Personal Loan EMI Calculator
Personal Loan EMI Calculator
  • Loan Amount:

    10000
    1500000
    500000
  • Rate of Interest (%):

    5%
    18%
    10.10
  • Loan Terms (monthly):

    12
    84
    60
  • Equated Monthly Installment (EMI) will be

  • Benefits
  • Features
  • Eligibility Criteria
  • Document Required
  • Interest Rates & Charges
  • Most Important Terms and Conditions (MITC)

Baroda Digital Pre-Approved Personal Loan : Features

Purpose of Pre-approved Loan: Any purpose other than speculation

Baroda Digital Pre – Approved Personal Loan Mini PL
Loan Amount Above Rs.50,000/- to Rs.5,00,000/-
Repayment Period 18-36 months

  • Age criteria
    1. Minimum: 21 years
    2. Maximum age at the end of tenor: 60 years

Baroda Digital Pre-Approved Personal Loan : Eligibility Criteria

  • Salaried individuals
  • Self Employed
  • Please Note: NRls / SHG are not eligible

Baroda Digital Pre-Approved Personal Loan : Document Required

  • Valid Mobile number (Linked with Bank of Baroda Account Number)
  • Aadhar number for procurement of OTP for E-Stamping & E-Sign

Baroda Digital Pre-Approved Personal Loan : Interest Rates & Charges

Product Conditions Repo Rate + Spread Effective Rate of Interest
Baroda Digital Pre-Approved Personal Loan
Repo Rate + Spread
BRLLR+SP+3.00 to BRLLR+SP+6.50
Effective Rate of Interest
0.00%

Unified Processing Charges:

Stamp duty (as per state stamp act ) + Processing charge @2% of loan amount + Applicable GST

Baroda Digital Pre-Approved Personal Loan : Most Important Terms and Conditions (MITC)

Loan Limit
  • Pre - Approved Mini Personal Loan: Above Rs.50,000/- to Rs.5,00,000/-
Repayment Period
  • Pre - Approved Mini Personal Loan: 18-36 months
Age Minimum -21, Maximum age at the end of tenor – 60
Pre Closure Charges NIL
Penal interest Penal Interest @2% shall be levied on overdue amount/ non -compliance of terms and conditions.

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