Saving is good. Saving smartly is even better.


Choose from our wide range of Baroda Savings Accounts.

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Ideal for
  • All
  • Defence
  • Farmers
  • Millennial
  • Professional
  • Senior Citizen
  • Women
  • Others
Product Type
  • All
  • Classic
  • Silver
  • Priviledge
  • Premium
Eligibilty
  • All
  • Top Level Management
  • Senior Level Management
  • Entry-level OR Trainees
  • Military Officials
  • Police Department Officials
  • Central Forces
  • Government Officials
  • Middle Management
  • Minors
  • Others

  • Baroda Advantage Saving Account

    Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.

    • Simplest deposit option available to the depositor
  • Salary and Pension Solutions for Indian Military Personnel

    For your bravery and honour, we reward you with an account that lists multiple benefits. Also, covers accident death air insurance.

    • Waiver in processing charges on home loan
  • Salary and Pension Solutions for Indian Central Forces Personnel

    We value your valour! Offering our central forces salary overdraft up to 3 lakhs, 100% waiver on processing charges, plus many more insurance-related benefits.

    • Lifetime free credit card subject to eligibility criteria
    • Attractive waives on service charges
  • Baroda Police Forces Salary Package

    Protecting the ones that protect us! Offering lifetime Free Rupay Debit Card plus insurance coverage from 30 lakhs upto 75 lakhs.

    • Lifetime free credit card subject to eligibility criteria
    • 100% discount on depository services/Demat AMC discount
  • Baroda Salary Classic Account

    Trainees & entry-level employees, give your salary account the wings it deserves. Enjoy discounts on depository services & lifetime free Baroda Easy Credit Card with 5x reward points.

    • Net monthly salary of Rs. 10,000 to Rs. 50,000
    • Free unlimited transactions at Bank of Baroda ATMs.
  • Baroda Super Salary Account

    A future-ready salary account suitable for middle management. 50% waiver in processing charges on retail loans & lifetime free Baroda Select Credit with 5x reward points.

    • Net monthly salary above Rs. 50,000 to Rs. 1 lakh
    • Free unlimited transactions at Bank of Baroda ATMs
  • Baroda Salary Premium Account

    Suitable for higher management with lifetime free Baroda Premier Credit Card with 5x reward points.

    • Net monthly salary above Rs. 1 lakh to Rs. 2 lakhs
    • Free unlimited transactions at Bank of Baroda ATMs
  • Baroda Salary Privilege

    A salary account that equals as status. Highly suitable for top management with lifetime free Baroda Premier Credit Card & 5x reward points. Exciting waivers in processing charges on retail loans.

    • Net monthly salary more than Rs. 2 lakhs
    • Free unlimited transactions at Bank of Baroda ATMs
  • Baroda Champ Account

    An account for minors, 0-18 years of age. Theme-based RuPay Baroda Champ Debit Card issuance available to applicant individually above 10 years of age.

    • No minimum balance requirement
    • Suitable for students
  • Super Savings Account

    The product is in the nature of a superior Savings Bank Account with added value propositions to high value residential customers. The product is available at Metro and Urban centres.

    • Immediate credit of outstation cheques up to Rs. 25,000
    • Quarterly payment of interest
  • Baroda Jeevan Suraksha Saving Account

    Accounts can be opened in single name as well as in joint names (maximum two) and both the account holders can also be covered under insurance subject to submission of requisite papers and payment of premium in respect of both the account holders

    • Single/joint opening
    • Auto sweep/auto reverse sweep facility
  • Government Savings Account (Baroda Govt. Bodies SB Account)

    Savings bank account for various Government departments/bodies/agencies

    • Transferability of Account
    • Cash deposit free unlimited in home branch
  • Baroda SB Self Help Group

    Baroda SB Self Help Group is available in two variants - SB Self Help Group General & SB Self Help Group - Women empowerment.

    • Value Added SMS alert facility
    • Collection of outstation cheques
  • Baroda Mahila Shakti Saving Account

    Our women savings account is acontinuous effort to support women empowerment and mahila shakti! We introduce you to women's savings account called Baroda Mahila Shakti Account.. Open a savings account today and enjoy higher interest rates and many such benefits.

    • Discount on processing charges for loans
    • 25% waiver on annual locker rental charges
  • Baroda Pensioners Savings Bank Account

    Zero Balance Account with overdraft facility in savings bank a/c up to a maximum of 2 months pension amount (net credit to SB a/c last month), if any other credit facility is not being availed by the pensioner.

    • Opening of account by Rs. 5 only
    • Free debit card
  • Baroda Platinum Saving Bank Account

    An account for high net worth individuals are account holders. Customers benefit Benefits include a free personalized VISA Platinum Chip Debit Card with cash withdrawal of Rs. 1,00,000 per day.

    • 50% waiver on issuance charges of gift and travel card
    • Unlimited cheque books for routine requirements
  • Baroda Professional Saving Bank Account

    Professional Saving Account for Doctors / CA /CS / CFA / Engineer / MBA / Architecture / Advocates (LLB / LLM)

  • Baroda Senior Citizen Privilege Scheme

    More than an account, it is an asset, advantage and privilege. Offering high interest and flexible fixed deposits and many attractive offers.

