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Empowering the MSMEs with instant access and instant solutions.

Composite Loans

  • Features
  • Interest Rates & Charges
Purpose
  • Fixed capital investment and/or working capital requirement.

Type of Facility
  • Composite loans


Amount of Loan
  • Up to Rs. 100 lakhs


Margin
  • Nil in case of composite loan up to Rs. 25,000
  • 15% - 25% in case of composite loans above Rs. 25,000 and up to Rs. 100 lakhs

Security
  • No collateral security/third party guarantee be taken

Repayment Period
  • Minimum 3 years and maximum of 10 years (which can be extended), with initial holiday of 12 months to 18 months.
  • Minimum 3 years and maximum of 10 years, with initial holiday of 12 months to 18 months, both for interest and principal.

Competitive pricing linked to repo rate/MCLR

Related products

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