Bank announces Financial Results for quarter ended, 30th June 2024.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Fulfil all your wishes, stress-free
Loan Amount:
Rate of Interest (%):
Loan Terms (monthly):
Equated Monthly Installment (EMI) will be
Personal loans from Bank of Baroda offer a quick and easy solution to all your urgent financial needs and have many advantages over other forms of credit, such as credit cards and informal loans from friends, family members or untrustworthy financiers.
For any purpose other than speculation.
Applications to be considered on individual basis only. Co-applicants not to be allowed.
Maximum
Minimum
Penal interest @2% shall be levied on loan outstanding amount
For Govt. Employees who maintain salary account with Bank of Baroda: NIL
For others: it ranges from 1.00% of loan amount to 2.00% plus GST, subject to Mini. Rs.1,000+GST Max. Rs.10,000+GST
Employees of Central/State Government / PSUs / Autonomous bodies / listed Public limited with external rating A & above / joint sector undertakings & Educational Institutions with national repute (with minimum continuous service for 1 year and having salary account with our Bank)-
Employees of Central / State Govt. / PSUs / Autonomous Bodies / Joint Sector Undertakings & Educational Institutions with national repute (with minimum continuous service for 1 year and having salary account with other Bank)-
For others
Repayment Capacity (FOIR)
75% of GMI
70% of GMI
40% of GMI to 70% of GMI depending upon the income of the applicant.
Repayment Period
84 Months
72 Months
48 to 60 Months
For Govt Employees: Salary accounts with BOB or other Bank*
Additional 0.10% concession in rate of interest (both fixed and floating) will be given to those customers, who opts for group credit life insurance.
Completely filled loan application along with 3 passport sized photographs along with Form 135 giving details of Assets and Liabilities of the applicant.
Bank statement for the last six months and updated passbook.
Refer to Eligibility tab for more details
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Banking Mantra
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The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.
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