• Accounts
  • Loans


Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.


  • Saving Accounts
  • Current Accounts
  • Term Deposit

Baroda Salary Classic Account

Trainees & entry-level employees, give your salary account the wings it deserves. Enjoy discounts on depository services & lifetime free Baroda Easy Credit Card with 5x reward points.

Baroda Senior Citizen Privilege Scheme

More than an account, it is an asset, advantage and privilege. Offering high interest and flexible fixed deposits and many attractive offers.

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Motor Accident Claims Annuity Deposit (MACAD)

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.

Baroda Regular Income cum Recurring Deposit (RIRD)

Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.

Quarterly Income Plan (QIP)

Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.

Baroda Short Term Deposits

An ideal option for all transitory savings to meet the requirements. A scheme for high return on your savings even for a short period of less than 1 year.

Baroda Advantage Fixed Deposits (Non- Callable)


List of bank's authorised venders for Overdue Collection Activities

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Rates & Charges

Check out our competitive rates and service charge for different types of loans.

  • 6.90% P.A.*

    Baroda Home Loan

  • 7.40% P.A.*

    Baroda Car Loan

  • 7.15% P.A.*

    Baroda Education Loan

  • 8.65% P.A.*

    Baroda Personal Loan

*APR as low as

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