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Baroda Laghu Udyami Credit Card

  • Features
  • Eligibility
  • Terms and Conditions
  • Interest Rates & Charges

The purpose of Baroda Laugh Udyami Credit Card is to meet the credit requirements of small business units, retail traders, artisans, village industries, small scale industrial units and tiny units, professionals and self-employed persons, etc.

The scheme is applicable to all existing customers under MSE sectors, who are dealing with us for the last 3 years satisfactorily and enjoying loan/operative limit up to Rs. 10 lakhs are eligible.


Maximum limit up to Rs. 10 lakhs.


The limit fixed under the scheme will be valid for a period of 3 years, subject to internal annual review based on the conduct/operations of the account.

Limit Margin
Up to Rs. 50,000 Nil
Rs. 50,001 to Rs. 10,00,000 25%

Rate of interest linked to repo rate (BRLLR).

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