Bank announces Financial Results for quarter ended, 31st December 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities Visit our website https://www.bankofbarodauk.com/ for any further information.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
The NACH (National Automated Clearing House) implemented by NPCI (National Payments Corporation of India) provides a robust, secure, and scalable platform, which is coupled with best-in-class security features and multilevel data validation. The process is entirely digital with no involvement of any physical forms or signatures at any point of time.
NACH E-Mandate registration process is a very simple 4 steps procedure. E-Mandate steps are as under :
To start, click on the NACH e-mandate link on our website.
The link takes you to login of e-mandate page. Enter your 14-digit loan account number and the last 4 digits of your registered mobile number. After submitting, you receive an OTP on your registered mobile number. Enter the 6-digit OTP received and click on submit.
After clicking submit, you move to the next step to complete your e-mandate form. The main page has a form, which is auto filled with your personal, loan and EMI details for your ease. The details we need from you are given below:
Tick the Terms and Conditions box and then click on submit.
In the last step, you will be taken to the Bill Desk page. Here, you must check the accuracy of the data provided and your consent to complete the e-mandate form.
After verifying, click proceed to complete the authentication process. You will be redirected to your bank's website where you need to complete the transaction via Internet Banking or Debit Card.
Once the authentication process is complete you will get the NACH e-mandate receipt and confirmation on your registered email address. Please keep a print of the receipt for your future reference.
1
Previous Request in Progress
This error occures when "User have already initiated the first request and now trying sheet second request for same account. Since the 1st request is under process and pending from NPCI".
Branch should request the customer to wait for minimum 3 hours in case of failure of first request for initiation of second request same account.
2
Authentication Failed
This error occures when "Customer enter the wrong details while authentication process of his account through debit card or net banking".
Request the customer to cross verify the internet banking details debit card details along with transaction password and OTP details
3
Sorry...Some system error has occured, please contact system administrator
This error occures due to Technical glitch while processing the NACH request at Bill desk and NPCI".
Customer can re-initiate the request after 5 hours.
4
No such account
This error occures when "Customer input the wrong debit account details in the NACH Form at Bank's web page.
Once the journey is initiated the account details will be verified by the Destination Bank and if the account details does not match with the account maintained with bank, it shows this error.
5
Debit card Blocked
This error occures when "Customer Debit card/Debit account is not active".
Customer to cross check the debit card/account details with destination Bank.
6
Technical errors or connectivity issues at bank end
7
Debit card validation failed due to invalid PIN
This error occures when "Customer initiate the NACH E-Mandate request but input the wrong debit card PIN while authentication of the transaction".
Customer to initiate the journey again after 5 hours of initial request and ensure to input with correct credentials/PIN.
8
Amount of EMI more than limit allowed for the acct
This error occures when "EMI amount requested for monthly debit is higher than the debit limit of the customer account at Destination Bank".
Customer to contact Destination Bank for the same.
9
Maximum tries exceed for OTP
This error occures when "Customer input wrong OTP and the number of OTP tries exceed the number fixed by the Destination Bank".
Customer to visit the destination Bank and check the maximum number of tries fixed by the Bank and initiate the NACH E-Mandate request again after 5 hours and ensure input correct OTP within specified limit"
10
Invalid user credentials
This error occures when "Customer initiate NACH E-Mandate request but input wrong credentials in account authentication process through Net banking or Debit card mode".
Customer to visit the Destination Bank and cross verify the User credentials of Net banking /Debit card from his destination bank. Customer can initiate the NACH E-Mandate request after 5 hours and input only correct credentials in Net Banking or Debit Card mode.
11
Mandate Registration Failed
This error occures when "Customer initiate NACH E-Mandate request but the customer request is not verified/failed by the destination Bank due to Restriction in Customer's Bank Account. KYC issue, Internet Banking Issue or any other technical issue.
Customer to contact the Destination Bank and cross check the reason for failure of Mandate registration. Once the destination Bank resolves the issue the customer can initiate the request after 5 hours of initial request.
12
Invalid Account Holder Name
This error occures when "Customer initiate the NACH E-Mandate request but the loan borrower name (who is applying for NACH E-Mandate) and debit account holder name is not matching during authentication of the transaction through Net Banking/Debit card mode".
