bob Opulance

bob Opulance

A card that flies high with you

Enjoy premium offers, unlimited lounge access, golf, dining and more - Only with your Opulence Debit Card. # TheNewLuxury

Benefits

Unlimited Domestic and Airport Lounge Access

Airport pick up & Drop

Room upgrades, Late Checkouts, Complimentary
benefits on selected Hotels- VISA Luxury Hotel Collection

Club Marriott Membership

Golf Program- Complimentary games
and sessions at selected Golf Courses

Dining benefits on selected hotels

Offers on premium brands

Health and Wellness Benefits

Features

Travel

Get exclusive travel benefits

  • Domestic Airport lounge access Know More
  • International Airport lounge access Know More
  • Airport pick up/Drop Know More
  • Club Marriot Membership Know More
  • Complimentary benefits on selected Luxury Hotel Collection Know More
  • Ease my TripLogo
    Travel Offer
    Know More
  • Note: The offers are subject to change (Addition/deletion) by VISA at any time

Game

Special deals on Golf courses and holidays

  • Complimentary Golf program
    Know More
  • Note: The offers are subject to change (Addition/deletion) by VISA at any time

Apparel & Accessories

Make shopping more fun

Health & Wellness

Dining

  • Exclusive dining benefit on selected Hotels. Know More
  • Note: The offers are subject to change (Addition/deletion) by VISA at any time

Eligible Customer Segments

Eligible Customer Segments
  • Individuals maintaining Savings and Current Accounts with our bank under the eligible scheme codes, with a QAB of Rs. 10,00,000/-, are eligible for Opulence debit card issuance.
  • Debit cards are allowed for modes of operation as 'Self,' 'Either or Survivor,' or 'Anyone or Survivor' in Savings scheme codes, and 'Proprietor' for Current Account schemes.

Fees &
Charges

Fees & Charges
  • Type of Fees/Charges Amount
    Issuance Fees ₹ 9,500/-
    Annual Fees ₹ 9,500/-
    Re-issuance Fee ₹ 4,500/-

Card Limits

Card Limits
  • ATM – Cash withdrawals
    Type of Fees/Charges Amount
    Maximum Per day limit ₹ 5,00,000/-
    Maximum per transaction limit on our ATMs ₹ 15,000/-
    Maximum per transaction limit on other Bank’s ATM ₹ 10,000/-
    Maximum number of cash withdrawals allowed per day 50
  • POS / E-Commerce
    Type of Fees/Charges Amount
    Maximum Per day limit at POS/Ecom ₹ 10,00,000/-
  • Contactless
    Type of Fees/Charges Amount
    Maximum per txn limit using Contactless mode. ₹ 5,000/-
    No. of daily Contactless txn Limit. 10

Do's and Dont's

Do's
  • Your Bank of Baroda Debit Card is for personal use.
  • You can generate Debit Card/Green PIN through BOB World App, bob world internet, IVR and by visiting any nearest Bank of Baroda ATM. No physical PIN would be sent (Applicable for domestic registered mobile number).
  • Ensure to change PIN at regular intervals.
  • Activate your debit card by using it first at any ATM. The card can be used at POS/e-commerce only after activation of the card at ATM.
  • Always ensure that your card is used in your presence when transacting at POS and ensure that you enter the PIN for authentication discreetly.
  • Register your mobile number with the bank, subscribe for SMS alerts for all Debit Card transactions to avoid suspicions/fraudulent activities in your account.
  • Please make sure you conduct any ATM transaction in complete privacy.
  • Beware if “Shoulder Surfing”. Shield your PIN from onlookers by covering the keypad while entering the PIN.
  • Ensure to collect your card, cash and receipt, after completion of the transaction. The ATM does not take back cash if not collected.
  • Look extra devices attached to the ATMs. These may be put to capture your data! Inform security guard/bank immediately if any such device found.
  • After completion of your transaction and before leaving the promised be sure that “Welcome Screen” is displayed in the ATM.
  • Register your mobile number with the bank for getting alerts for your ATM transactions.
  • Regularly check account statements. Any unauthorised card transaction in the account, if observed, should be immediately reported to your bank after blocking your debit card.
  • Immediately inform the Bank, if the ATM/Debit Card is lost or stolen. If your card is held back by any ATM, please inform the same to the 24hrs, Customer Care Click Here
  • Keep an eye on suspicious movements of people around ATMs. Beware of strangers trying to engage you in conversation.
  • When you destroy your card upon card expiry or closure of your account, cut it into four prices through the magnetic stripe before disposing it off.
  • If cash is not dispensed and account is debit then Bank of Baroda customer has to fill the complaint form and submit it to the Branch
  • Verify emails and links in emails you supposedly get from your social networking site. These are often designed to gain access to your user name, password and ultimately your personal information.
  • These mails could be phishing emails too.
  • Always ensure that the address of the website where transactions to be done, starts with https:// and not http://.
Read More
Dont's
  • Don't give your Debit Card to anyone. If you need to surrender the card, you may request for closure of card and handover the card to Bank Officials after destruction of the card. You may also block a card using Bank’s Baroda BOB World (Mobile Banking), bob world internet (Internet Banking), IVR, WhatsApp Banking.
  • Don't keep a written record of the PIN in any form, place or manner that may facilitate its misuse by anyone. It would be better if you could memorise your PIN.
  • Don't disclose your Card/PIN details over email links/phone calls/bank official even if it is purported to be from Bank of Baroda. It may be noted that Bank would never request you to reveal such details.
  • Don't overlook or ignore transaction alerts received through SMS.
  • Never lend your card to anyone.
  • Do not write your PIN on the card or on the cover of the card.
  • Never share your PIN with anyone or seek help from anybody by handing over the card and revealing the PIN.
  • Never let anyone see you entering your PIN.
  • Never use a PIN that could be easily guessed. E.g. your birthday or telephone number. Use of non-dictionary words is advised.
  • Never leave your card in the ATM.
  • Do not forget to collect the dispensed cash as ATM does not take the cash back.
  • Avoid posting personal information such as your address, phone numbers, email address, license number, Aadhaar number, birth place, location for any given day, school’s name of kids and family details.
Read More


Note :The Bank may use the services of agents in sales/marketing etc. of its various products.

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