bob World Yoddha Debit Card

• More than 6,900 Bank of Baroda Interconnected ATMs spread across major centres in the country.
• Max. Cash withdrawal limit of Rs. 1,50,000/- per day.
• Max. per day limit at POS/Ecom is Rs.5,00,000/-
• Contactless transactions up to Rs. 5,000 can be done without PIN at POS.
• Personal accident and total disability cover of Rs. 10 Lacs.
• Complimentary One Spa session free at O2/Aromathai/Four Fountain/Kairali Ayuvedic.
• Complimentary membership in Gold's Gym/Talwalkar Gym.
• Discounted access to Golf session- One complimentary Golf game or lesson every year in premium golf course across top cities in India.
• Complementary/Discounted health check-up facility - SRL Diagnostic.
• Access to Domestic airport /Railway lounge and International airport lounge . For list of lounges, please visit www.rupay.co.in/lounges
• Access to the Airport Lounge Program will be available to RuPay Platinum cardholders based on their spending in the preceding quarter, effective from 1st January 2025.
• The number of lounge visits for eligible cardholders will be determined accordingly, based on the spending in the previous quarter, as specified below:

• Tier	Spend Limit in previous quarter	Access Policy*
  Tier 1	Rs 10,000 to Rs 50,000	1 complimentary visit in a quarter
  Tier 2	Rs 50,001 to Rs 1,00,000	2 complimentary visits in a quarter
  Tier 3	Rs 1,00,001 & above	3 complimentary visits in a quarter

• *Benefit of complimentary visits will be purged to zero (0), at the end of the calendar quarter

* The complimentary features offered are subject to change from time to time

• Defence personnel maintaining Salary/Pension account with our Bank under scheme codes SB-186 with mode of operation as "Self" or "Either or Survivor" or "Anyone or Survivor".

• Issuance fee & Annual fee – NIL
• Unlimited Free ATM usage at all Bank’s ATMs
• For other service charges related queries, please refer to Debit Card section on our Bank’s website URL: https://Www.Bankofbaroda.In/Interest-Rate-And-Service-Charges/Service-Charges

Do’s

• Your Bank of Baroda Debit Card is for personal use.
• You can generate Debit Card/Green PIN through bob World App, bob world internet, IVR and by visiting any nearest Bank of Baroda ATM. No physical PIN would be sent (Applicable for domestic registered mobile number).
• Ensure to change PIN at regular intervals.
• Activate your debit card by using it first at any ATM. The card can be used at POS/e-commerce only after activation of the card at ATM.
• Always ensure that your card is used in your presence when transacting at POS and ensure that you enter the PIN for authentication discreetly.
• Register your mobile number with the bank, subscribe for SMS alerts for all Debit Card transactions to avoid suspicions/fraudulent activities in your account.
• Please make sure you conduct any ATM transaction in complete privacy.
• Beware if “Shoulder Surfing”. Shield your PIN from onlookers by covering the keypad while entering the PIN.
• Ensure to collect your card, cash and receipt, after completion of the transaction. The ATM does not take back cash if not collected.
• Look extra devices attached to the ATMs. These may be put to capture your data! Inform security guard/bank immediately if any such device found.
• After completion of your transaction and before leaving the promised be sure that “Welcome Screen” is displayed in the ATM.
• Register your mobile number with the bank for getting alerts for your ATM transactions.
• Regularly check account statements. Any unauthorised card transaction in the account, if observed, should be immediately reported to your bank after blocking your debit card.
• Immediately inform the Bank, if the ATM/Debit Card is lost or stolen. If your card is held back by any ATM, please inform the same to the 24hrs, Customer Care Click Here
• Keep an eye on suspicious movements of people around ATMs. Beware of strangers trying to engage you in conversation.
• When you destroy your card upon card expiry or closure of your account, cut it into four prices through the magnetic stripe before disposing it off. If cash is not dispensed and account is debit then Bank of Baroda customer has to fill the complaint form and submit it to the Branch
• . Verify emails and links in emails you supposedly get from your social networking site. These are often designed to gain access to your user name, password and ultimately your personal information. These mails could be phishing emails too.
• Always ensure that the address of the website where transactions to be done, starts with https:// and not http://.

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Don'ts

• Don't give your Debit Card to anyone. If you need to surrender the card, you may request for closure of card and handover the card to Bank Officials after destruction of the card. You may also block a card using Bank’s Baroda bob World (Mobile Banking), bob world internet (Internet Banking), IVR, WhatsApp Banking.
• Don't keep a written record of the PIN in any form, place or manner that may facilitate its misuse by anyone. It would be better if you could memorise your PIN.
• Don't disclose your Card/PIN details over email links/phone calls/bank official even if it is purported to be from Bank of Baroda. It may be noted that Bank would never request you to reveal such details.
• Don't overlook or ignore transaction alerts received through SMS.
• Never lend your card to anyone.
• Do not write your PIN on the card or on the cover of the card.
• Never share your PIN with anyone or seek help from anybody by handing over the card and revealing the PIN.
• Never let anyone see you entering your PIN.
• Never use a PIN that could be easily guessed. E.g. your birthday or telephone number. Use of non-dictionary words is advised.
• Never leave your card in the ATM.
• Do not forget to collect the dispensed cash as ATM does not take the cash back.
• Avoid posting personal information such as your address, phone numbers, email address, license number, Aadhaar number, birth place, location for any given day, school’s name of kids and family details.