Products

  • Accounts
  • Loans

Accounts

Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

 

  • Saving Accounts
  • Current Accounts
  • Fixed Deposit

Government Savings Account (Baroda Govt. Bodies SB Account)

Savings bank account for various Government departments/bodies/agencies

Baroda Senior Citizen Privilege Scheme

More than an account, it is an asset, advantage and privilege. Offering high interest and flexible fixed deposits and many attractive offers.

Baroda Pensioners Savings Bank Account

Zero Balance Account with overdraft facility in savings bank a/c up to a maximum of 2 months pension amount (net credit to SB a/c last month), if any other credit facility is not being availed by the pensioner.

Baroda Platinum Saving Bank Account

An account for high net worth individuals are account holders. Customers benefit Benefits include a free personalized VISA Platinum Chip Debit Card with cash withdrawal of Rs. 1,00,000 per day.

Super Savings Account

The product is in the nature of a superior Savings Bank Account with added value propositions to high value residential customers. The product is available at Metro and Urban centres.

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

Baroda Premium Current Account (BPCA)

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

Baroda Advantage Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Baroda Tax Saving Fixed Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Quarterly Income Plan (QIP)

Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Baroda Advantage Fixed Deposits (Non- Callable)

Loans

List of bank's authorised venders for Overdue Collection Activities

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Baroda Home Loan

Home loan packed with multiple benefits for all aspiring homeowners.

Baroda Home Loan Advantage

Get finance for your dream home and avail maximum benefit of interest.

Baroda Home Loan Takeover Scheme

Switch your existing home loans and avail various exclusive benefits.

Home Improvement Loan

Upgrade your residence with home renovation loans from Bank of Baroda.

Baroda Pre-Approved Home Loan

Get in-principle approval for home loan, even prior to the purchase.

Baroda Top Up Loan (Resident/NRIs/PIOs)

An additional loan facility extended to home loan borrowers.

Baroda Home Suvidha Personal Loan

A scheme for financing various costs associated to home purchase.

Credit Risk Guarantee Fund Scheme for Low Income Housing

The scheme offers credit risk guarantee on behalf of EWS and LIG group.

Baroda Auto Loan for Pre-owned Car

Own the car of your choice

Baroda Car Loan

Own the car of your choice

Baroda Two Wheeler Loan

Purchase a bike of your choice

Baroda Vidya

Loan given out to parents for school education in any recognized school

Baroda Gyan

Loan specifically designed for Indian students pursuing graduation, post-graduation, or any other professional courses in India.

Baroda Scholar

Loan for MBA, MCA, MS, and other notified courses that help with job creation

Baroda Education Loan to Students of Premier Institutions

Loan to Indian nationals who secured admission into premier educational institutions in India

Skill Loan Scheme

Loan designed for students pursuing technical courses.

Vidya Lakshmi Portal

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services

Government of India Interest Subsidy Schemes for Education Loan

Interest Subsidy Schemes for Education Loan

Baroda Education Loan for EDP being offered by Premier Institutions in India

Loan for EDP being offered by Premier Institutions in India

Baroda Education Loans for EDP being offered by Premier Institutions Abroad

Loan given for executive development programmes abroad.

Rates & Charges

Check out our competitive rates and service charge for different types of loans.

  • 8.60% P.A.*

    Baroda Home Loan

  • 8.85% P.A.*

    Baroda Car Loan

  • 8.85% P.A.*

    Baroda Education Loan

  • 10.60% P.A.*

    Baroda Personal Loan

* APR as Low and T&C Apply

Exclusive Offers

Bank of Baroda exclusive offers

Gain access to many exciting offers & trending deals on various bob World Debit & Credit Cards.

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