Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Step up your tech game through bob World app!
Bank of Baroda’s on the go wearable payment solution, bob World Wave is designed to ensure expedient and seamless digital payments with just a tap on the device to meet the demands of our evolving customers. Customers can make payments on-the-go of up to INR 5,000/- without any PIN while shopping on any PoS machines enabled for contactless payments making it extremely convenient for the customers.
Bank of Baroda has partnered with GOQii, one of the renowned smart health watch brands in India and a proud Make in India product, for its bob World Wave smart health watch.
Eligible Mode of Operation :
Saving Bank Account: Either or Survivor, Self, Anyone or Survivor
Current Account: Self and Sole Proprietorship
Overdraft Account: Self
Eligible Account Schemes :
Baroda Bachat Mitra
Baroda Jeevan Suraksha SA
GOVT Scholarship /DBT Account
Baroda Advantage SB _GEN
Baroda Advantage SB _SAL
Baroda Advantage SB _PEN
Baroda Advantage SB _O_BAL
Baroda Centenary Savings Account
Baroda Pensioners Savings Account
Baroda First SB Dep account
Baroda Home Loan Linked SB account
SB Haryana State SS Pension
Baroda Shubh Savings
Baroda Salary Classic
Savings Bank Staff
Baroda Government Employee Salary Account
Baroda Super Savings
Baroda Platinum Savings Account
Baroda Salary Super
Baroda Salary Premium
Baroda Salary Privilege
Baroda Senior Citizen Privilege Savings Account
Baroda Mahila Shakti Savings Account
Baroda Salary Account for Defence & Police Personal
Baroda Expat Saving account
Baroda Advantage Current account
Baroda Premium Privilege
Baroda Premium Current account
Baroda Startup Current account
Baroda Scale up Current account
Please make sure you have read SMART VITAL PLUS terms and conditions carefully before using SMART VITAL PLUS. By using or applying for SMART VITAL PLUS you are unconditionally accepting the terms and conditions listed here under and will be bound by them. You will also remain bound by the applicable terms and conditions regarding the operations of your savings or current bank account with BANK OF BARODA.
The ‘SMART VITAL PLUS’ is a program in which BANK OF BARODA is partnering with GOQii Technologies Private Limited. It consists of 3 important legs: Payments, Fitness and Health Vitals. This program would provide BANK OF BARODA customers a GOQii Fitness Band which would be enabled with Contactless Payment, powered by BANK OF BARODA. The major components of the product are as follows:
All the terms & conditions and warranty pertaining to the Fitness Band would be covered by the GOQii
Technologies Private Limited (The customer can access GOQii Terms and Conditions at https://goqii.com/in-en/terms) and terms and conditions pertaining to the Contactless chip would be covered by BANK OF BARODA as present and updated over bank website. The GOQii Fitness Band would be integrated with the NFC Chip which would enable the customer to make contactless payment at the merchant location. The Fitness band which includes a pedometer and its accessories would be entirely a product of GOQii and the NFC Chip inserted in the Fitness band is a product of BANK OF BARODA.
The Bank may, from time to time, at its discretion, tie-up with various agencies to offer various features on your SMART VITAL PLUS Contactless Chip. The Bank does not guarantee or warrant the efficacy, efficiency, usefulness of any of the products or services offered by any service providers/merchants/outlets/agencies. Disputes (if any) would have to be taken up with the merchant/agency, etc. directly, without involving the Bank.
bob world wave Videos
Now, tap your smartwatch and make contactless payments under Rs. 5000 (without PIN) on the go with bob World Wave. What’s more? On your GOQii smartwatch you can also keep an eye out for your health. Avail the double benefits today!
Frequently Asked Questions (FAQs)
The MRP of bob World Wave Health Watch under bob World Wave is INR 6,499/-
Current market price is INR 3,499/- . However the price may change depending upon the market trends.
Currently the variant available is bob World Wave Health Watch. However the bank is planning to come up with other wearable form factors as well like key chain and rings.
In the initial phase, bank is planning for issuance through branch. In the upcoming phases, the same would be available through various digital channels.
Initially, customer can order it by approaching any nearby branch.
For contactless transactions over any POS terminal enabled for contactless payments, the maximum limit without PIN is INR 5,000/- per transaction with a maximum of 5 transactions per day
However the customer can do transaction up to a maximum limit of INR 1,00,000/- per day with PIN authentication.
Customer can also perform e-commerce transactions up to INR 1,00,000 per day by with the help of reference card provided along with the device through CVV and OTP authentication.
bob World Wave is an all-in-one smart fitness device to measure your vital body parameters. It has an inbuilt SpO2, Body Temperature, and Heart Rate & Blood Pressure Monitor. It is also enabled for making contactless payments, a faster way to pay for purchases at all participating stores. Instead of swiping your card at the billing counter, simply tap your watch band on the contactless terminal & pay without entering PIN for transaction up to INR 5000 and with PIN for transactions above INR 5000.
There are three major components of bob World Wave constituting of:
Follow below path to enable or activate bob World Wave for contactless payments :
Login to bob World Mobile App.
