Explore our range of cards.
Designed for all your needs.
Debit Cards
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- All
- Defence
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- Women
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- All
- Visa
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- Virtual
- Physical
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Virtual Debit Card
Virtual Debit Card can be self generated from Mobile Banking – bob World app.
- Facilitates cashless transactions Easy and convenient to use
- Easy Blocking and unblocking
- Easy and convenient to use
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bob World VISA Opulence Debit Card
Especially made for our best high-flyers with truly world-class shopping and lifestyle experience
- Golf Program - Complimentary games and Session at select Golf Courses
- Club Marriott membership – 1 year Complimentary
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bob World VISA Sapphire Debit Card
Especially made for our best high-flyers with truly world-class shopping and lifestyle experience
- Golf Program - Complimentary games and Session at select Golf Courses
- Club Marriott membership – 1 year Complimentary
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MasterCard Classic DI Debit Card
“Mastercard Classic Chip” debit card for domestic use in affiliation with Mastercard. The card can be used at NFS member bank ATMs in the country and is also enable for POS/online purchases in India.
- Purchase up to Rs. 50,000 per day at POS/E-commerce.
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RuPay Classic Debit Card
India’s First Domestic Card -RuPay Debit Card in coordination with NPCI. Presently RuPay Card can be used at ATMs, POS & e-commerce.
- Cash withdrawal Rs. 50,000 per day from ATM.
- Convenient shopping and dining out at all outlets accepting RuPay Cards in India and Abroad.
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Baroda BPCL Debit Card
Based on Near Field Communication technology wherein the debit card need not to be dipped at the POS. Instead, the card holder simply taps the card over the special POS terminals for making purchases at POS.
- Cash withdrawal Rs. 50,000 per day from ATM.
- Card can be used for domestic as well as international transactions
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RuPay Platinum DI Debit Card
RuPay Platinum Debit DI Card has been aimed to provide contact as well as contactless transactions with attractive offers and scheme in coordination with NPCI.
- Accidental insurance benefits up to Rs. 2 lakhs.
- Up to Rs. 1,00,000 day at POS/E-commerce
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MasterCard Platinum DI Debit Card
MasterCard is a platinum choice for our premium customers is envisaged to meet their requirement of higher spend/cash withdrawal.
- An internationally accepted card variant.
- Cash withdrawal Rs. 50,000 per day.
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VISA Vyapaar DI Debit Card
Exclusively issued to specific current account holders only. A premium debit card with higher transaction limits. Get Baroda Visa Vyapaar Business Card for all your peronal and business needs.
- Cash withdrawal Rs. 2,00,000 per day.
- Card can be used for domestic as well as international transactions.
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RuPay Select DI Debit Card
Customer centric initiative in coordination with NPCI by launching RuPay Select Debit Card.
- Personal accident and total disability cover of Rs. 10 lakhs.
- Many complimentary offers for your polished lifestyle, wellness & health.
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Visa Classic DI Debit Card
Visa Classic Debit Card is an ideal choice for your requirement of performance & reliability. Make online transactions or everyday purchases with this form of reliable payment.
- Attractive offers on activation and usage.
- Cash withdrawal Rs. 25,000 per day.
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Visa Platinum DI Debit Card
Based on Near Field Communication technology wherein the debit card need not to be dipped at the POS. Instead, the card holder simply taps the card over the special POS terminals for making purchases at POS.
- Cash withdrawal Rs. 50,000 per day from ATM.
- Card can be used for domestic as well as international transactions
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bob World Yoddha Debit Card
The bob world "Yoddha" Debit card is offered exclusively to defence personnel maintaining Salary / Pension account under SB-186.
- Domestic as well as International Variant
- Issuance fee & Annual fee is NIL
- Unlimited Free ATM usage at all Bank’s ATMs
Important Links

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What is a debit card?
It is a channel through which you make payments. Transactions are made through a variety of channels, including POS terminals, ATMs, and online stores. Debit cards can also be used at POS machines, ATMs, and online stores using virtual cards.
When making a purchase with a debit card, the money is immediately taken out of the customer's bank account that is connected to that particular debit card. -
How to apply for a debit card?
Customers may apply for a debit card in person at their local branch by:
- Calling at the contact centre
- Online through the bob World App
- Or online through the bob World Internet
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How to use a debit card?
After receiving a debit card:
- The customer must create a green PIN using a BoB ATM, BoB World App, BoB World Internet, or by calling IVR.
- A physical PIN will be given to the NRI customer category along with new cards at their base branch. NRI clients can make an ATM withdrawal transaction to activate the debit card.
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How to check debit card eligibility?
The eligibility is determined by the scheme code and mode of operation used to open the bank customer account.
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What are the benefits of the Bank of Baroda debit card?
- Attractive offers three networks: VISA, MasterCard, and RuPay.
- NPCI offers holders of RuPay PMJDY, Platinum, and Select Debit Cards the benefits of accidental and total disability insurance.
- Bank of Baroda offers contactless and international debit cards that can be set up for use with ADC channels to make payments abroad.
- The ability to process domestic e-mandates and recurring payments.
- Customers can instantly generate debit cards using the bob World app.
- It performs instant payments at POS in contactless mode.
- The non-personalised debit cards are also issued after 24–48 working hours from the receipt of the non-personalised card.
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Do debit cards have fees?
The charges for using the Bank of Baroda debit card are changed from time to time with prior notification to the cardholders. For more details, please latest charges refer: https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges
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What are the three types of debit cards?
The bank issues various types of debit cards through each of the three card networks.
- VISA
- MasterCard
- RuPay
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Is an ATM card a debit card?
A debit card is a multipurpose card that can be used for ATM, POS, online, and contactless transactions, while an ATM card can only be used for ATM transactions.
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Can I use my debit card at any ATM?
The Bank of Baroda Debit cards are accepted at ATMs that are part of a network, such as RuPay, Visa, Master Card, and others.
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What happens if I don't use my debit card for a long time?
Customers must frequently use the debit card in order to avoid paying for usage.
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Can someone use my debit card without my PIN?
No, a PIN cannot be used with a debit card. However, as per RBI guidelines, Bank of Baroda has provided the facility of contactless payments by using BOB ATM/bob World App/bob World Internet/IVR. Transactions without a PIN can be up to Rs. 5000/-.