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Advance Against Shares

Advances against Shares to Individuals

Bank of Baroda has introduced scheme of advances to individuals against shares for genuine individual investors. The maximum amount of finance that can be granted to an individual is to the extent of Rs. 20 lakhs, subject to minimum margin stipulation from time to time.


Bank Finance to employees to buy shares of their own companies

In view of a number of companies offering Employee Stock Options (ESOPs) and employee quota in their IPOs, Bank of Baroda has introduced scheme to extend finance under ESOP/IPO to employees to buy shares of their own companies to the extent of 12 months’ salary of the employee with a maximum of Rs. 10 lakhs subject to regulatory guidelines on margin, which is presently as under:

  • Initial Public Offering (IPO): 50% margin.
  • Employees Stock Option Plan (ESOP): 10% margin.

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