Bank announces Financial Results for quarter ended, 30th June 2024.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Colors of happiness with Baroda Agriculture Gold Loan
To meet short term agriculture credit and investment needs i.e. both for crop production and allied activities, Bank of Baroda offers Gold Loan at attractive interest rates to farmers up to Rs. 25 lakhs.
Type of facility
Demand Loan/Over draft and EMI
Purpose
Any purpose other than speculation.
Eligibility
Maximum Limit
Rs. 25 lakhs per borrower.
Tenure
Minimum 12 months and maximum 36 months for EMI scheme.
Repayment Mode
Interest on a monthly basis. The principal will be repaid by way of bullet payment at any time during the tenure of the loan.
EMI
EMI on monthly basis.
Demand Loan - BRLLR+SP+2.00%
Overdraft - BRLLR+SP+2.15%
EMI - BRLLR+SP+2.00%
Processing charges
Upto Rs. 25000 NIL
Above Rs. 25000 upto Rs 25 lakhs – Applicable charges +GST
Security
Secured by minimum 18 carat gold jewellery/ornaments.
Pre-closure /Prepayment
NIL
* Subject to change of BRLLR.
*Subject to change of MCL
Frequently Asked Questions (FAQs)
Minimum 18 years and maximum 70 years.
The loan Limit is arrived at the value of security i.e. gold offered, net of the margin. However, in case of agriculture purpose, the scale of finance is also considered apart from the advance value of the pledged gold ornaments/ jewellery. Also, the loan limit is restricted to the value of gold with applicable margin.
Loan to Value (LTV) decided by Bank (time to time).
The repayment period is maximum 12 months. No pre-payment charges
At present more than 9500+ Branches are sanctioning Gold Loan at all India level.
Processing Charges
Other applicable charges
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The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.
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