Your business deserves the right banking partner.


Open a Current Account at our Bank of Baroda today!

  • Search
  • Filter
    Filter by
    Purpose
    • All
    • Earn Interest
    • Other banks
    • Unlimited Free Digital Transactions
    • Waivers and Discounts
    • Zero Mimimum Balance

Filter by

Purpose
  • All
  • Earn Interest
  • Other banks
  • Unlimited Free Digital Transactions
  • Waivers and Discounts
  • Zero Mimimum Balance

  • Baroda Advantage Current Account

    A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

    • Immediate credit of outstation cheques up to Rs. 20,000
    • Free digital banking platforms
  • Baroda Premium Current Account (BPCA)

    A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

    • Auto and reverse sweep facility enabling Current Account holder to earn interest
    • Free Unlimited cheque books
  • Baroda Premium Current Account Privilege (BPCAP)

    The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

    • Auto and reverse sweep facility enabling Current Account holder to earn interest
    • Free unlimited cheque books
  • Baroda Small Business Current Account (BSBCA)

    This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

    • Account based on the concept of ‘Pay As You Use’
    • Unlimited free digital transactions
  • Baroda Start-up Current Account

    A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.

  • Baroda Scale-Up Current Account

    For a company with the last year turnover of more than Rs. 25 crores and working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential.

  • Baroda Current Account for Other Banks

    Any scheduled commercial bank which is included in the second schedule of RBI Act 1934 can have this current account with us. Enjoy its many benefits as a current account holder in Bank of Baroda.

    • Minimum Balance: Rs. 5000
    • Maximum Balance: No limit
  • Salary And Pension Solutions For Central State Government Employees

    Baroda Govt Bodies Current Account (CA -132)

    Current Account designed for Govt. Bodies with inbuilt Free services such as Ledger Folio charges, Cash Handling charges, Collection of Outstation Cheques charges, SMS Alerts charges and Sweep Facility on Request.

    • Minimum QAB balance- NIL
    • NEFT / RTGS / IMPS through Branch/Internet Banking / Cheque book / Ledger Folio/ SMS & Email Alerts - Free
    • Cash deposit - Free in Base Branch.
  • Baroda Current Account for LIC/Other Insurance Companies

    A current account for life and general Insurance companies. Apart from the many benefits, this current account holds, key features of this account are Internet Payment Gateway (IPG) facility available and immediate credit of outstation cheques.

    • Minimum Balance: Nil
    • Maximum Balance: No limit
Request Callback

Please fill in these details, so we can call you back and assist you.

Select Current Accounts Type
  • Baroda Advantage Current Account
  • Baroda Premium Current Account (BPCA)
  • Baroda Premium Current Account Privilege (BPCAP)
  • Baroda Small Business Current Account (BSBCA)
  • Baroda Start-up Current Account
  • Baroda Scale-Up Current Account
  • Baroda Current Account for Other Banks
  • Baroda Govt Bodies Current Account (CA -132)
  • Baroda Current Account for LIC/Other Insurance Companies
  • Others

Thank you ! We have successfully received your details. Our executive will contact you soon.

Frequently Asked Questions (FAQs)

  • What is a current account?

    A current account means a form of demand deposit, where withdrawals are allowed any number of times, depending upon the balance in the account or up to a particular agreed amount.

  • How to open a current account?

    The current account can be opened by visiting the branch with the valid KYC documents along with the other documents depending on the type of current account to be opened. For more details refer, click on the type of current account you want to open, and check the “Documents Required” section.  

  • What are the different types of current accounts?

    The different types of current accounts are –

    • Baroda Advantage Current Account
    • Baroda Premium Current Account (BPCA)
    • Baroda Premium Current Account Privilege (BPCAP)
    • Baroda Small Business Current Account (BSBCA)
    • Baroda Scaleup Current Account
    • Baroda Startup Current Account

    These are a few of the types of current accounts, which can be opened.  
     

  • Can I open my current account online?

    At present, this opening a current account online is not available.

  • What documents are required to open a current account?

    Please check the “Documents Required” tab for the type of current account you wish to open.  

  • What are the benefits of a current account?

    The current account is ideal for firms, companies, institutions, HUF, individuals, etc., who need banking facilities frequently. This is one of the most basic and flexible deposit options, allowing transactions without limiting the numbers.

  • Does the current account have an ATM card?

    Yes, ATM cards are issued in current accounts.

  • Is a current account taxable?

    No, the current account is not taxable as no interest is payable except for some scheme-specific accounts.

  • Can I open a zero-balance current account?

    Yes, zero-balance current accounts can be opened by anyone.

  • Is there any interest paid on current accounts?

    No, interest is not payable on current accounts.

  • Who can open a current account?

    Current Accounts can be opened by:

    • Individuals
    • Partnership firms
    • Private and Public Limited Companies
    • HUFs
    • Specified Associates
    • Societies
    • Trusts
    • Departments of authority created by Government (Central or State)

    Limited Liability Partnership, etc.

  • What is the minimum balance for a current account?

    The minimum balance for the current account depends upon the scheme variant in which the account is opened. For Bank of Baroda’s current account minimum balance requirements, refer to the “Fees & Charges” section for a specific type of current account on this link.  

  • Why current account is needed?

    The current account is required for business purposes, where the frequency of transactions is more. Current Deposits product is ideal for firms, companies, institutions, HUF, individuals, etc., who need banking facilities more frequently.

Add this website to home screen

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.


The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.


Proceed to the website


Thank you for visiting www.bankofbaroda.in

X
We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.