Bank announces Financial Results for quarter ended, 31st December 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities Visit our website https://www.bankofbarodauk.com/ for any further information.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Loan Amount:
Rate of Interest (%):
Loan Terms (monthly):
Equated Monthly Installment (EMI) will be
Gone are the days when loan applications were submitted at a physical bank branch only, and the entire process took several hours. Thanks to the Bank of Baroda’s pre-approved personal loan procedure, you can now receive money instantly. Our direct loan disbursement and paperless process ensures you don’t have to go through the hassle of extensive documentation and approval. You can apply for an online pre-approved personal loan in an easy and convenient way by filling out an application or by visiting one of our nearest branches present across India.
Purpose of Pre-approved Loan: Any purpose other than speculation
Fixed ROI:
Floating ROI:
Processing charge @2% of loan amount + Applicable GST
As per state stamp act
Frequently Asked Questions (FAQs)
PAPL i.e. Preapproved Personal Loan is a personal Loan product of the Bank which is offered to a select set of customers without income assessment.
It generally takes about 5-10 minutes to complete the entire process till disbursement.
No, merely qualifying for Pre-approved offer does not guarantee final eligibility for the Personal Loan.
Yes, pre-approved offers can be rejected basis non fulfilment of criteria set by the bank.
The bank has a set of internal criteria based on which customers are selected for pre approval.
Yes, it is absolutely safe to accept the pre-approved personal loan offer using bank’s official digital channels. The loan can be used for any bonafied purpose other than speculation.
EMI is the fixed amount to be repaid by the customers every month for the entire repayment tenure of the loan. Each EMI constitutes a portion of Principal amount as well as the applicable interest over the period of the loan.
At the time of loan account opening standing instructions regarding payment of the EMI is applied on the saving account of the customer. Thus, the customer needs to ensure that his/her account has sufficient balance in the account to service the EMI on the due date of every month.
Yes, processing fees @ 2% of the loan amount plus GST is levied for PAPL.
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The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.
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