Work to make your business the best. We provide the rest.

Choose our Corporate Banking services.

FCNR Loans

  • Eligibility
  • Interest rates & charges

FCNR Loans : Eligibility

Currencies for Loan

USD, Euro, Japanese and Sterling.

Who is Eligible

This facility would be available to all our existing corporate/non-corporate clients.

  • Working capital.
  • Loan for capital expenditure such as purchase of new plant and machinery, acquisition of equipment and other assets.
  • Repayment of existing high cost loans.


The facility can be allowed for a period from 3 months to 36 months subject to periodical rollover.

FCNR Loans : Interest rates & charges

Rate of Interest

Interest rate would be linked to LIBOR of relevant currency + spread depending on credit rating, payable at monthly rests.

Commitment Fee

1% p.a. of unutilised amount of FCL if it is not availed within 30 days of sanction.

Prepayment Charges

1% on the loan amount for the remaining period.

Processing Charges
  • Working Capital - Rs. 20,000
  • Term Loans - as applicable for rupee term loans


The rate of interest, other charges and terms are subject to change from time to time as per RBI guidelines/Bank's policy.

Add this website to home screen

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.

The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.

Proceed to the website

Thank you for visiting

We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.