Bank smart, use internet banking

  • Manage multiple accounts
  • Enhanced security
  • Online solutions
  • Benefits
  • How to Register?
  • Features

bob World Internet Banking : How to Register?

  • Download appropriate internet banking form from the Home Page - Click the Link under "Download Application Form" to download form for retail users/corporate users. You can also get it from the branch.
  • Retail: All Individual account holders should use the retail form.
  • Corporate: All non-individuals i.e., companies, partnership firms, HUFs, sole proprietors should use corporate form.
  • The form should be duly filled in, signed by all signatories i.e., all joint account holders in case of a joint account, all partners in case of a partnership firm etc.
  • The form should be submitted through the base branch where the customer is maintaining the account for processing.
  • Customer will get the User ID on their registered Email ID, or they can retrieve their user ID by using the option “Forgot User ID” which is available at the login page of the bob World Internet.
  • Upon receipt of the User ID over registered email, the user has to set their password by using the option “Set Password/Forgot Password” which is available at the login page of the bob World Internet.
  • Retail customers having our bank’s active debit card, can register themselves for bob World Internet from his office/home without visiting branches. A link ‘Online Registration using Debit Card’ is available on the login page of bob World Internet.
  • Login to the website using the User ID and password.

bob World Internet Banking : Features

Sr. No. Functionality Launched Description
1 Quick Fund Transfer Instant Fund transfer without adding and waiting for beneficiary to be listed.


  • Transaction limit for Retail customer: Rs. 25,000/- per day.
  • Maximum number of transactions per: 2
  • Transaction limit for Corporate Customer: Rs. 50,000/- per day.
  • Maximum number of transactions per: 2
2 Bulk NEFT / RTGS Corporate customer can perform interbank transfer for multiple beneficiaries with single attempt. Transaction Limit: Rs. 30 Lakhs per transaction and Rs. 75 lakhs per day.
3 Debit Card Issuance & Management Customer can apply for Debit Card and manage other card activities like:
  • Set daily debit card limit for ATM transactions
  • Set daily debit card limits for PoS and Ecommerce transactions
  • Block Debit Card
  • Set/Reset Debit Card PIN
  • Gift card can also be availed as per customer request
4 Corporate FDR Corporate User can open Fixed Deposit online at their own without visiting branch

Manage multiple accounts
  • Once you have logged in with the help of your user id and password, you can access all your accounts-operative, fixed deposit, loan account from one place. If you have multiple accounts with Bank of Baroda, you can access all of them from one log in if you have a common customer id for them.

View account summaries
  • Now it is easier than ever as you can simply view the summaries of all your Bank of Baroda accounts from a single log in.

Generate account statements
  • Net banking is also where you will find all your accounts statements to view and download from.

Transaction history
  • Log in to generate your transaction history which is more detailed than your account summaries.

Cost Efficient
  • Most of the services are available free of cost.

Form 26AS
  • Free online viewing of Tax Credit Statement (Form 26 AS).

Online request
  • Switch mailing address/generation of ESBTR receipt - GRN/Generation of TDS Certificate/generation of Interest certificate of SB/TD/OD and Loan accounts/tracking of Loan status/get access to SPGRS/direct access to e-trade/download pensioner life certificate/navigate to NPS site and contribute to NPS/direct access to Baroda E-Trade, where customer can login using his/her credentials and can perform DEMAT transactions/Can check CIBIL score/Hot listing of Debit card.

  • Free bill presentment/bill payment/online shopping/receive and view bills online/alert on pending bills/payment to IndiaFirst Life Insurance/payment to Baroda pioneer.

  • Free online temple/other donation/donation to Prime Minister Relief fund.

Mobile Alerts
  • Free mobile alerts of debit and credit transactions.

Mobile OTP (One Time Password)
  • To avoid non delivery or delayed delivery of OTP our IT team has developed CA MOBILE OTP application on mobile handset supporting Apple, Android, Windows, and Blackberry.

Services Support
  • Centralized dedicated Internet Banking Operations Team. 5000+ support centers all over India (branches).

  • Modeling of loan/deposits.

Online FD (Fixed Deposit) Request
  • Customers including NRI/PIO with full transaction rights are provided facility to create online Term deposits by themselves with facility of its pre-mature closure.

