A popular investment instrument that’s low-risk and also guarantees assured returns

  • Rate of Interest: 7.0% w.e.f 01.10.22 to 31.12.22 (GOI revises the eKVP rate of interest on every quarter).
  • Tenure: 123 months w.e.f. 01.10.22 to 31.12.22.
  • Minimum of Rs. 1,000 and in multiples of Rs. 100 with no maximum limit.
  • Certificate can be purchased by an adult for himself or on behalf of a minor or by two adults.
  • All branches are authorized to issue e-KVP.
  • Nomination facility available.
  • Lock in period of 2 years 6 months. Premature closure before 2 years 6 months is allowed only:
    • On the death of the holder or any of the holders in the case of joint holder.
    • On forfeiture by a pledge being a gazetted government officer.
    • When ordered by a court of law.

***For more details, please visit nearest Bank of Baroda Branch.

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