Bank announces Financial Results for quarter ended, 31st December 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities
Visit our website https://www.bankofbarodauk.com/ for any further information.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Open Baroda Advantage Saving Account and get attractive benefits.
Reap the benefits of savings account with Bank of Baroda. A simple, convenient and hassle-free option to save and manage your money, open a savings account now. Enjoy an extensive range of features and benefits with Baroda advantage saving account.
(FRRO/ FRO Certificate/ Permit/ Indian Driving License/ OVDs/ any Deemed OVD mentioned herein above, is required to be provided for Indian Address Proof.)
(Any two of the following documents to be obtained)
Any one of the OVDs along with PAN/ FORM60 of the proprietor.
For Interest Rates & Charges please “Click Here”
At Cash machines
Urban / Metro
Computation: Minimum QAB requirement is calculated on the basis of summation of closing balance of number of days divided by number of days. For purpose of arriving at Quarterly Average Balance/Minimum Balance charges, the period of quarters are considered as 16th Mar to 15th Jun, 16th Jun to 15th sep, 16th sep to 15th Dec and 16th Dec to 15th Mar of a particular year.
Frequently Asked Questions (FAQs)
Baroda advantage savings account is a simple, convenient and hassle-free option to save and manage your money. You will receive a passbook and chequebook. You may also apply for a debit card, mobile banking and net banking on your digital savings account, though charges may apply.
The Bank of Baroda minimum balance, also known as Quarterly Average Balance (QAB) to be maintained are-
Rural –Rs. 500 /-
Semi–urban –Rs. 1000/-
Urban / Metro –Rs. 2000/-
The interest rate for Baroda Advantage Savings account is the same as applicable for a normal savings account. Please visit our Interest rates section on our website for the latest rates offered.
All resident individuals including minors. (above the age of 10 years. and able to read & write on their own).
All resident individuals including minors. (above the age of 10 years. and able to read and write on their own) in single or in joint names competent to enter into a contract are eligible to open savings bank a/c in his/her own name, limited to only one such account per person.
All individuals and clubs, societies, provident fund, and trusts, provided they are duly constituted and subject to satisfaction of conditions stipulated by Reserve Bank of India/Bank from time to time, provided they are registered under the Societies Registration Act or Companies exempted from using the words 'Ltd. 'or 'Pvt Ltd. 'as part of their names as per the Companies Act 1956 and those working for socially desirable purposes and serving weaker sections of the society, and those exempted from paying Income tax under Income Tax Act 1961 .
While you do require a minimum balance in bob savings account, there is no ceiling on the amount deposited/held in the account. However, in the accounts of minors. aged between 10 years and 14 years, maximum amount that can be kept in the account is Rs.1 lakh.
Savings Bank Account interest is being calculated on a day-to-day basis, on the daily closing balance in the account at the rates as per the savings interest. The interest amount is rounded off to the nearest rupee.
Interest is calculated on a daily product basis and credited to accounts quarterly. For this purpose, Bank’s quarters are May-July, August to October, November to January and February to April. Interest is credited to the account within 15 days of the end of quarter. However, value date effect as of 1st day of the month is given while crediting interest.
Interest in the account will be credited on a quarterly basis in the months of February, May, August, and November every year.
This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.
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