Bank announces Financial Results for quarter ended, 31st December 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities
Visit our website https://www.bankofbarodauk.com/ for any further information.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Opt for BOB Advantage Current Account and get multiple benefits.
A bob Advantage Current Account offers a wide range of benefits to both - rural and urban customers, such as free mobile and internet banking and low minimum quarterly average balance. Open Advantage Current Account with us today and enjoy the convenience of BCMS services for bulk payment and collection at competitive rates offered by the Bank.
(FRRO/ FRO Certificate/ Permit/ Indian Driving License/ OVDs/ any Deemed OVD mentioned herein above, is required to be provided for Indian Address Proof.)
(Any two of the following documents to be obtained)
Any one of the OVDs along with PAN/ FORM60 of the proprietor.
Minimum Balance Requirement:-
* Quarterly Average Balance
A/c can be transferred/ closed at the written request of customers only. New cheque book will be issued to him. No charges required for transfer of an account. For closure of Current account within one year @ Rs.800/-+GST will be deducted.
Withdrawal allowed by cheque only. No upper limit for cash withdrawing at base branch. At local non-base branch and outstation branches Cash withdrawal up to Rs.25,000/- per day per account is free of charges thereafter service charges is levied. Third party cash payment at non-base branches is not allowed.
Within the Bank - Not chargeable Rs 50/- per transaction plus applicable remittance charges in case of credits for outside the branch whether in same city or other cities i. e in other Branches / Offices such as LIC etc. plus actual postage charges.
No interest is payable in current account except in case of deceased account where interest @ of saving banks is paid from the date of death of the account holder till the settlement of the account.
All genuine purpose oriented transactions are allowed. There is no restriction on number of transactions in the current account subject to ledger folio charges.
In case of transfer transaction one entry i.e. either debit or credit entry of the transaction must be in the branch transferring the fund.
Account remaining Dormant for 10 years are treated as unclaimed deposits and are transferred to RBI.
Frequently Asked Questions (FAQs)
BOB advantage Current account is a basic current account and ideal for firms, companies, institutions, HUF, individuals, etc., who need banking facility more frequently. This is one of the most basic and flexible deposit options, allowing transactions without limiting the numbers.
Other benefits –
Monthly statement –free once a month.
Cheque Book – First cheque book of 50 leaves free. Subsequent cheque charge @5 per leaf. Quarterly Average balance of `2 lakhs and above: no charges.
A nomination facility is available. etc
The minimum quarterly average balance is listed below:
The advantages of current accounts are as follows –
The disadvantages of current account are as follows –
A few of the benefits of opening a Baroda advantage current account are as follows -
The basic KYC documents are required for opening a current account in BoB as per the entity. Refer to “Documents Required” tab for more details.
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