Bank announces Financial Results for quarter ended, 30th June 2023.
NOTIFICATION DATED 27.06.2023 FOR SALE / ASSIGNMENT OF FINANCIAL ASSET (NPA) to ARCs (E-AUCTION ON 14.07.2023)
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Designed for all your needs.
The Bank of Baroda debit card is loaded with a variety of benefits to accommodate needs for cash withdrawals, online purchases, and PoS Terminal transactions, among other things. You can choose the Bank of Baroda debit card that best suits your needs, and it is more secure and safer.
The bob world "Agniveer" Debit card is designed exclusively for AGNIVEERS recruited under AGNIPATH Scheme of GOI.
Virtual Debit Card can be self generated from Mobile Banking – bob World app.
Especially made for our best high-flyers with truly world-class shopping and lifestyle experience
“Mastercard Classic Chip” debit card for domestic use in affiliation with Mastercard. The card can be used at NFS member bank ATMs in the country and is also enable for POS/online purchases in India.
RuPay Classic DI Debit Card is an ideal choice for your requirement of performance & reliability. Make online transactions or everyday purchases with this form of reliable payment.
Based on Near Field Communication technology wherein the debit card need not to be dipped at the POS. Instead, the card holder simply taps the card over the special POS terminals for making purchases at POS.
RuPay Platinum Debit DI Card has been aimed to provide contact as well as contactless transactions with attractive offers and scheme in coordination with NPCI.
MasterCard is a platinum choice for our premium customers is envisaged to meet their requirement of higher spend/cash withdrawal.
Exclusively issued to specific current account holders only. A premium debit card with higher transaction limits. Get Baroda Visa Vyapaar Business Card for all your peronal and business needs.
Customer centric initiative in coordination with NPCI by launching RuPay Select Debit Card.
Visa Classic Debit Card is an ideal choice for your requirement of performance & reliability. Make online transactions or everyday purchases with this form of reliable payment.
The bob world "Yoddha" Debit card is offered exclusively to defence personnel maintaining Salary / Pension account under SB-186.
Frequently Asked Questions (FAQs)
It is a channel through which you make payments. Transactions are made through a variety of channels, including POS terminals, ATMs, and online stores.
When making a purchase with a debit card, the money is immediately taken out of the customer's bank account that is connected to that debit card.
After receiving a debit card:
Individuals maintaining Savings, SSB account, Jeevan Suraksha Account with operational instructions as “Self” or “Either or Survivor” or “Any one or Survivor”. This also includes Pensioners & Senior Citizens.
Individuals maintaining Current account with mode of operation as “Self”, “Either or Survivor” or “Sole Proprietor”.
Baroda Visa Vyapaar Debit Card can be issued to individuals and to Private Limited Companies, Public Limited Companies and Partnership Firms under specific scheme codes with mentioned mode of operations: Self; Sole Proprietor; Any One Partner; Any One Director; Chairman; Managing Director; Authorised Signatory
Individuals maintaining specific CC accounts, RuPay BKCC cards to be issued.
Individuals maintaining specific OD accounts, RuPay Mudra cards to be issued.
The eligibility is determined by the scheme code and mode of operation used to open the bank customer account.
The charges for using the Bank of Baroda debit card are changed from time to time with prior notification to the cardholders. For more details, please Click Here (https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges.)
Yes, for more details, please Click Here (https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges.)
Bank is issuing different types of Debit Cards in co-ordination with Visa, MasterCard and RuPay.
To know the details of different card variants being issued by Bank, please refer to ATM/Debit Card section on our bank’s website Click Here. (https://www.bankofbaroda.in/personal-banking/digital-products/cards/debit-cards)
VISA Platinum DI.
VISA Classic Intl Contactless
Baroda VISA Vyapaar.
bob World Opulence (Infinite)
bob World Sapphire (Signature)
Master Card Platinum DI.
Master Card World (Baroda Radiance).
Master Card Classic Intl Contactless.
RuPay Platinum DI.
RuPay BPCL (Platinum).
RuPay Select DI.
RuPay Classic Intl Contactless.
bob World Yodha
bob World Agniveer
A debit card is a multipurpose card that can be used for ATM, POS, online, and contactless transactions, while an ATM card can only be used for ATM transactions.
The Bank of Baroda Debit cards are accepted at ATMs that are part of a network, such as RuPay, Visa, Master Card, and others.
Customers must frequently use the debit card in order to avoid blocking of Debit Card.
No, a Debit Card cannot be used without a PIN. However, as per RBI guidelines, Bank of Baroda has provided the facility of contactless at POS and can be managed by using BOB ATM/bob World App/bob World Internet/IVR. Transactions without a PIN can be done up to Rs. 5,000/-.
A maximum of 9 accounts held in the same name and same capacity can be linked to a Debit Card. Please submit request for linking of multiple accounts on your Debit Card to your base branch.
Debit Card does not work on ATMs due to some of the following reasons:
No transactions are free.
Soft blocking: After 3 attempts of wrong pin in a DAY (within 24 hrs.) debit card will be blocked for next 24 hrs.
Hard Blocking: After 12 attempts of wrong pin in a MONTH debit card will be blocked permanently.
Steps to be followed:
SMS of blocked Debit card will be sent at your registered mobile number.
The Accidental Death and Total Disability cover is provided by NPCI. Below are the variants that are eligible for the same:
Sum Insured for Insurance - RuPay PMJDY
The Sum insured is Rs.1 lacs for RuPay cardholders of Old * PMJDY Cards and Rs.2 lac for RuPay Cardholders of New ** PMJDY Cards
Sum Insured for Insurance - RuPay Platinum - 2 lacs
Sum Insured for Insurance - RuPay Select - 10 lacs
For more details on RuPay Insurance Program, please visit website https://www.npci.org.in/what-we-do/rupay/circulars
This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.
Proceed to the website
Thank you for visiting www.bankofbaroda.in