Empowering farmers to enhance their farm productivity.


Bank of Baroda, for rural India, with rural India.

Financing Irrigation

Particulars Guidelines under the scheme
Purpose Finance used for construction of surface well, deepening/renovation of existing wells, purchase of oil engine/electric motor and pump set, construction of shallow and deep tube wells, layout of field channels (open as well as underground), construction of pump house, lift irrigation from river basins, tank, bandharas and other catchments, installation expenses of oil engines/electric motor/pump sets, levelling of the land for irrigation, construction of bandharas, sprinkler irrigation, drip irrigation and windmills.
Eligibility Farmers engaged in the cultivation of crop as owner of land, cultivators, permanent tenants or leaseholders (for a reasonably long period) or sharecroppers.
Nature of Facility Term Loan
Rate of Interest

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Repayment Period Repayment period depends on the purpose of investment and economic life of the asset subject to maximum of 9 years.
Security
  • Hypothecation of machinery.
  • Mortgage of land/third party guarantee depending on quantum of loan.

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  • Warehouse/Storage Receipts to Food and Agro Unit Enjoying Credit Facility with our Bank

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  • Loan/Overdraft Against Bank’s Own Deposit (Labod/Odbod)

  • Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (PM-KUSUM Scheme)

  • Purchase of Estates/Orchards Growing Traditional Plantation Crops

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