Bank announces Financial Results for quarter ended, 30th September 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities
Visit our website https://www.bankofbarodauk.com/ for any further information.
NOTIFICATION DATED 27.06.2023 FOR SALE / ASSIGNMENT OF FINANCIAL ASSET (NPA) to ARCs (E-AUCTION ON 14.07.2023)
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Lowest interest rates & EMI
Equated Monthly Installment (EMI) will be
Are you are dreaming of buying your own residence? Opt for Bank of Baroda Home Loan. Our bob home loan is packed with several exclusive features and benefits for aspiring homeowners. Our housing loan can be used for a variety of purposes. For instance, you can buy a plot, purchase a flat, build your own home and even extend your existing residence with a home loan. Use the bob home loan calculator to find out bob home loan interest rate & more!
Fees & Charges:
BRLLR - 0.75% to BRLLR + 1.45%
NIL, subject to Login Fee of Rs.1,500/- which is to be refunded on first disbursement.
NIL, subject to Login Fee of Rs.1,500/- which is to be refunded on first disbursement
NIL, subject to recovery of out of pocket expenses of Rs.3,500.00 + GST (Per Property).
NIL, subject to recovery of out of pocket expenses of Rs.5,000.00+ GST to Rs.
8,500.00 + GST (conditions apply)
NIL, subject to recovery of out of pocket expenses of Rs.10,000.00 + GST (Per Property)
To check out the documents required for Baroda Home Loan, click here.
Applicant/co-applicant(s), whose income are considered for eligibility, should be employed/engaged in business/profession for a minimum period of 1 year (for salaried) and/or 2 years (for non-salaried).
Break in service, if any, can be allowed up to a maximum period of 3 months.
A citizen of any country other than Bangladesh/Pakistan/Sri Lanka/Afghanistan/China/Iran/Nepal/Bhutan if –
Spouse, father, mother (including step mother), son (including step son), son’s wife, daughter (including step daughter), daughter’s husband, brother/sister (including stepbrother/sister), brother’s wife, sister (including step sister) of spouse, sister’s husband, brother (including step brother) of spouse.
Total deductions including proposed EMI should not exceed as follows -
Bank of Baroda has tie-up arrangements with M/s. IndiaFirst Life Insurance Co. for providing Life Insurance Cover to our Home Loan borrowers. This is an optional scheme of Life Insurance and is at the cost of borrower which may be funded by the Bank at the time of sanction and is recoverable with the EMIs of the Loan.
The salient Features of the Group Credit Life Policy offered by M/s. IndiaFirst Life Insurance Co. as under:
Please fill in these details, so we can call you back and assist you.
Frequently Asked Questions (FAQs)
To find out how much interest on home loan is applicable please visit Interest Rate page
Various documents pertaining to KYC, personal identification, property related documents, income proofs etc. are required for availing home loan. Please see the details here.
We grant a term up to a maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.
CIBIL score is not to be calculated by Bank or Individual. Scoring is provided by the CIBIL. You can check your CIBIL Score with CIBIL / bob World.
You can switch your Home Loan to Bank of Baroda to get benefit of lower interest rate if interest rate with existing lender is higher. Rate of interest in Home Loan depends on the CIBIL score. Therefore, please adhere to the financial discipline and improve your CIBIL score.
Maximum moratorium shall be -36- months as under: -18- months moratorium period for Houses and Building under construction, up to 7th floor, thereafter -6- months additional moratorium per floor subject to maximum of -36- months. Or One month after completion of House / taking possession of House / Flat, whichever is earlier.
Home loan helps the borrower in saving tax. The EMI of housing loan has two components-
It is a rate of interest at which the bank lends funds to the borrower for buying / constructing a house / buying flat.
This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.
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