Baroda Reloadable Card Physical Variant

Baroda Reloadable Card is a Prepaid Card that facilitates various transaction/payment related needs. Card usage is restricted to the amount loaded on the card. If required, customer can reload amount on the card.

Baroda Reloadable Card is available in two variants i.e. Physical and Virtual.

Physical variant of Baroda Reloadable card is a beautifully crafted welcome kit will be provided to purchaser.

Baroda Reloadable Card is offered in a sealed Welcome Kit which contains EMV Chip Reloadable Card, Welcome Letter, PIN Mailer and Terms and Conditions. We recommend the purchaser to ensure that a sealed cover is delivered to them.

After receiving the funds along with the application form bank will activate the card on real time. Customer will be notified by SMS on registered mobile number and thereafter it can be used for online shopping, POS transactions and ATM transactions.

No. Baroda Reloadable Card can be purchased by both i.e. Bank’s account holder and Non- Bank’s Customer also. Person desirous of purchasing a card can visit any Bank of Baroda branch and purchase a Baroda Reloadable Card over the counter.

All KYC compliant operational accounts are eligible for purchasing Baroda Reloadable Card.
The table below shows the types of accounts eligible:
Sr. No
Account Type
Eligibility
1
Savings
All scheme codes
2
Current
All scheme codes
Please Note: In case of accounts where more than one account holders are present, multiple cards can be issued, and cards can be issued to each account holder. For corporate customers there is no limit on number of cards per account except Full KYC of the beneficiary/cardholder to whom the card is to be issued is to be provided by the corporate.

Card Purchaser and beneficiary details both are mandatory for issuance of Baroda Reloadable Card.

Baroda Reloadable Card is available in INR only and can be used in India only.

Baroda Reloadable Card can be used at ATM, POS (any RuPay certified merchant establishment in India) and E-commerce/Online platform.

Baroda Reloadable Card can be reload/ top up subject to condition Total balance in card at any point of time must not exceed Rs. 1,00,000.

You can enquire balance available on your Reloadable card by logging into customer self-service portal i.e. https://bobprepaid.yappay.in using bank’s website under prepaid card and/or by calling our 24-hour Customer Care toll free number 1800 1039 586 by giving KIT number and identification.

No, transfer of funds from one Reloadable Card to another is not allowed.

As soon as you know that the card is misplaced or lost, you must immediately report the loss of the card to our Customer Care toll free number 1800 1039 586. Service provider team would immediately hotlist the card after ascertaining your identity and prevent any further usage.

For retail customers, one card per account is allowed. For corporate customers there is no such limit.

Minimum load amount is Rs. 100. Maximum amount permitted in a card at any point of time is Rs. 1,00,000.

Sr. No.
Currency
Amount (Rs.)
1
Issuance Fee
Rs. 100
2
Annual maintenance Fee & Re-load Fee
Nil
3
Replacement Card Fee in case of lost/ stolen/ damaged
Rs. 100
4
Revalidation Charges in case of expired card
Rs. 100
5
ATM Withdrawal Fee
Rs. 20
6
ATM Balance enquiry Fee
Rs. 10

Sr. No.
Currency
Amount (Rs.)
1
Issuance Fee
Rs. 100
2
Annual maintenance Fee & Re-load Fee
Nil
3
Replacement Card Fee in case of lost/ stolen/ damaged
Rs. 100
4
Revalidation Charges in case of expired card
Rs. 100
5
ATM Withdrawal Fee
Rs. 20
6
ATM Balance enquiry Fee
Rs. 10

NOTE: Charges are excluding of GST. Charges may change anytime solely at the discretion of Bank. For latest schedule of charges, please visit www.bankofbaroda.in under Prepaid Card Section—Reloadable Card.

To check card status or balance login to URL for customer care: https://bobprepaid.yappay.in or call the Customer Care toll free number 1800 1039 586 provided at the back of the card.

Yes, Customer can re-load the card anytime during the validity of card. Card will be reloaded on real time. Customer must approach to any Bank of Baroda Branch for reload request.

The minimum reload value of Baroda Reloadable Card is Rs. 100 and maximum reload value is Rs. 1,00,000 (subject to card available balance + reload amount < rs.="" />

Baroda Reloadable Card can be reloaded multiple times before the expiry date of the card.

ATM PIN (PIN) is a unique 4 digit secure number assigned to card and known only to customer. It allows you to withdraw cash from ATMs (charges are applicable). Customer is advised to change and memorize pin as soon as he/she receives a new card.

At the time of cash withdrawal at ATM, customer has to choose among 3 type of accounts to carry out the transactions:
Credit
Savings
Overdraft
Please choose the ‘Savings’ option for successful transaction.

For any assistance and information related to your Reloadable card, call our toll free number 1800 1039 586 or write mail to: bobsupport@yappay.in

Card holder has to visit Bank of Baroda branch for re-issuance of PIN. Based on application received from customer and deduction of applicable charges from card available balance, Physical Pin will be generated and provided to customer.
The card holder may visit the customer self-service portal https://bobprepaid.yappay.in to re -generate the PIN. The PIN will be delivered to beneficiary registered e-mail id in secured pdf.

Baroda Reloadable Card cannot be used for over the counter cash withdrawal.

Yes, login to https://bobprepaid.yappay.in and lock your Baroda Reloadable Card temporarily. Kindly use registered mobile number/kit number for login.

Please login to https://bobprepaid.yappay.in to track all your transactions, anytime, anywhere. Kindly use registered mobile number/kit number for login.

As soon as you sense that card or card related data(like PIN) is compromised/stolen then immediately call the customer care centre and request to block the card. Raise request for replacement card through your base branch.

Customer needs to contact the issuing branch, fill out an application and provide KYC, submit the card (if not stolen/lost) and will receive a new card.

Procedure and terms to reload of replaced card will remain the same as original card. On revalidation, old card will be replaced in the system with new one and new card will be linked to the account. Balance available in old card will be transferred to new card on real time after deducting applicable fee and taxes.

Baroda Reloadable Card is valid for maximum 36 months from the date of issuance or the date printed on card whichever is earlier. On card expiry, please visit the issuing branch for new card only after surrendering back the old card.

Customer may withdraw/utilize the funds available in card and bring the balance in the card to zero and submit the card to issuing branch along with a request to surrender the card.

Alert SMS is sent 45 days before expiry of card on registered mobile number of card holder to utilize the funds available. Card holder also has an option of revalidating the card, if the customer fails to utilize the funds before expiry of card and revalidate the card. Remaining fund (if any) will be transferred to linked account of card holder on request of customer.

The maximum withdrawal limit in a day from ATM is Rs. 25,000 and per transaction limit is Rs. 10,000. The reloadable card can also be swiped for up to Rs. 1,00,000 in a day, subject to the balances available on the card.