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  • Arogya Sanjeevani Policy - National

    Arogya Sanjeevani Policy - National is a standard indemnity health insurance product, having Sum Insured up to 5 Lakhs available in both individual as well as floater type.

  • National Mediclaim Plus Policy

    This is a high sum insured policy which indemnifies for In-patient treatment expenses (minimum 24 hour hospitalization) and 140+ Day Care Procedures on Cashless/ Reimbursement basis during the policy period with many additional benefits as per plan opted. The expenses incurred should be reasonable, customary and medically necessary.

  • Burglary Insurance

    Movable property like stock, stock –in –trade, plant & machinery can be covered. These are covered so long as they are reasonably protected.

  • House Holders Insurance Policy - National Insurance

    The House Holder policy is a comprehensive bundled policy specially designed for contingencies encountered by House holders comprising of ten sections. It can be issued to home owners, tenants of flats, housing societies, apartments, bungalow, row houses in rural/semi-urban and urban (including Metro) cities. Sum insured should be 100% of VAR.

  • Personal Accident - National Insurance

    The policy is a benefit policy WHICH PAYS FOR THE Death, disablement and weekly benefits.PA is a worldwide cover available 24X7. The benefits under the policy can be assigned.

  • National Parivar Mediclaim Plus Policy (Floater Policy)

    This premium product covers all family members under a single Sum Insured, for In-patient treatment expenses (minimum 24 hour hospitalization) and 140+ Day Care Procedures on Cashless/ Reimbursement basis during the policy period. This policy provides unique features which address all health related concerns of our valued customers. The expenses incurred should be reasonable, customary and medically necessary.

  • Shopkeepers Insurance - National Insurance

    Shopkeepers’ Insurance policy is an omnibus policy and specially designed to caster to the requirements of small shopkeepers.

  • Two Wheeler - National Insurance

    Motor Insurance Contracts are subject to the basic principles applicable to property and liability insurance in general. The owner of the vehicle must be a registered owner to the vehicle whereby he or she stands to benefit by the safety of the vehicle, right, interest or freedom from liability and stands to lose by any loss, damage, injury or creation of liability.

  • Chola MS Group Health Insurance

    CholaMS Group Health Insurance

    An affordable choice for a group health plan.

    • Covers up to 7 family members at an affordable premium.
    • In-patient hospitalizsation covered up to Rs. 3,00,000.
  • Tata AIG Medicare

    Tata AIG Medicare

    No compromise when it comes to your health.

    • 50% of cumulative bonus to restoration benefits on sum insured.
    • No medicals required.
  • National Mediclaim Policy

    National Mediclaim Policy

    This policy indemnifies for in-patient treatment expenses.

    • Minimum 24 hour hospitalization and 140+ day care procedures.
    • Expense should be reasonable and customary.
  • National Super Top-Up Policy

    National Super Top Up Policy

    The policy covers commonly excluded diseases like HIV/AIDS, Obesity bariatric surgery etc.

    • Medical expenses are reimbursed without any sub limits.
    • Waiting period of only one year in all pre-existing diseases.
  • Auto Secure Private Car Package Policy - TATA AIG

    Insure your car against any kind of unanticipated situations such as accidents or theft, natural calamities, etc.

    • Loss of or damage to the vehicle insured.
    • Coverage is available for maximum capital sum insured of Rs. 15,00,000.
  • Auto Secure Two Wheeler Package Policy

    Auto Secure Two-Wheeler Package Policy - TATA AIG

    Two types:- Liability only insurance policy & comprehensive package policy.

    • Covers the insured two-wheeler against accidental damage, theft, natural disasters, explosion, riots, etc.
    • Covers the damages against third party property.
  • Apply for Chola MS car insurance online | Bank of Baroda

    CholaMS Motor Insurance

    Motor Insurance covers the unforeseen risks.

    • The CPA cover offers compensation up to Rs. 15 lakhs for accidental death.
    • Covers the damages against third party property.
  • Travel Guard by TATA AIG

    From lost belongings to emergency medical care, leave all your concerns to us and enjoy your vacation.

    • We help you with trip curtailment, hijacking, flight delay etc.
    • Covers loss of checked-in baggage
  • Travel Overseas Mediclaim Business and Holiday

    Overseas Mediclaim Business and Holiday - National Insurance

    We provide safety while you take your world tour.

