Current Accounts

Baroda Advantage Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

• Immediate credit of outstation cheques up to Rs. 20,000
• Free digital banking platforms

Baroda Current Account for LIC/Other Insurance Companies

A current account for life and general Insurance companies. Apart from the many benefits, this current account holds, key features of this account are Internet Payment Gateway (IPG) facility available and immediate credit of outstation cheques.

• Minimum Balance: Nil
• Maximum Balance: No limit

Baroda Current Account for Other Banks

Any scheduled commercial bank which is included in the second schedule of RBI Act 1934 can have this current account with us. Enjoy its many benefits as a current account holder in Bank of Baroda.

• Minimum Balance: Rs. 5000
• Maximum Balance: No limit

Baroda Premium Current Account (BPCA)

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

• Auto and reverse sweep facility enabling Current Account holder to earn interest
• Free Unlimited cheque books

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

• Auto and reverse sweep facility enabling Current Account holder to earn interest
• Free unlimited cheque books

Baroda Scale-Up Current Account

For a company with the last year turnover of more than Rs. 25 crores and working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential.

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

• Account based on the concept of ‘Pay As You Use’
• Unlimited free digital transactions

Baroda Start-up Current Account

A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.