Financing Growth and Transforming Rural India.


Bank of Baroda, for rural India, with rural India.

Agricultural Land Development Loan

Particulars Guidelines under the scheme
Purpose It covers activities of terracing, bunding, levelling, kyari preparation, drainage layout and reclamation of saline, alkaline and ravine lands.
Eligibility All persons engaged in raising crops, fruit gardens, plantations and nursery crops as owners of land or permanent tenants or as lease holders (for a reasonably long period).
Nature of Facility Term loan
Rate of Interest

To check out the interest rates, click here

Repayment Period For small and marginal farmers: 9 – 5 years
For other farmers: Maximum 7 years with one year holiday/moratorium period

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  • Baroda Kisan Credit Card (BKCC)

  • Baroda Kisan Group Loan Scheme

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  • Cultivation of Crops (Excluding Plantation and Horticultural Crops)

  • Distribution of Agricultural Inputs such as Seed Fertilizers, Insecticides, etc.

  • Finance for Purchase of Smartphones for Farmers

  • Financing Against Warehouse Receipt

  • Financing Agencies Providing Custom Services To Farmers

  • Financing Construction of Farm Buildings Structures

  • Financing Development of Dairy, Poultry, Fishery, etc.

  • Financing Farmer Producer Companies (FPC)

  • Financing Four Wheeler Loans to Farmer

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  • Financing of Joint Liability Groups

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  • Lending to Agriculture Other Priority Sectors demand loan for financing against

  • Loan for Installation of Solar Photovoltaic Pump Sets

  • Overdraft Scheme for Working Capital Assistance to the Food Agro Processing Unit

  • Scheme for Financing Mini Dairy Units

  • Scheme for Financing NBFC-MFIs

  • Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY)

  • Scheme for Financing under Agriculture Infrastructure Fund

  • Scheme for Purchase of Agriculture Land

  • Shahari Bagwant Yojna

  • SHGS/JLGS in Partnership with Corporate BC

  • Silos/Godowns for Storage of Agriculture Produce

  • Two Wheelers (Motorcycle/Scooter) Loan to Farmer

  • Warehouse/Storage Receipts to Food and Agro Unit Enjoying Credit Facility with our Bank

  • Planters Card Scheme

  • Loan/Overdraft Against Bank’s Own Deposit (Labod/Odbod)

  • Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (PM-KUSUM Scheme)

  • Purchase of Estates/Orchards Growing Traditional Plantation Crops

  • Scheme for Development of Horticulture

  • Scheme for Financing Compressed Biogas (CBG)

  • Redemption of Debts of Farmers from Non-Institutional Lenders

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