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Cultivation of Crops (Excluding Plantation and Horticultural Crops)

Particulars Guidelines under the scheme
Purpose
  • Purchase of agricultural inputs such as seeds, fertilizers, pesticides, etc. and for payment of labour charges, irrigation etc.

Eligibility

  • Persons engaged in cultivation of crops as owners of land or as permanent tenants or as lease-holders (for a reasonably long period) or sharecroppers.
Nature of facility Demand Loan or Cash Credit
Rate of Interest As per RBI/Bank’s guidelines revised from time to time.
Margin
  • As per the BKCC norms
Repayment Period
  • Crop Loans: Generally 12 months; however, it can be extended up to 18 months in respect of crop with longer life period like sugarcan etc.
Subsidy As per BKCC norms
Security As per BKCC norms

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