Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities
Visit our website https://www.bankofbarodauk.com/ for any further information.
Bank announces Financial Results for quarter ended, 30th June 2023.
NOTIFICATION DATED 27.06.2023 FOR SALE / ASSIGNMENT OF FINANCIAL ASSET (NPA) to ARCs (E-AUCTION ON 14.07.2023)
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
MCLR rate w.e.f from 12.09.2023
Our BPLR for all the existing accounts is 13.70% per annum w.e.f from 12.04.2023
Rate of Interest on various Retail Loans Linked with Baroda Repo Linked Lending Rate [BRLLR] w.e.f. 14.02.2023
In terms of guidelines issued by Reserve Bank of India regarding implementation of External Benchmark Based Lending
rates. Bank has introduced Baroda Repo Linked Lending Rate (BRLLR) in respect of all Retail Lending products w.e.f
RATE OF INTEREST ON VARIOUS LOANS LINKED WITH BARODA REPO LINKED LENDING RATE (BRLLR)- w.e.f. 14.02.2023
For Retail Loans applicable BRLLR is 9.15% w.e.f. 14.02.2023 (Current RBI Repo Rate: 6.50% + MarkUp/Base Spread
Please contact your base branch for conversion of Rate of Interest from MCLR to BRLLR
BRLLR - 0.75% to BRLLR + 1.45%
BRLLR - 0.50% to BRLLR + 1.70%
BRLLR - 0.25% to BRLLR + 1.95%
Floating Rate: (For Fixed Rate; kindly visit 'Interest Rate linked to MCLR'
section. Fixed Rate starts from 08.70%)
Rate of Interest for Retail Loans based on Marginal Cost of Funds Based Lending Rate (MCLR) w.e.f.
In terms of RBI guidelines, effective from 01.04.2016, pricing of all rupee loans and advances linked to Marginal
Cost of Funds Based Lending Rate (MCLR).
Rate of Interest under all Retail Loans are linked to 1 year MCLR from 1st April, 2016.
Existing borrowers of the Bank shall have an option to switch over from Base Rate system to interest rates linked to
MCLR (other than Fixed Rate Loans). Borrowers willing to switch over to the MCLR based interest rate may contact the
Fixed Rate: (For Floating Rate; kindly visit 'Interest Rate linked to BRLLR' section.)
(A) ROI for employees of Central / State Govt., Autonomous Bodies, Public/ Joint
Sector Undertakings & Educational Institutions with minimum continuous service for -1- year
and having salary account with our Bank : Ranging from One year MCLR+SP+3.00% to One year MCLR
+SP+6.00% (As per Risk Rating of the applicant/s.)
(B) ROI for all other cases not covered in Point (A) above and having minimum
-6- months account relationship with our Bank : Ranging from One year MCLR+SP+3.00% to One year
MCLR +SP+6.00% (As per Risk Rating of the applicant/s.)
(C) Other cases : i.e. for applicants having account relationship with other
Bank at least for -6- months and not covered under Point (A) & Point (B) : Ranging from One
year MCLR+SP+5.00% to One year MCLR +SP+8.00% (As per Risk Rating of the applicant/s.)
Rate of Interest for Retail Loans linked to Base Rate
Baroda Home Improvement Loan
Baroda Additional Assured Advance (AAA) (Resident / NRIs / PIOs)
Baroda Auto Loan
Baroda Loan for Two Wheelers
Baroda Mortgage Loan
Baroda Ashray (Reverse Mortgage)
Baroda Traders Loan (irrespective of loan limit/OD/TL)
Baroda Loan to Doctors
Baroda Education Loan (w.e.f. 01.10.2013)
No special concession for girl students under this scheme.
**0.50% concession in ROI to Education Loans sanctioned for the benefit of girl student.
Baroda Career Development
Baroda Advance Against Securities
Baroda Personal Loan
Except for following Purpose
Baroda Salary Advantage Savings Account
Baroda Loan Against Future Rent Receivables
Loan against Bank's own Deposit (LABOD) - For advances below Rs. 1 Crore (w.e.f 01.08.2013)
# Maximum loan amount subject to current RBI/FEMA guidelines.
Loan against Bank's own Deposit (LABOD) - For advances of Rs. 1 Crore and above(w.e.f 01.08.2013)
Loan against NRE Term Deposits:- (w.e.f. 03.09.2013)
Loan against FCNR (B) Deposits:- (w.e.f. 19.07.2010)
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