Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Lowest interest rates & EMI
Equated Monthly Installment (EMI) will be
Turn your dream of owning a home into reality with Bank of Baroda Home Loans. Whether you are buying an apartment, constructing a house or renovating your home, we have the right Home Loan for you. Apply online for your Bank of Baroda Home Loan today!
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Frequently Asked Questions (FAQs)
Home loan is a loan availed for
Home Loan is to be repaid in EMIs every month. The residential unit to be purchased / constructed is taken as security by the Bank for Home Loan.
Bank finance Home Loan for purchase of house / flat, construction / repair / renovation of house, purchase of plot and construction of house thereon. Applicant needs to submit duly filled in Application Form along with other related documents as per requirement of the Bank. Bank assess the application based on Bank's / RBI's guidelines and takes decision.
You can apply for Home Loan through any of the below mentioned modes-
At Bank of Baroda, we endeavour to provide the best services to our customers. Bank of Baroda provides best in class offering for Home Loan with various types of home loans available to meet the requirements of the customers. We also offer easy home loan balance transfer / takeover options.
The home loan EMI is calculated using the below given formula
Home Loan EMI = P x ROI x (1+ROI)^N / [(1+ROI)^N-1]
An easier way to calculate the EMI is to use the calculator available on bank’s website –Home Loan EMI Calculator
Bank takes holistic view on the Home Loan application. CIBIL score stand alone is not the criteria. However, generally CIBIL Score above 701 is considered good.
One should assess one's monthly income and expenditure. One should note that there must of adequate amount left to meet your monthly expenditure and other obligations. Accordingly you can decide on the amount of loan.
At Bank of Baroda we are dedicated to provide the best services. We assure of best product and services.
Yes, you can avail a Home Loan from Bank of Baroda, if you plan to construct or purchase a house/flat or extend your existing house/flat and, you are
We grant term up to a maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.
Interest paid on Home Loan during the year can be claimed as deduction under section 24
Common requirements for all applicants.
Home Loan depends on various factors like Age, Gross Income, existing EMIs & other deductions, Cost of residential unit.
To check your eligibility you can avail "Baroda Pre-Approved Home Loan" wherein Bank provides in-principle approval prior to identification of house/flat/plot. The "in-principle" sanction letter will give eligible loan amount as per prevailing interest rate and other existing guidelines.
You can pay over and above the EMI to repay the home loan faster. There is no pre-payment charges in Home Loan.
Home Loan borrowers to submit duly filled in prescribed Application Form to the concerned Branch along with other documents as per the scheme guidelines.
You can pay over and above the EMI to close the Home Loan early. Lump-sum deposit in home loan or part payments as per the comfort of the borrower can be made. There is no pre-payment charges in Home Loan.
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