Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Lowest interest rates & EMI
Equated Monthly Installment (EMI) will be
Upgrade your residence with home renovation loans from Bank of Baroda.
Renovating your home can be a costly affair, but a home improvement loan can make your dream home a reality. Transform your home into a modern living space for you and your family with the help of our Baroda Home Improvement Loan. You can use the funds from this loan for not only repairs and renovation to your existing house/flat but also to purchase new furniture, fittings and furnishings, be it sofas or electronics.
Bank of Baroda’s Home Improvement Loans are affordable, with easy processing and minimal documentation. Take the first step towards transforming your home with our Home Improvement Loan. Apply now to get the best interest rates.
Our home improvement loan is customer-friendly, with speedy processing and minimal documentation.
Resident and non-resident individuals are eligible for our Home Improvement Loan. They can be salaried or self-employed. However, HUFs cannot apply for this loan.
The loan can be availed up to a maximum limit of Rs.50.00 laks subject to fulfilment of eligibilty.
Home Improvement Loan allows for a moratorium period, during which you are not required to make any payment in the form of EMIs. The maximum moratorium period on this loan is 6 months. The maximum tenure of Home Improvement Loan is 15 years, including the moratorium period.
We offer a floating interest rate on Home Improvement Loan. This interest rate is linked to Baroda Repo Linked Lending Rate (BRLLR) of the bank and is reset monthly.
House mortgaged with the Bank is to be insured. Insurance modalities are similar to the Home Loan scheme.
BRLLR - 0.55% to BRLLR + 1.35%
100% waiver in Processing charges, subject to recovery of out of pocket expenses of ₹8,500.00 + GST (Per Property)
100% waiver in Processing charges, subject to recovery of out of pocket expenses of ₹10,000.00 + GST (Per Property)
100% waiver in Processing charges, subject to recovery of out of pocket expenses of ₹3,500.00 + GST (Per Property)
NIL, subject to Login Fee of Rs.1,500/- which is to be refunded on first disbursement.
To check out the documents required for Home Improvement Loan, click here.
A citizen of any country other than Bangladesh/Pakistan/Sri Lanka/Afghanistan/China/Iran/Nepal/Bhutan if –
Spouse, father, mother (including step mother), son (including step son), son’s wife, daughter (including step daughter), daughter’s husband, brother/sister (including stepbrother/sister), brother’s wife, sister (including step sister) of spouse, sister’s husband, brother (including step brother) of spouse.
*Subject to income criteria and repayment capacity of the applicant/co-applicant (s) and LTV/Margin norms.
Total deductions including proposed EMI should not exceed as follows -
25 % of Project Cost which includes:-
Bank of Baroda has tie-up arrangements with M/s. IndiaFirst Life Insurance Co. for providing Life Insurance Cover to our Home Loan borrowers. This is an optional scheme of Life Insurance and is at the cost of borrower which may be funded by the Bank at the time of sanction and is recoverable with the EMIs of the Loan.
The salient Features of the Group Credit Life Policy offered by M/s. IndiaFirst Life Insurance Co. as under:
Please fill in these details, so we can call you back and assist you.
Frequently Asked Questions (FAQs)
Yes, you can avail a Home Loan from Bank of Baroda, if you plan to construct or purchase a house/flat or extend your existing house/flat and, you are
The proposed owners of the residential accommodation as per the agreement for sale, in respect of which financial assistance is sought, must be of the co-applicants. Usually joint applications are from husband-wife, father-son, mother-son, etc.
Loan amount is determined on the basis of the repaying capacity of the applicant(s). For calculating the repaying capacity, various factors are taken into consideration such as age, income, dependents, assets, liabilities, stability of occupation and continuity of income, savings, etc.
The maximum loan would be Rs. 10 crores per unit to any individual applicant based on the area where property is proposed to be constructed/purchased. We will extend the loan up to 90% (for fresh houses/flat) of the cost of property under our housing loan scheme.
We grant a term up to maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.
Yes, you have the option to prepay the loan ahead of schedule either in part or in full, from your own sources.
The security for the loan is equitable mortgage of the property to be financed.
No, it is not mandatory.
In case of purchase from builder:
In case of direct allotment in a Co-operative Housing Society:
In case of resale:
Yes. We have Housing Loan products for NRIs/PIOs. For details, please visit our website at housing loans to NRIs/PIOs.
This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.
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