Financing growth & transforming rural India.

Bank of Baroda, for rural India, with rural India.

Scheme for Financing Mini Dairy Units

Particulars Guidelines under the scheme


A scheme to establish new small dairy units with 2 to 10 milch animals.


Individuals, Farmers, Members of NGOs/SHGs/JLGs.

Quantum of Loan

Per animal cost as given/provided by respective regional offices of NABARD of the concerned state.
Number of animals to be financed under the scheme:
Minimum: 2
Maximum: 10
Maximum Amount of Loan: Maximum number of animal financed under the scheme x per animal cost (as given by respective Regional office of NABARD).
Buffaloes producing more than 7 litres of milk per day and cows producing more than 8 litres of milk per day only, preferably only the following breeds are to be financed under the scheme:

  • Cross breed: Jersey cross, Holstein Friesian cross
  • Buffalo: Murrah breed, Graded Murrah, Mehsana, Jaffarabadi, Godavari, Bhadawari and Surti
  • Indigenous breed of cows: Sahiwal, Tharparkar and Red Sindhi

Nature of facility

Term Loan

Rate of Interest

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Repayment Period

Not exceeding 5 years (including moratorium period of 3 months).


Loans up to Rs.1.6 lakhs:

  • Hypothecation of livestock

Loans above Rs.1.6 lakhs and upto Rs. 2 lakhs:

  • Hypothecation of live stocks
  • Mortgage of land or third party guarantee

Loans above Rs. 2 lakhs:

  • Hypothecation of live stocks
  • Mortgage of land
  • Third-party guarantee, if stipulated

Types of Loans & Advances

  • New Scheme for Tractor

  • Advances to Food Agro Based Units Under Agriculture

  • Agriclinics Agribusiness Centres by Agriculture Graduates

  • Agricultural Land Development Loan

  • Baroda Animal Husbandry and Fisheries Kisan Credit Card (BAHFKCC) Scheme

  • Baroda Kisan Credit Card (BKCC)

  • Baroda Kisan Group Loan Scheme

  • Baroda Kisan Tatkal Loan Scheme

  • Baroda Sanitation Scheme

  • Commercial Production Units of Organic Inputs

  • Construction Of Storage Structure Projects

  • Construction of Toilets under Swachh Bharat Abhiyan

  • Cultivation of Crops (Excluding Plantation and Horticultural Crops)

  • Distribution of Agricultural Inputs such as Seed Fertilizers, Insecticides, etc.

  • Finance for Purchase of Smartphones for Farmers

  • Financing Against Warehouse Receipt

  • Financing Agencies Providing Custom Services To Farmers

  • Financing Construction of Farm Buildings Structures

  • Financing Development of Dairy, Poultry, Fishery, etc.

  • Financing Farmer Producer Companies (FPC)

  • Financing Four Wheeler Loans to Farmer

  • Financing Irrigation

  • Financing of Joint Liability Groups

  • Financing Tractors and Heavy Agriculture Machinery

  • Financing Under Self Help Groups (SHGs)

  • Installation of Gobar Gas/Biogas Plants

  • Installation of Solar Home Lighting Systems

  • Lending to Agriculture Other Priority Sectors demand loan for financing against

  • Loan for Installation of Solar Photovoltaic Pump Sets

  • Overdraft Scheme for Working Capital Assistance to the Food Agro Processing Unit

  • Scheme for Financing NBFC-MFIs

  • Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY)

  • Scheme for Financing under Agriculture Infrastructure Fund

  • Scheme for Purchase of Agriculture Land

  • Shahari Bagwant Yojna

  • SHGS/JLGS in Partnership with Corporate BC

  • Silos/Godowns for Storage of Agriculture Produce

  • Two Wheelers (Motorcycle/Scooter) Loan to Farmer

  • Warehouse/Storage Receipts to Food and Agro Unit Enjoying Credit Facility with our Bank

  • Planters Card Scheme

  • Loan/Overdraft Against Bank’s Own Deposit (Labod/Odbod)

  • Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (PM-KUSUM Scheme)

  • Purchase of Estates/Orchards Growing Traditional Plantation Crops

  • Scheme for Development of Horticulture

  • Scheme for Financing Compressed Biogas (CBG)

  • Redemption of Debts of Farmers from Non-Institutional Lenders

  • Scheme for Financing Facility under PM Formalization of Micro Food Processing

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