Bank announces Financial Results for quarter ended, 30th September 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities
Visit our website https://www.bankofbarodauk.com/ for any further information.
NOTIFICATION DATED 27.06.2023 FOR SALE / ASSIGNMENT OF FINANCIAL ASSET (NPA) to ARCs (E-AUCTION ON 14.07.2023)
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
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Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Rate of interest for Mid/Large Corporate/ Non-regulatory/SME expanded advances linked to Base Rate
The existing tenor based credit risk premium applies only for Base rate linked exposures which is as
The tenor linked base rate will apply as per existing terms with the borrowers.
An additional ROI @ 1% to be charged, in respect of all corporate exposures that are unrated externally
and have exposure of INR 100 Crores and above from the banking system or rated worse than BBB.
The Strategic premium on various advances will be applicable as it is.
Advances where total exposure is greater than INR 5 Crs or Turnover is greater than INR 25 Crs would be
treated as Corporate exposure.
Rate of interest for Mid/Large Corporate/ Non-regulatory/SME expanded advances linked to MCLR
These spreads will apply to fresh sanctions and fresh sanctions and renewals of the existing facilities
after the due date where the reference rate is MCLR.
Rupee & Foreign currency export credit granted under Export LC (Export Bill discounted post
acceptance under LC after earmarking ASL)
Upto 3 months
3 Months T-Bill + 0.75%p.a.
3 Months ARR + 1.00%p.a.
Above 3 and upto 6 months
6 Months T-Bill + 0.75%p.a.
6 Months ARR + 1.00%p.a.
The summarized position of realigned rate of interest on Agriculture and other Priority Sector Advances
having limits less than Rs.25.00 Lacs is as under
(*) Except for Food & Agro processing units and other special categories of borrowers/ activities/
purposes, for which separate ROI has been stipulated.
(**) Priority Sector Advances other than Agriculture, Retail & SME Advances and other special categories
of borrowers/ activities/ purposes, for which separate ROI has been stipulated.
Interest Rate on Agriculture & Other Priority Sector Advances
Financing Protected Cultivations (Green House/Polyhouse etc) Projects.
Limit Rs 25.00 Lakhs and above
Financing to Farmer Producer Companies
Limit above Rs 3.00 Lakhs and less than Rs 25.00 Lakhs
One Year MCLR + SP + 1.25%
Limit Rs 25.00 Lakhs and above
For loan period less than 3 years (including CC limits)
One Year MCLR + SP + 2.00%
Above 3 years and upto 5 years
One Year MCLR + SP + 2.10%
Above 5 years and upto 7 years
One Year MCLR + SP + 2.15%
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