Baroda Special Scheme for existing BKCC borrowers impacted by COVID -19


An instant credit for farming community to meet the emergent funds requirements for Agriculture and related domestic purposes due to COVID-19 pandemic.


Individual Farmers / Joint borrowers who are existing Baroda Kisan Card (BKCC) account holders having satisfied repayment track record and eligible for Prompt Repayment incentive in existing account.

Quantum of Loan

10% of BKCC sanction limit i.e. Minimum Rs.10000/- and Maximum Rs.50000/- for existing regular BKCC holders.

Nature of facility

Demand Loan

Rate of Interest

1 Year MCLR+SP i.e. 8.15+ 0.25= 8.40 % (at present)



Repayment Period

6 Half yearly / 3 Yearly instalments depending upon the income generation and cropping pattern of the customer.

The interest to be realized along with the instalment


Existing security under BKCC to be extended.

The existing norms of no collateral security up to Rs.1.60 lacs to be followed if the combined limit is within Rs.1.60 lacs

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