Online RD (Recurring Deposit) Request
  • Domestic retail customers with full transaction rights are provided facility to create online Recurring deposits account by themselves with facility of its pre-mature Plosure.

Online self-registration
  • To reduce TAT (Turn Around Time) and to ease customer convenience, the online self-registration for bob World Internet by using the active Debit card is available for the retail customers.

User ID Retrieval & Resetting of Passwords
  • Online User ID retrieval & resetting of Passwords facility is available for both Retail as well as corporate customers in bob World Internet.

Linking of PPF (Public Provident Fund) & SSA accounts

View KVP (Kisan Vikas Patra) certificates inbob World Internet
  • The KVP customers can view their KVP certificate opened in BOB Branches by logging to their bob World Internet account.

Facility to Purchase SGB
  • Bank has launched the facility for purchasing of Sovereigns Gold Bond online through bob World Internet.

Online updation/addition/deletion of Nominee
  • Updation/addition/deletion of nominee can be possible through bob World Internet.

Digital Signature Authentication
  • Corporate user who wants to secure their net banking portal with personalized authentication can subscribe to this facility.
  • The transaction limits for various financial services for retail and corporate customers are provided in below table. The limits would be refreshed on daily basis.

Retail Customers: Revised limits
Category Type of Transaction Per Transaction Daily TAX Payment/Self-Linked
Retail Default SHP/TPT/NEFT/RTGS/BULK UPLOAD – 10 25lakhs per day.
Retail Default IMPS (Lakhs) Rs 5 Lakhs per transaction Rs. 5 lakhs per day.

Retail Default: Tax payment and self-linked: Unlimited

Corporate Customers: Revised limits
Category Type of Transaction Per Transaction Daily TAX Payment/Self-Linked
Corporate Default SHP/TPT/NEFT/RTGS/BULK UPLOAD (In Lakhs) Rs. 30 Lakhs per transaction Rs. 75 lakhs per day.
Corporate Default IMPS Rs. 5 Lakhs per transaction Rs. 5 lakhs per day.

Corporate Default: Tax payment and self-linked - Unlimited

The default limits for addition of beneficiaries for Retail and Corporate customers in a day are as under:

No. of Beneficiary Retail Corporate
Total Number of Beneficiaries per day (any mode of payment) 5 25

New Beneficiary addition Cooling Period

To further enhance the customer security and ease, Bank has standardized the cooling period for new beneficiary addition in bob World Internet for both retail and corporate customers.

The functioning of beneficiary addition cooling period for both Retail and Corporate customers is as under:

Beneficiary addition time Transactions permitted on both Retail and Corporate
Immediately after addition of new beneficiary and up to first 4 hours No financial transactions permitted on that beneficiary.
After expiry of 4 hours and up to next 24 hours Maximum financial transactions up to total of Rs. 2 lakhs only is permitted on that beneficiary during this period.
After expiry of 28 hours (i.e. first 4 hours + next 24 hours) Financial transactions allowed as per assigned limits with no restriction.

Frequently Asked Questions (FAQs)

  • What is bob World Internet?

    bob World Internet is an Internet Banking Application implemented by Bank of Baroda for its Retail as well as Corporate Customers. It offers a seamless and feature rich user interface designed specifically to cater to all the Banking needs to our valued customers. Using bob World Internet, customers will be able to perform round the clock banking at their convenience.

  • Why to choose bob World Internet?

    The application offers 185+ banking services to its users such that the customers using bob World Internet need not visit branch to perform their day to day banking operations.

