Products

  • Accounts
  • Loans

Accounts

Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

 

  • Savings Accounts
  • Current Accounts
  • Term Deposit

Baroda Salary Classic Account

Trainees & entry-level employees, give your salary account the wings it deserves. Enjoy discounts on depository services & lifetime free Baroda Easy Credit Card with 5x reward points.

Baroda Senior Citizen Privilege Scheme

More than an account, it is an asset, advantage and privilege. Offering high interest and flexible fixed deposits and many attractive offers.

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Motor Accident Claims Annuity Deposit (MACAD) TD178

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.

Baroda Regular Income cum Recurring Deposit (RIRD)

Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.

Quarterly Income Plan (QIP)

Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.

Baroda Short Term Deposits

An ideal option for all transitory savings to meet the requirements. A scheme for high return on your savings even for a short period of less than 1 year.

Baroda Advantage Fixed Deposits (Non- Callable)

Loans

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Rates & Charges

Check out our competitive rates and service charge for different types of loans.

  • 6.50% P.A.*

    Baroda Home Loan

  • 7.00% P.A.*

    Baroda Car Loan

  • 6.50% P.A.*

    Baroda Education Loan

  • 9.75% P.A.*

    Baroda Personal Loan

*APR as low as

Exclusive Offers

  • Visa Card
  • Rupay Card
  • Master Card
Bank of Baroda exclusive offers

Gain access to many exciting offers & trending deals on various BOB cards.

  • Lifestyle

    15% off on all products

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  • Lifestyle

    Flat 15% OFF on MOV Rs 1499

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  • Gifting

    1) 15% off 2) 25% off

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  • Delivery

    "Offfer1:Rs50 Discount Offer2:10% Discount across Foodwalas Offer3:100% Shipping Charges Cashback Offer4:20% Discount across Foodwalas Offer5:Surprise Gift Voucher "

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  • Delivery

    Flat Rs.250 off on minimum order value of Rs. 499/-

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  • Electronics

    Flat Rs 300 OFF across all products

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  • Health & Wellness

    Flat Rs 300 OFF across all products

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  • Electronics

    INR 200 off on all our products & 20% off

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  • Lifestyle

    10% discount on your total billing(max upto Rs 150) along with FREE Shipping

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  • Lifestyle

    10 % Off on min purchase of ₹1000

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  • Lifestyle

    Flat 25% Off on all products

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  • Finance

    100% lifetime discount on financial management platform

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  • Lifestyle

    15% discount on min shopping of INR 800

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  • Finance

    "Flat 50% off on the ProfitBooks subscription of any plan for 1st year "

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  • Lifestyle

    Flat 20%off on redwolf t-shirts and Accessories

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  • Lifestyle

    15% OFF on all

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  • Lifestyle

    25% OFF on min bill on INR500

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  • Lifestyle

    Flat Rs. 500 off on billing of Rs. 1000

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  • Car rentals

    Get upto 30% Discount on Luxury Car Rental

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  • Health & Wellness

    30% Discount

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From banking services to the latest financial news, get all the useful information here.

  • Baroda Basic Savings Account
    Savings 03 Jul 2019

    Baroda Basic Savings Account

    Know More
  • Investment 03 Jul 2019

    7 PPF Account Benefits You Should know About

    Know More
  • Loans and Borrowings 10 Feb 2021

    Home Loan Eligibility Guide for Beginners

    Know More

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