Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Invest across innovative alternate strategies to diversify your investment portfolio
Bank of Baroda offers access to wide range of alternate products including Portfolio management services (PMS), Alternative Investment Products (AIF), Bonds, NCD’s etc. to cater to the needs of experienced investors
A Portfolio Management Service (PMS) is an investment vehicle that provide access to a wide range of investment strategies which are managed by qualified and experienced portfolio managers on behalf of the client. Bank of Baroda makes available a wide bouquet of PMS products manufactured by reputed third party Portfolio Managers to suitably address the investment needs of its customers.
Structured products are hybrid investment instruments which consist of a component of Equity/Debt & are enhanced using derivatives to provide better risk-return profile and pre-defined payoff. Returns for these products are linked to performance of an underlying benchmark such as Nifty, G-sec yield, single or basket of stocks. These are designed for niche investors who want to invest usually for a fixed period with calibrated exposure to the capital markets.
Provide customers access to a unique investment opportunity in a vast and growing universe of across privately held companies. These are niche products and usually have low correlation with traditional asset classes.
Non-convertible debentures are fixed-income instruments issued by companies in the form of public issue. Some debentures are convertible to Equity at the discretion of the owner, but these debentures cannot be converted to Equity hence the name ‘Non-convertible Debenture’. Like any other fixed income instrument, NCD’s have a fixed maturity date and investors receive interest on specified dates. NCD’s can either be secured by the issuing company’s asset or can be unsecured.
Tax-free bonds are issued by public sector companies to raise funds and are tax free in nature as the name suggests. Unlike other bonds, Interest from these bonds do not form a part of the total taxable income and are exempt from tax as per Section 10 of the Income Tax Act of India, 1961. As the interest is exempt from tax, the effective yield is attractive to the investors especially the ones in the highest tax slab.
Capital gain bonds or 54EC bonds are the fixed income instruments that provide capital gains tax exemption under section 54EC to the investors. The tax liability on long-term capital gains from sale of immovable property can be reduced by purchasing 54EC bonds.
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