    Few of the features of bob World Internet are:

    • ease of use
    • interactive and enhanced customer experience
    • Cost effective for customers and bank
    • Round the Clock anywhere online banking
    • 128 bit SSL encryption making the application safe by following the security protocols
    • Meets market competition
    • Meets customer’s requirements
  • What is the eligibility criteria for bob World Internet?
    Mode of operation code Eligible for Retail/Corporate
    Self Retail
    Either or Survivor Retail
    Per-Pro Retail
    Anyone or Survivor or Survivors Retail
    Minor natural guardian operation by NG Retail
    Former or Survivor Retail
    Both Jointly or Survivor Retail (View Only)
    Operation through  Power of Attorney Retail/ Corporate
    Operation through Mandate Retail/  Corporate
    Karta or HUF Corporate
    Proprietor Corporate
    Any one partner Corporate
    Any Two Partners Corporate
    Any Three partners Corporate
    All Partners Jointly Corporate
    Any one Director Corporate
    Any two directors Corporate
    Any three Directors Corporate
    Managing Trustee Corporate
    Any one Trustee Corporate
    Any two Trustees Corporate
    Any three Trustees Corporate
    Managing Director Corporate
    President Corporate
    Secretary Corporate
    Treasurer Corporate
    President and Secretary Jointly Corporate
    Chairman or Vice Chairman and Secretary Corporate
    President and Treasurer Jointly Corporate
    Secretary and Treasurer Corporate
    Chairman or Treasurer Corporate
    Any two of President, Secretary and Treasurer Corporate
    Authorized signatory Corporate
    Any two authorized signatory Corporate
    Board Resolution Corporate

    Following Persons / Accounts are not eligible for “bob World Internet”

    • Illiterate account holder.
    • Dormant accounts.
    • Inoperative accounts.
    • Minor account holders (Minor above 10 with mode of operation as "Minor Natural Guardian operated by NG" can be provided net-banking where NG will be able to access the account. Minor of age below 15 cannot be provided net-banking on his name).
    • Accounts where garnishee/ attachment order is received.
  • What are the features and benefits of bob World Internet?

    Bob World Internet offers a gamut of services like check balances, consolidated view of account statement, unlimited funds transfer to self-linked accounts, make payments using IMPS/NEFT/RTGS, SMS and e-mail alert on all transactions and activities, open FD/RD, online closure of FD/RD, request cheque book, apply & manage debit card, open DEMAT account, apply for IPO, pay Direct/Indirect taxes and State Taxes payment, Bill Payment, ASBA, Cheque Book Request, ePA, viewing of KVP certificates, etc.

    Additional facilities available to corporate customers are: Bulk payment (on request), salary upload, maker-checker mode of payments, division maintenance, transaction limit enquiry, higher limit for financial transaction on request, etc.

    bob World Internet is available in following modes:

    • Retail with View only rights
    • Corporate with View only rights
    • Retail with Transaction rights
    • Corporate with Transaction rights

    The application is available in two languages Hindi and English.

    It uses 128 bit encryption methodology. It uses strong encryption algorithm using AES 256. It performs device validation using OTP. Personal Assurance Message (PAM) to identify genuine website, CAPTCHA to validate not a robot, User-ID + Sign-on password + Captcha to login. Financial transactions are performed post login using Transaction password along with OTP or QnA based on risk score generated by system.

  • How do I get access to bob World Internet Services?

    Individuals having an operative account with Bank of Baroda can access net-banking. Customers need to register for internet banking, to obtain a unique user-ID. They can set their Sign-On and Transaction Password themselves.

    You can use the following channels to register for mobile banking.

    • Self-Registration using Debit Card details.
    • Mobile Banking “bob World” App > Login> Request Services> Internet banking Registration
    • Base Branch – submit duly filled registration form for Internet Banking.
    • Through Tab Banking in assisted mode

    After registering himself the customer needs to visit to avail the facility.

  • Is bob World Internet safe?

    bob World Internet application is one of the most secure Internet Banking Application in industry as per customer survey conducted by Bank from time to time.

    It uses 128 bit encryption methodology. It uses strong encryption algorithm using AES 256. It performs device validation using OTP. Personal Assurance Message (PAM) to identify genuine website, CAPTCHA to validate not a robot, User-ID + Sign-on password + Captcha to login. Financial transactions are performed post login using Transaction password along with OTP or QnA based on risk score generated by system.

  • How can I manage multiple accounts with Internet Banking?

    Customer after logging in to bob World Internet can view all his operative accounts linked to his/her customer-ID under the accounts tab the default home page or dashboard set by the user. Accounts such as Savings Current, Deposit Loan, Public Provident Fund, Sukanya Samriddhi Account are visible and can be managed by user in self-mode.

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The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.

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