Go to Cards > Manage Debit Card > Manage Channel > Enable/Disable contactless payments toggle button > enter Transaction PIN
bob World Internet:
Login to bob World Internet
Go to Internet Banking Login> Services >Card Services > Set Daily Debit Card ATM & POS/ ECOM Limits > Select Customer ID and Card Number > select Contact Less Mode (Yes) >Continue > Enter transaction password > Submit.
The bob World Wave contains a payment enabled chip & an antenna (based on radio frequency). When you tap the band against a contactless-enabled terminal, the details get transferred wirelessly from the band to the terminal & the payments get processed in a secure manner.
Yes, contactless technology uses secure encryption (same as CHIP & PIN) so you can use it without a worry. With the maximum contactless transaction amount without PIN value capped at INR 5000, there is limited possibility of any loss. Just ensure you report the loss to Bank of Baroda immediately.
Just tap the band on the machine or keep it close to the terminal. You will hear a beep/see a light & get the receipt for the contactless payment you made.
Yes, you will be able to use your bob World Wave Plus for contactless payments above INR 5,000/- with PIN. To SET PIN login to bob World mobile App or bob World Internet Banking and follow the below path:
Cards > Set Debit Card PIN > enter OTP > enter new PIN > confirm new PIN > Proceed > enter Transaction PIN.
bob World Internet
Services > Card Services > Set/Reset Debit Card PIN > Select Card Number, Date of Birth and expiry Date > Enter OTP > enter new PIN > Retype new PIN > Submit.
Contactless features work only at a shop/merchant location where there is an NFC-enabled POS machine. It wouldn’t work for an online transaction.
The INR 5000 limit per transaction (without PIN) is only in India. Each country that has contactless bands has different rules & it also depends on the terminal that would be used at that time, in that country.
The overall daily purchase limit is INR 1,00,000/-.
No, bob World Wave can only be used for contactless payments. Just tap your device on the terminal for quick contactless payments.
Yes, follow below path to disable limits for Smart Vital Plus as per your needs:
Go to Wearables > Manage Wearable > Manage Channel > Disable contactless payments toggle button > enter mPIN
Go to Internet Banking Login> Services > Wearable Services > Set Daily Wearable POS/ Ecom Limits >De select Contact Less Mode > Continue > Enter transaction password > Submit
Please let the shopkeeper know that you need a receipt. However, the receipt is not directly available in some circumstances, like while paying for travel or at a vending machine. All contactless purchases are recorded on your bank statement and you will get to see them on your Bank of Baroda internet banking account & Bank of Baroda Mobile app as well.
Contactless bands & machines do not work beyond a distance of 4 cms. It is preferable to tap your band on the POS terminal to make a transaction.
It needs to be activated before the contactless functionality will work. You will have to follow the activation procedure for it to start functioning. There may be a slim chance that the contactless functionality does not work after that.
You can block your band & ask for a replacement by calling the Bank of Baroda Customer Support on 1800 5700 or through your BOB World mobile app. We request you to please do this immediately if you lose your band.
bob World Wave comes with a 1-year warranty. In case if you are facing any issues with the smart device, please contact the GOQii Customer Support via GOQii App- Home- Support or reach us on 84199 40404
Please check if the issue is with the Contactless Payment Strap or the bob World Wave .
If you are facing any issue with the smart device, then kindly connect with the GOQii Customer Support via GOQii App- Home- Support or reach us on 84199 40404 for replacement.
If you have any issue pertaining to contactless payment strap, then please connect with Bank of Baroda Customer Support on 1800 5700
Youths, HNIs, Corporate employees and all customer segments who are very health conscious and keep a track of their health status regularly.
To Activate your bob World Wave, follow the below steps:
The current charges for bob World Wave is INR 3499/- inclusive of taxes.
However the price of watch may change based on the market trend, demand and supply
There are welcome benefits and ongoing payment offers on your bob World Wave . These offers are updated on bob World Wave Mobile page.
Please modify your contactless payment limits to ‘0’ or disable contactless limits via Wearables-> Manage Wearables option on BOB World mobile app. If you are sure, it is not traceable, please block your Smart Vital Contactless Payment Strap permanently via option Wearables > Wearable Hot Listing > Block Wearable present in BOB World mobile app or call Bank of Baroda Helpline on 1800 5700 to permanently block the bob World Wave to prevent misuse.
GOQii CUSTOMER CARE ESCALATION MATRIX:
It’s a debit card Variant for wearable form factor available on Rupay platform.
With bob World wave bank is providing an exclusive 3 month free wellness package along with personal health coach, doctor tele-consultation and interactive video coaching.
5000 cashback points via vendor app on health program enrolment
1000 cashback points on completion of 70000 steps via vendor app
It complies with RBI guidelines of customer protection- Limiting Liability of customers in unauthorised electronic banking transactions.
Not to be answered at this point.
There is no linkage of cards with bob World wave. It is a wearable form factor of watch enabled for contactless payments.
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