    • One of the many benefits is that is covers medical expenses and personal accident.
    • Pre-existing diseases not included.
  • Overseas Mediclaim Employment and Studies

    Overseas Mediclaim Employment and Studies - National Insurance

    Dont allow your finances to hold back your plans. Travel without any worries!

    • First USD 100 of all claims is to be borne by the traveller.
    • Pre-existing diseases not included.
  • Bharat Sookshma Udyam Suraksha Policy

    We Cover Physical loss or damage, or destruction caused to the insured property.

    • Fire, including due to its own fermentation, or natural heating or spontaneous combustion.
    • Explosion or Implosion
    • Lightning
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Select General Insurance Type
  • National Parivar Mediclaim Plus Policy (Floater Policy)
  • Two Wheeler - National Insurance

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Frequently Asked Questions (FAQs)

  • Can I avail a home loan from Bank of Baroda?
    • Yes, you can avail a home loan from Bank of Baroda, if you plan to construct or purchase a house/flat or extend your existing house/flat and, you are:
    • A minimum of 21 years
    • Employed or self-employed with a regular income.
  • What is the average tenure of a home loan?

    We grant term up to a maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.

  • Who can be co-applicant?

    The proposed owners of the residential accommodation as per the agreement for sale, in respect of which financial assistance is sought, must be co-applicants. Usually, joint applications are from husband-wife, father-son or mother-son, etc.

  • How much does Bank of Baroda lend?
    • Loan amount is determined on the basis of the repaying capacity of the applicant/s. Repaying capacity takes into consideration factors such as age, income, dependents, assets, liabilities, stability of occupation and continuity of income, savings, etc.
    • The maximum loan would be Rs.10 crores per unit to any individual applicant based on the area where the property is proposed to be constructed/purchased. We will extend a loan of up to 90% (for newly constructed houses/flat) of the cost of property under our Housing Loan Scheme.
  • For how long a period can I get the loan?

    We grant a term up to a maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.

  • But can I prepay the loan ahead of schedule?

    Yes, you have the option to prepay the loan ahead of schedule either in parts or in full from your own sources.

  • What is the mode of repayment?
    • Equated Monthly Instalment (EMI): It means a uniform lumpsum amount, which includes repayment of a part of the principal amount and payment of interest, calculated on daily product basis.

    or

    • Fixing the monthly/quarterly instalments on the graduated basis is permitted of EMI as requested by customers.
  • What is the security for the loan?

    The security for the loan is an equitable mortgage of the property to be financed. The security for the loan is equitable mortgage of the property to be financed.

  • What are the supporting documents required while applying for the loan?

    Common requirements for all applicants.

    • Application form duly filled in (with a photograph of all the applicant).
    • Residence and age verification, which may be established from the PAN Card, Election ID, Passport, Drivers Licence and Ration Card, etc.
    • Copy of approved plan and sanction letter from local civic authority.
    • Copy of NA permission.
    • One/two guarantor/s form/s and salary certificates: If a guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
    • Bank passbook of statements for the last two years.
    • Latest salary slip/statement showing all deductions in case of employed applicants.
    • Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for both company/firm and personal account) for the last three years in case of self-employed applicants.
    • Memorandum/articles of association for companies, partnership deeds for firms and a brief profile of your company/firm in case of self-employed applicants.

    Additional requirement.

    • In case of purchase from builder
    • Copy of agreement for sale.
    • Copy of registration receipt.
    • Copy of sanctioned plan & sanction letter of the competent authorities.
    • Copy of NA permission/ULC order.
    • Copies of receipts of payments already made.
    • NOC from builders in our format.
    • In case of direct allotment in a Co-operative Housing Society
    • Allotment letter.
    • Share certificate. Society registration certificate.
    • Copy of sale/lease deed in favour of the society.
    • NOC from society in our format.
    • Possession letter in original.
    • In case of resale:
    • Copy of all the previous vendors’ agreements duly stamped and registered and the registration receipts. (original to be given before disbursement).
    • NOC from society/builder in our format.
    • Original share certificate.
  • Whether you have any housing loan products for NRIs?

    Yes. We have housing loan products for NRIs/PIOs. For details, please visit our website at Housing Loans to NRIs /PIOs

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