Customer to initiate the journey again after 5 hours of initial request and ensure to input correct account number in which main applicant is the primary holder in the debit account.
13
Debit card Expired
This error occures when "Customer initiate NACH E-Mandate request and Customer Debit card is not active/expired".
Customer to visit the Destination Bank and cross check the debit card with destination Bank and get the debit card activated. After activation of Debit card customer can initiate the journey again after 5 hours.
14
No response received from customer while performing transaction
This error occures when "Customer initiate NACH E-Mandate request but he does not complete or delay the account authentication process through Net banking or Debit card mode within the stipulated time defined by the destination Bank for Net banking and Debit Card verfication process".
Customer can initiate the NACH E-Mandate request after 5 hours and complete the journey in stipulated time.
15
Transaction rejected or cancelled by the customer
This error occures when "Customer initiate NACH E-Mandate request but he cancel/reject the account authentication process through Net banking or Debit card mode instead of verifying the authentication process".
Customer can initiate the NACH E-Mandate request after 5 hours and complete the journey through sucessfull authentication.
16
Rejected as per customer confirmation
17
User rejected the transaction on pre-Login page
This error occures when "Customer initiate NACH E-Mandate request but he cancel/reject the journey in between without completing the NACH E-Mandate journey".
18
Account number registered for only view rights in net-banking facility
This error occures when "Customer initiate NACH E-Mandate request choosing Net Banking as Authentication mode but Customer account is only provided with view rights in Net Banking facility".
Customer to visit the Destination Bank and request for transaction rights in his Net banking Facility with destination Bank. After activation of Transaction rights in Net Banking facility or with debit card details, customer can initiate the NACH E-Mandate request after 5 hours of initial request
19
Refer to the branch.KYC not completed
This error occures when "Customer initiate NACH E-mandate request but Customer account is not KYC complied and Destination Bank reject the authentication of Net Banking/Debit card to Due KYC non Compliance ".
Customer to visit the Destination Bank and update the KYC in his account with destination Bank. When account is activated, customer can initiate the NACH E-Mandate request after 5 hours of initial request
20
Account not in regular Status
This error occures when "Customer initiate subsequent request after error in 1st request and Customer account is inoperative/dormant".
Customer to visit the Destination Bank and cross check the account details with destination Bank and get the account activated. When account is activated, customer can initiate the NACH E-Mandate request anytime atleast after 5 hours of initial request
21
Mandate Not Registered_ not maintaining req balanc
This error occures when "Customer initiate NACH E-Mandate request but Customer has not maintained proper balance in his account".
Customer to visit the Destination Bank and check the balance in his account maintained with destination Bank. In case of low balance Customer to credit sufficied funds in his account and initiate the NACH E-Mandate request after 5 hours of initial request
22
No response received from customer while performin
23
Not having IB Account
This error occures when "Customer initiate NACH E-Mandate request choosing Net Banking as Authentication mode but the Customer account is not registered/provided with Net Banking facility".
Customer to visit the Destination Bank and cross check the availability of Net banking Facility in his account with destination Bank. After activation of Net Banking facility or with debit card details, customer can initiate the NACH E-Mandate request after 5 hours of initial request
24
Debit card not activated
25
Account Inoperative or dormant
This error occures when "Customer initiate NACH E-Mandate request and Customer account is inoperative/dormant".
26
Mandate registration Failed.Please contact your home branch
This error occures when "Customer initiate NACH E-Mandate request but the customer request is not verified/failed by the destination Bank due to Restriction in Customer's Bank Account. KYC issue, Internet Banking Issue or any other technical issue".
27
user rejected the transaction on pre-login page
28
Account number not registered with net-banking facility
29
No response received from customer while performing mandate registration
30
User rejected the transaction on pre-login page
31
OTP invalid
This error occures when "Customer initiate NACH E-Mandate request and Customer entered wrong OTP in account authentication process through Net banking or Debit card mode".
Customer to initiate the NACH E-Mandate request again after 5 hours and ensure input correct OTP"
32
Debit card validation failed due to_Invalid card number
This error occures when "Customer initiate the NACH E-Mandate request but input the wrong debit card number while authentication of the transaction and try to proceed further".
Customer to initiate the journey again after 5 hours of initial request and ensure to input with correct credentials/Card Number.
