Bank announces Financial Results for quarter ended, 30th June 2024.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
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Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
A right career begins with a right education.
Loan Amount:
Rate of Interest (%):
Loan Terms (monthly):
Equated Monthly Installment (EMI) will be
Aspiring students, who have secured an admission in a university and are employed can avail themselves an education loan offered by premier institutions in India. The loan amount goes up to Rs. 80 lakhs, so apply today.
This study loan is offered to resident Indians who must have secured admission in the institute and should be employed during the course of study
Executive Development Programmes (part time/weekend/online/programmes) being offered by premier institutions as listed under List AA, A, B & C of premier institutions in India (including the programmes offered using the technology platform of Hughes Global Education, Times Pro, etc.)
Floating Rates:
Rate of Interest for Children of defence personal Under Baroda Yoddha EDP education Loan (For Studies in India) Scheme is same as Baroda Executive Development Premier Institutions (For Studies in India).
Fixed Rates:
Students pursuing executive development programmes (part time/weekend/online/programmes) being offered by premier institutions as listed under list AA, A, B & C of premier institutions in India (including the programmes offered using the technology platform of Hughes Global Education, Times Pro etc., professional and other courses in India).
Maximum Rs. 20 lakhs
Up to Rs. 4 lakhs: Nil
Above Rs. 4 lakhs: 5%
Course period + 3 months.
Note: The details of expenses for the entire course period to be obtained from college/institution.
NIL for all cases
A non-refundable lump sum amount Rs.7,500 per property (towards advocate and valuer charges) to be taken upfront in case of all education loan accounts, wherever property is mortgaged.
Collateral free Loan up to Rs. 15 lakhs
100 % Collateral Security for Loan above Rs. 15 lakhs for full value of loan
Directly to school/Institution/year wise, in stages as per the requirement/demand.
Directly to the book seller/shop for purchase of books, instruments, equipment.
Branch in the vicinity of the institute.
OR
Branch which is in close proximity to the permanent residence of parent/at the place of posting/service of the parent branch.
# In case where the programmes are being offered by these premier institutions in collaboration with the technology partners like Huges, Times Pro etc., the centres of such technology partners may be treated at par with the institutions and a branch in the vicinity of the centre of such technology partners can also sanction.
Servicing of interest during the moratorium period will be compulsory
Frequently Asked Questions (FAQs)
Candidates who have gained admission into the Executive Development Programme (EDP) are welcome to apply for BoB educational EDP loan. This loan aids the students who require financial support to pay their course fees in India.
The eligible courses offered by Indian premier institutions (AA, A, B, and C) fall under 3 types of programs – Part-time, weekend, and online. BoB’s premier list of institutions in 2022 includes Hughes Global Education, Times Pro, etc.
Opting for Indian premier institutes, the bank can lend up to Rs. 20 lakhs. For international institutions, the amount goes up to Rs. 80 lakhs.
For collateral-free educational loans in India, the amount is Rs. 15 lakhs.
Over and above the amount lent by the bank, the student/borrower has criteria to contribute a certain percentage to the loan amount.
The margin for a bank of Baroda education loan is 5% for loan amounts over Rs. 4 lakhs.
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