Education Loan EMI Calculator
Education Loan EMI Calculator
  • Loan Amount:

  • Rate of Interest (%):

  • Loan Terms (monthly):

  • Equated Monthly Installment (EMI) will be

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Select Education Loan Type
  • Baroda Digital Education Loan
  • Baroda Vidya
  • Baroda Gyan
  • Baroda Scholar
  • Baroda Education Loan to Students of Premier Institutions
  • Vidya Lakshmi Portal
  • Baroda Education Loan for EDP being offered by Premier Institutions in India
  • Baroda Education Loans for EDP being offered by Premier Institutions Abroad

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Frequently Asked Questions (FAQs)

  • Who can apply for the loan?

    Any Indian national fulfilling criteria stated above is eligible for education loan.

  • Who can be co-obligant?

    The parents, guardians, friends and relatives can be co-obligant.

  • How much does Bank of Baroda lend?

    Studies in India - Maximum Rs.125.00 Lakh for Medical & Aviation & for others Rs.10 lakhs

    Studies abroad - Rs. 150.00 lakh for Institutions specified in List of Premier Institutions & Rs. 60.00 lakh for Institutions not specified in List of Premier Institutions

  • For how long a period can I get the loan?

    We grant loans for a term of 10-15 years after repayment holiday/moratorium.

  • What is the repayment holiday/moratorium period?

    Course period + 1 year

  • What is the mode of repayment?

    The accrued interest during the repayment holiday period to be added to the principal and repayment in Equated Monthly Instalment (EMI) is fixed.

  • Do you offer any concession?

    Yes, we do offer 0.5% interest concession to the girl student Loanee

  • What type of interest do you charge under your Education Loan Scheme?

    We charge simple interest at monthly rests during the repayment holiday/moratorium period.

  • Do you levy any penalty for default under the scheme?

    Yes, we charge penal interest @ 2% on overdue amount in the loan exceeding Rs. 4 lakhs.

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