    • Free BOB Prime Credit Card with 1% cashback on all spends.
    • 50% waiver of processing fees on Reverse Mortgage Loan
  • Open online Savings Account using Video KYC (V-KYC)

    Open your SB account at your convenience without the need to visit the Bank Branch. This is an end-to-end online account opening process through Video KYC. This is a full fledge KYC account for all your Banking needs.

    • 100 % paperless Process.
    • For New To Bank customers only.
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Select Saving Accounts Type
  • Baroda Advantage Saving Account
  • Salary and Pension Solutions for Indian Military Personnel
  • Salary and Pension Solutions for Indian Central Forces Personnel
  • Baroda Police Forces Salary Package
  • Salary and Pension Solutions for Central/ State Govt. employees for drawing Salary/ Pension
  • Baroda Salary Classic Account
  • Baroda Super Salary Account
  • Baroda Salary Premium Account
  • Baroda Salary Privilege
  • Baroda Champ Account
  • Super Savings Account
  • Baroda Jeevan Suraksha Saving Account
  • Government Savings Account (Baroda Govt. Bodies SB Account)
  • Baroda SB Self Help Group
  • Baroda Mahila Shakti Saving Account
  • Baroda Pensioners Savings Bank Account
  • Baroda Platinum Saving Bank Account
  • Baroda Professional Saving Bank Account
  • Baroda Senior Citizen Privilege Scheme
  • Open online Savings Account using Video KYC (V-KYC)
  • Others

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Frequently Asked Questions (FAQs)

  • What is a savings account?

    In a bank or other financial institution, a savings account is a deposit account that pays interest. Although the interest rates on these accounts are typically not as high as those on savings accounts, their dependability and safety make them a fantastic choice for keeping cash on hand for urgent needs.

  • What are the eligibility criteria to open a savings account?

    To open a savings bank account, a resident must be at least 10 years old, independent readers and writers, individually or jointly competent to enter into a contract, and possessing valid KYC documents. A savings bank account can be opened by foreigners and Hindu Undivided Families. Savings accounts can be opened alone or with a partner, and the operating instructions can include either the survivor, the former or the survivor, anyone, or the survivor, etc.

  • How to open a savings account in the Bank of Baroda?

    By visiting the closest branch and bringing a valid KYC document, you can open a savings account at Bank of Baroda. You can also open an account through the bank's website or mobile app.

  • What type of savings account should I open?

    There are various savings account types that are suitable for all types of people, including members of the salaried class, businesspeople, self-employed people, professionals, business executives, housewives, minors over the age of 10, etc.

  • What is the interest rate for a saving account?

    The range of bank interest rates on the saving account varies as per the slabs of the outstanding amount. Please visit the interest rates section of our website for the latest rates offered.

  • What are the key requirements for opening a savings bank account?

    Valid KYC documents are the key requirements for opening a savings bank account.

  • What is the minimum balance in the Bank of Baroda saving account?

    The minimum balance for the Bank of Baroda saving account varies, depending upon the scheme selected for opening the account.

  • Why Bank of Baroda is the best bank for opening a savings bank account?

    All customers can choose from a wide variety of flexible and simple-to-use savings account options from Bank of Baroda, which places a priority on providing excellent customer service.

    • The Bank of Baroda Savings Account offers linking to the Multi Option Deposit to earn a high rate of interest, which is just one of its many benefits.
    • It offers different debit card types for the account holder's convenience.
    • Banking services like internet banking and missed call banking are provided by Bank of Baroda. A person can also use the mobile banking option, which offers services such as interbank mobile payment services (IMPS), utility bill payments, mobile recharges, inquiries and statements, and requests for checkbooks.
    • Passbook services are offered at no cost.
    • Bank of Baroda is an accessible and very practical savings bank account thanks to all these advantages.

  • How much money can be deposited in a savings account?

    There is no upper limit for depositing money in a savings account.

  • How is interest calculated on a savings account?

    On a daily basis, savings bank account interest is calculated using the daily closing balance in the account at the rates as per the savings interest, and the interest amount will be rounded to the nearest rupee.

    Interest is computed daily for each product and credited to accounts every three months. The Bank's quarters are May–July, August–October, November–January, and February–April for this purpose. Within 15 days of the end of the quarter, interest is credited to the account. However, when crediting interest, the value date effect as of the first of the month is given.

    Every quarter, in the months of February, May, August, and November of each year, interest will be credited to the account.

  • What is the difference between even a current account and a savings account?

    Have a quick look between the difference below:

    The term "savings account" refers to a type of demand deposit that is subject to limitations on the number of withdrawals and the dollar amounts that the Bank will permit during any given period.

    Current accounts are a type of demand deposit from which withdrawals are permitted as many times as desired, subject to the account's balance or a predetermined limit

  • Can we open a zero balance savings account?

    Yes, anybody can open a Bank of Baroda zero balance account.

Banking Mantra

  • 01 Jan 2021
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  • 01 Jan 2021
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