33
Mandate registration failed. Please contact your home branch
34
Mandate Registration Failed.do_not_honor
35
Invalid EMail 1
This error occures when "Customer initiate the NACH E-Mandate request but there is Invalid Email Id or No email Id is given in customer ID of the loan borrower.
Customer to visit the branch and get his correct email id mandatorily updated in his loan account. Once email id is updated customer can initiate the NACH E-mandate again after 5 hours of initial request.
36
Debit Card validation failed due to invalid card number
37
Account frozen
This error occures when "Customer initiate NACH E-Mandate request and Customer account is freeze/blocked".
38
Debit card validation failed due to_Invalid PIN
39
Mandate Registration Failed.card_not_enabled_for_ecommerce
This error occures when "Customer initiate the NACH E-Mandate request and input the Debit card details but the card was not active for e-commerce/online transactions".
Customer to visit the Destination Bank and get the debit card avtivated for e-commerce/online transactions. After activation customer to initiate the journey again after 5 hours of initial request.
40
Invalid CVV
This error occures when "Customer initiate the NACH E-Mandate request but input the debit card with wrong CVV while authentication of the transaction and try to proceed further".
Customer to initiate the journey again after 5 hours of initial request and ensure to input with correct credentials/Card CVV.
41
Reponse not received within the TAT from NPCI
This error occures when "Customer initiate NACH E-Mandate request but there is a delay from NPCI in processing the file".
Customer can initiate the NACH E-Mandate request after 5 hours and complete the journey.
42
Time expired for OTP
This error occures when "Customer initiate NACH E-Mandate request and Customer enter OTP after the expiry of OTP in account authentication process through Net banking or Debit card mode".
Customer to initiate the NACH E-Mandate request again after 5 hours and ensure input correct OTP within specified time to ensure verification of OTP before expiry"
43
No response received from the customer while performing the mandate registration.
44
Not a CBS act no.or old act no.represent with CBS no
This error occures when "Customer initiate NACH E-Mandate request but account given for debit of EMI is old/non CBS/wrong/invalid account number".
Customer to visit the Destination Bank and cross check the account details with destination Bank. Customer can initiate the NACH E-Mandate request after 5 hours of initial request and input the correct account number.
45
Account Holder Name Mismatch with CBS
46
No Such Account
47
Debit card validation failed due to_Invalid expiry date
This error occures when "Customer initiate the NACH E-Mandate request but input the wrong debit card expiry date while authentication of the transaction and try to proceed further".
Customer to initiate the journey again after 5 hours of initial request and ensure to input with correct credentials/Card expiry date.
48
Debit card validation failed due to_Invalid cardno
49
Mandate Registration Failed.unable_to_authorize
50
Sorry we are unable to process your request right now, please try after some time.
51
Mandate Registration Failed. Please contact your home branch
52
OTP Verification Failure
This error occures when "Customer initiate NACH E-Mandate request and Customer entered OTP in account authentication process through Net banking or Debit card mode and failure occured in OTP verification".
53
Account blocked
This error occures when "Customer initiate NACH E-Mandate request and Customer account is inoperative/freeze/blocked".
Customer to visit the Destination Bank and cross check the account details with destination Bank and get the account activated. When account is activated, customer can initiate the NACH E-Mandate request anytime atleast after 5 hours of initial request.
54
Mandate Registration Failed. Please contact your home branch.
55
Bank Restricts Duplicate request.No such account
This error occures when "Customer initiate 2nd request after error in 1st request and inputing the wrong debit account details in the NACH Form at Bank's web page.
Once the journey is initiated the account details will be verified by the destination Bank and if the account details does not match with the account maintained with bank, it shows this error. Customer to cross verify his account details with destination bank and try after 5 hours
56
Bank Restricts Duplicate request.Debit card Blocked
This error occures when "Customer initiate subsequent request after error in 1st request and Customer Debit card/Debit account is not active".
Customer to visit the Destination Bank and cross check the debit card/account details with destination Bank.
57
Bank Restricts Duplicate request.Mandate Registration Failed_Please contact your home branch
This error occures when "Customer initiate subsequent request after error in 1st request but the customer request is not verified/failed by the destination Bank due to Restriction in Customer's Bank Account. KYC issue, Internet Banking Issue or any other technical issue.
58
Bank Restricts Duplicate request.Debit card Expired
This error occures when "Customer initiate subsequent request after error in 1st request and Customer Debit card/Debit account is not active/expired".
