Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Go cashless, choose Digital.
Bank of Baroda has launched the BHIM Aadhaar Baroda Pay – a simple and secure payment system especially created for merchants and vendors. It is an android-supported, mobile application available on the Google Play Store that enables merchants to receive over the counter, digital payments from customers by easy Aadhaar authentication.
Download and install updated version of BHIM Aadhaar Baroda Pay app from Google Play Store. The older version of the app will stop working from Sept 29, 2022.
BHIM Aadhaar Baroda Pay is Bank of Baroda’s digital payment acceptance solution that allows customers to pay for their purchases directly from their bank accounts. The application is especially created for retail merchants who can accept payments with the help of android and biometric devices. Retail merchants can receive digital payments over the counter, simply by authenticating the Aadhaar number and biometrics of customers to pay for their purchases. As long as the customer has linked his bank accounts (including non-Bank of Baroda Accounts) to his Aadhaar card, it doesn’t matter which bank account he uses to pay for his purchases. Once the biometrics and Aadhaar number is verified, the funds are transferred from the customer’s account to the merchant’s account in real time. The maximum limit on a transaction made with the BHIM Aadhaar Payment app is Rs. 10,000.
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Frequently Asked Questions (FAQs)
Merchants can initiate transactions as customers pay for their purchases with their Aadhaar number and their biometrics. This allows merchants to receive money directly into their bank account. Merchants can also check if the transaction is successful in real time and get an account of pending and failed transactions instantly.
You must have an internet enabled Android phone or tablet with a version higher than Android 4.2. The BHIM Aadhaar app is not available on the iOS store currently
Under the Bhim Aadhaar Pay app, a merchant is defined as any entity engaged in trading goods and services, receiving payments through the BHIM Aadhaar Pay app of those banks which use Aadhaar authentication of customers.
Yes, merchants are required to complete their Aadhaar authentication to use the app. Merchants can complete the registration using devices such as Micro-ATM/mPOS, Kiosk/Mobile handset or tablet.
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