Fees	Free for Lifetime
  4.	Cash Withdrawal, Balance Enquiry, Mini Statement etc. on any other Visa / MasterCard / NFS member Bank's ATMs in India	On Metro ATMs of other Bank located at 6 Metro Cities, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad, only 3 transactions per month (including Financial & Non-Financial) for Savings Bank Account holders are free. There after subsequent transactions on Metro ATMs would be chargeable (Rs 20/- for each Financial transaction and Rs 10/- for each Non-Financial transaction). On other Bank's ATM located at any other location besides 6 Metro Cities; number of free ATM transactions per month (including Financial & Non-Financial) for Savings Bank Account holders continues to be 5 (Rs 20/- for each Financial transaction and Rs 10/- for each Non-Financial transaction). Free ATM transactions per month (Financial & Non-Financial) for Savings Bank Account holders on other Bank's ATMs (inclusive of Metro & Non-Metro ATMs) remains 5, out of which you can perform maximum 3 transactions (Financial & Non-Financial) free on other Bank's ATMs at 6 Metros. For Current / Overdraft account holders: No transactions are free. Rs 20/- for every transaction
  5.	Surcharges at Railways & Petrol Pumps	2.50% of transaction amount or Rs.10/- whichever is higher.
  6.	Loyalty Points	2 point per Rs.100

• Offers