Customer to visit the Destination Bank and cross check the debit card/account details with destination Bank. After activation of Debit card customer can initiate the journey again after 5 hours.
59
Merchant Signature validation failed
60
Bank Restricts Duplicate request.Account not in regular Status
This error occures when "Customer initiate subsequent request after error in 1st request and Customer account is not in regular status or inactive".
Customer to visit the Destination Bank and cross check the account details with destination Bank. When account is activated, customer can initiate the NACH E-Mandate request after 5 hours of initial request
61
Bank Restricts Duplicate request.Account Inoperative
62
Bank Restricts Duplicate request.Account Number not registered with Net-banking facility
This error occures when "Customer initiate subsequent request after error in 1st request choosing Net Banking as Authentication mode and Customer account is not registered/provided with Net Banking facility".
Customer to visit the Destination Bank and cross check the availability of Net banking Facility with destination Bank. After activation of Net Banking facility or with debit card details, customer can initiate the NACH E-Mandate request after 5 hours of initial request
63
Bank Restricts Duplicate request.No response received from customer while performing transaction
This error occures when "Customer initiate subsequent request after error in 1st request and Customer does not complete or delay the account authentication process through Net banking or Debit card mode within the stipulated time defined by the destination Bank for Net banking and Debit Card verfication process".
64
Bank Restricts Duplicate request.Authentication Failed
This error occures when "Customer initiate subsequent request after error in 1st request and Authentication through Net Banking or Debit Card is failed at Destinatio Bank".
Customer to initiate the NACH E-Mandate request after 5 hours of initial request
65
Bank Restricts Duplicate request.Refer to the branch_KYC not completed
This error occures when "Customer initiate subsequent request after error in 1st request and Customer account is not KYC complied and Destination Bank reject the authentication of Net Banking/Debit card to Due KYC non Compliance ".
Customer to visit the Destination Bank and update the KYC in his account with destination Bank. When account is activated, customer can initiate the NACH E-Mandate request after 5 hours of initial request.
66
Bank Restricts Duplicate request.Debit card not activiated
This error occures when "Customer initiate subsequent request after error in 1st request and Customer Debit card is not active/expired".
67
Bank Restricts Duplicate request.Account frozen
This error occures when "Customer initiate subsequent request after error in 1st request and Customer account is freeze/inoperative".
Customer to visit the Destination Bank and cross check the account details with destination Bank. When account is activated, customer can initiate the NACH E-Mandate request after 5 hours of initial request.
68
Bank Restricts Duplicate request.Browser closed by customer in mid transaction
This error occures when "Customer initiate subsequent request after error in 1st request and Customer does not complete the account authentication process through Net banking or Debit card mode and close the browser".
69
Bank Restricts Duplicate request.Invalied User Credentials
This error occures when "Customer initiate subsequent request after error in 1st request but input wrong credentials in account authentication process through Net banking or Debit card mode".
70
Bank Restricts Duplicate request.Transaction rejected or cancelled by the customer
This error occures when "Customer initiate subsequent request after error in 1st request and Customer rejected or cancelled the account authentication process through Net banking or Debit card mode".
71
Mandate Registration Failed.caf_not_found
72
Mandate Registration Failed.format_error
73
Bank Restricts Duplicate request.Maximum tries exceeded for OTP
This error occures when "Customer initiate subsequent request after error in 1st request and Customer entered wrong OTP multiple times in account authentication process through Net banking or Debit card mode and OTP exceeds the number of OTP tries fixed by the Destination Bank".
Internet Banking (Baroda Connect) Videos
Frequently Asked Questions (FAQs)
The application may get rejected when the borrower enters incorrect personal details for e.g., bank number, folio number, etc. It could also get rejected if the borrower’s bank is not authorized to provide e-mandate.
Any individual, businessmen or corporation can borrow an amount of money. For e.g., recurring payments, insurance premiums, SIPs, etc.
An applicant needs to have an Aadhar card and PAN card to be eligible for e-mandate.
Yes, but with e-mandate an individual will be able to regularly track their payments digitally through net banking. In the case of ECS, the process is completely offline.
NACH provides debit and credit to individuals and corporations.
Yes, RBI has granted final approval for NACH e-mandate for banks.
Banking Mantra
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The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.
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