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For Your Bravery and Honour
Baroda Yoddha Two-Wheeler Loan for Defence Personnel
| 1. | Name | Baroda Yoddha Two Wheeler Loan |
|---|---|---|
| 2. | Purpose | For purchase of new two wheeler |
| 3. | Eligibility | Personnel of:
Indian Armed Forces (Indian Army, Indian Navy, Indian Air Force, Indian Costal Guard) Indian Central Forces (Assam Rifles, Border Security Forces, Indo-Tibetan Border Police, Sashastra Seema Bal, Central Industrial Security Force, Central Reserve Police Force) All serving employees and retire persons getting pension are eligible under the scheme. The close relatives (as defined under regular Auto Loan scheme) of the applicant can be added as a co-applicant for arriving at higher eligibility. Co-applicant/s (whose income are considered for eligibility) should be employed / engaged in business / profession. |
| 4. | ROI | BRLLR + SP + 3.25%
Risk Premium @ 0.05% over above rates will be applicable as per extant guidelines for customers not obtaining credit insurance cover. |
| 5. | Processing Charges | Nil |
| 6. | Bureau Score Validation | Cut off CIBIL Score is 701.
For CIBIL Score less than 701, deviation decision is with ZOCC. -1 CIBIL Score can be considered by sanctioning authority without deviation. |
| 7. | All other norms | All other norms will be as per Baroda Two Wheeler Loan. |
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