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Only Private limited companies, Registered partnership firms and LLPs are eligible under bob World Startup program.

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Foreign Currency Current Account

  • As a customer, you can enjoy the many features of a Current account free of cost or for minimum charges.
  • You may also apply for net banking on your Current account. With Net banking you can access your bank statements and make payments directly from your account.
  • Account can be Opened and maintained in USD/ EUR/ GBP or Any other Freely Convertible Currency acceptable at IBU.

Baroda Start-Up Current Account

  • Dedicated Relationship Manager.
  • Hand-crafted startup kit with exclusive offerings for select customers.
  • Waiver of non-maintenance charges upto 2 years of account opening.
  • Free NEFT/RTGS/IMPS transactions upto 2 years of account opening.
  • Business Debit card with multiple offers.

Baroda Scale-Up Current Account

  • Dedicated Relationship Manager.
  • Hand-crafted startup kit with exclusive offerings for select customers.
  • Waiver of non-maintenance charges upto 1 years of account opening.
  • Free NEFT/RTGS/IMPS transactions of account opening.
  • Business Debit card with multiple offers.

Corporate Premium Credit Card

  • Credit Card with an option to emboss corporate name on card along with cardholder’s name
  • Track expenses and stay in control with assigned individual employee spending limits
  • Earn 1 Reward Point for every Rs. 100 spent with multiple Redemption options
  • No joining fees and Guaranteed Issuance against Corporate FD

Baroda Payment Gateway

  • Secure and close integration with the banking system
  • Low transaction fees and initial investment Affiliated to VISA/ Master Card and Net Banking
  • Inbuilt MIS Report facility for transaction tracking

BarodaINSTA SmartTrade

  • One point solution for forex and inland trade transactions.
  • Paperless transactions with enhanced security. Real time updates of transactions.
  • Online availability of customised MIS reports, debit advice and swift copy.

Experience our range of Banking Solutions for Start-Ups

Services Beyond Banking

Avail following services from our partners at preferential rates

Customer Testimonials

Nika TR

16 July 2022

Bank of Baroda #barodastartup #BarodaStartupBanking The journey with Bank Of Baroda Startup Banking (Startup Zone Kochi ) has been super exciting. The transition from a private bank account to BOB Startup Current account was frictionless . The tailor made features of BOB startup current account are best in the industry and in sync with requirements of a Startup . It’s commendable to see the trio of Mr.Sujith S (BM Vazhakala) , Mr. Abhilash Sugunadas(Startup Champ) and Mr. Mohit Khatore(Startup Relationship Manager) being so driven by the vision of providing top notch service to customers and being proactive in sharing industry relevant insights / making us understand the various Benefits of DPIIT recognition , understanding our requirements for funding/ growth and enable the infusion at the right time within the stipulated TAT . It’s wonderful to see the team being inspired by the Kaizen approach of continuous improvement which we implement in all our endeavours . Kudos to BOB for spearheading the initiative in supporting the Innovation ,Entrepreneurs and strengthening the Ecosystem .


Hospitals and Health Care
25 may 2022

A Startup is a Risky Tricky Game in itself. We took some time to decide on our Banker and We believe the wait was Worth it. Bank of Baroda clearly understood the needs of a Startup and #BarodaStartUpBanking was definitely the winner amongst all the options we had. The team has been extremely supportive through our Journey so far. They Take Note of our Needs, Listens to our Concerns, Motivates amd Supports us to Take the Next Step. Thanks a Ton! Bank of Baroda Abhilash Sugunadas Mohit Khatore Akhil H. Vikramaditya Singh Khichi #BarodaStartUpBanking #StartupzoneKochi

Sreelakshmi Viswanath

Director at FDS COOP LLP
17 may 2022

Being an entrepreneur it's really difficult to deal with financial management. But a Startup current account with Bank of Baroda (Vazhakkala, Kochi) was the right choice. Mr. Abhilash Sugunadas and Mr. Mohit Khatore has been supporting us from the very first beginning of our journey. Many thanks to BoB Startup team especially Abhilash and Mohit #BarodaStartUpBanking #StartupzoneKochi

Sourabh Shetty

10 Sep 2020

"Opened a startup bank account in St.Johns BOB. Ashwin and Sumit guided us throughout the process and the experience was really good. The initiative by BOB for encouraging startups is really amazing. I would recommend new entrepreneurs to start their journey BOB. @17singhSumit @akhilhanda11 @AshwinKumarMoh2 @vikramadityask @bankofbaroda @BankofBarodaCEO @bankofbaroda"


10 Sep 2020

MAKSPay has received "Startup India DIPP Certification" and has is partnered with "Bank of Baroda Startup Program". We are honoured and previleged to align ourselves with a Bank of Baroda for their support and aid to Fintech Startups. Thank you for providing assistance and encouragement via this wonderful Startup Kit. Looking forward to leveraging each others capabilites - Build and Serve for a Digital and Progressive Bharat! #makspay #startup #fintech #innovation #banks #entrepreneurship #BarodaStartupBanking

RJ Raawat

10 Sep 2020

Bank is the first friend of Startups and @bankofbaroda has many features like, a perfect online portal, easy to open current account, startup kit. All this makes this bank a perfect friend :) Thanks Shobhit Sir @shobhit2424 Thanks Akhil Sir @akhilhanda11 @webouse_india

Dinesh Kr. Gautam

10 Sep 2020

Heavy rains in #Ahmedabad and still @bankofbaroda Team reached to us deliever our #StartUpKit. Happy to join hands with Best Banking Partner #BarodaStartupBanking for our @admightyindia @DIPPGOI @startupindia @nsitharaman @RBI @PIB_India @dftindia @M_Lekhi @narendramodi @PMOIndia

Budding entrepreneurs

Startup Success Stories

Startup Resources

Brief overview on Digital Lending

Brief overview on Electric Vehicle Industry

Access a host of tax benefits, easier compliance, IPR fast-tracking & more by getting recognised from DPIIT

Know more about various support schemes available for startups.

Reach out to the universe of Government Buyers by offering innovative products and services to the Government through the Government e-Marketplace (GeM).

Learn about Government regulations specific to startups.

Improve your business with free resources designed exclusively for startups.

Doing business in India or raising foreign funds, learn about the regulatory compliances.

Time to raise money from public, get listed on BSE Startup platform.

Enrich your knowledge with meaningful insights around major domains like Digital SMB Lending, Digital Payments, Cyber Security etc.

Frequently Asked Questions (FAQs)

  • What is bob World StartUp Banking program?

    Under this program, Bank of Baroda 's Startup Branches offers a bouquet of tailor-made banking products and services that have been designed keeping in mind the unique and specialized banking requirements of startups.

  • What benefits this program offers apart from banking requirement?

    Apart from a bouquet of tailor-made banking products and services, the startups will also get acess to marquee service providers in the field of cloud computation, co-working spaces, legal, accounting, HR etc. at preferential rates.

  • Who all are eligible?

    • Startups incubated with select Incubators or
    • Startups funded by any angel investors or recognized funds or
    • Startups recognised by Department for Promotion of Industry and Internal Trade, Ministry of Commerce and Industry (DPIIT)

  • Is there any cost charged by DPIIT for recognition and How to get recognised from DPIIT?

    There is no cost charged by DPIIT. Startups can get recognised by filling a simple application form at

  • Is bob World StartUp Banking program only for early stage startups?

    The program is designed keeping in mind the requirement of startups at different stages of business lifecycle. Thus, any startup satisfying the eligibility criteria can apply for this program.

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