• Accounts
  • Loans


Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.


  • Saving Accounts
  • Current Accounts
  • Term Deposit

Salary and Pension Solutions for Indian Military Personnel

For your bravery and honour, we reward you with an account that lists multiple benefits. Also, covers accident death air insurance Rs. lakhs and Rs. 100 lakhs respectively.

Salary and Pension Solutions for Indian Central Forces Personnel

We value your valour! Offering our central forces salary overdraft up to 3 lakhs, 100% waiver on processing charges, plus many more insurance-related benefits.

Baroda Police Forces Salary Package

Protecting the ones that protect us! Offering lifetime Free VISA Platinum Debit Card plus insurance coverage up to 30 lakhs.

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Motor Accident Claims Annuity Deposit (MACAD)

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.

Baroda Regular Income cum Recurring Deposit (RIRD)

Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.

Quarterly Income Plan (QIP)

Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.

Baroda Short Term Deposits

An ideal option for all transitory savings to meet the requirements. A scheme for high return on your savings even for a short period of less than 1 year.

Baroda Advantage Fixed Deposits (Non- Callable)


List of bank's authorised venders for Overdue Collection Activities

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Baroda Home Loan

Home loan packed with multiple benefits for all aspiring homeowners.

Baroda Home Loan Advantage

Get finance for your dream home and avail maximum benefit of interest.

Baroda Home Loan Takeover Scheme

Switch your existing home loans and avail various exclusive benefits.

Home Improvement Loan

Upgrade your residence with home renovation loans from Bank of Baroda.

Baroda Pre-Approved Home Loan

Get in-principle approval for home loan, even prior to the purchase.

Baroda Top Up Loan (Resident/NRIs/PIOs)

An additional loan facility extended to home loan borrowers.

Baroda Home Suvidha Personal Loan

A scheme for financing various costs associated to home purchase.

Credit Risk Guarantee Fund Scheme for Low Income Housing

The scheme offers credit risk guarantee on behalf of EWS and LIG group.

Baroda Auto Loan for Pre-owned Car

Own the car of your choice

Baroda Car Loan

Own the car of your choice

Baroda Two Wheeler Loan

Purchase a bike of your choice

Baroda Vidya

Loan given out to parents for school education in any recognized school

Baroda Gyan

Loan specifically designed for Indian students pursuing graduation, post-graduation, or any other professional courses in India.

Baroda Scholar

Loan for MBA, MCA, MS, and other notified courses that help with job creation

Baroda Education Loan to Students of Premier Institutions

Loan to Indian nationals who secured admission into premier educational institutions in India

Skill Loan Scheme

Loan designed for students pursuing technical courses.

Vidya Lakshmi Portal

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services

Government of India Interest Subsidy Schemes for Education Loan

Interest Subsidy Schemes for Education Loan

Baroda Education Loan for EDP being offered by Premier Institutions in India

Loan for EDP being offered by Premier Institutions in India

Baroda Education Loans for EDP being offered by Premier Institutions Abroad

Loan given for executive development programmes abroad.

Higher Education and Skill Development Guarantee Scheme for Pursuing Higher Education in Delhi

Loan for meritorious student to pursue higher education in Delhi

Rates & Charges

Check out our competitive rates and service charge for different types of loans.

  • 7.95% P.A.*

    Baroda Home Loan

  • 8.20% P.A.*

    Baroda Car Loan

  • 7.95% P.A.*

    Baroda Education Loan

  • 9.70% P.A.*

    Baroda Personal Loan

* APR as Low as

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Bank of Baroda exclusive offers

Gain access to many exciting offers & trending deals on various BOB cards.

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